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CREATIVE CONNECTION

Active
Private limited companyfounded 198936 yrs activeMuinklaan 31, 9000 Gent, BelgiumKBO/BCE: BE 0439.370.606
Summary

CREATIVE CONNECTION has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,813 and a net result of -€8,820. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 2304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
CREATIVE CONNECTIONActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Computing infrastructure, data processing, hosting and related activities
NACE 63100NACE 63110NACE 72300
1 site
Size
€96,374total assets 2025
Equity
€80,813
Loss
-€8,820
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 12 d early0 of 1 deed read
Why 94- Loss of €8,820 (FY 2025)+ Liquidity: current ratio 7.77, cash €20,855, halved+ Founded in 1989+ Equity €80,813 (83.9% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (NACE 63, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 83.9% of total assets
Liquidity 77-22
short-term debt 7.9% · cash 21.6%
Profitability 50-28
return on assets -9.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,952 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%▲ +7.1% vs 11-2024 01-2025: < 0.1%▲ +16.7% vs 12-2024 02-2025: < 0.1%▼ -20.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%● 0.0% vs 03-2025lowest value 05-2025: < 0.1%● 0.0% vs 04-2025lowest value 06-2025: < 0.1%● 0.0% vs 05-2025lowest value 07-2025: < 0.1%● 0.0% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%▲ +3.6% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%▲ +3.4% vs 11-2025 01-2026: < 0.1%▲ +20.0% vs 12-2025 02-2026: 0.1%▲ +58.3% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%▼ -3.5% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%▲ +9.1% vs 09-2026highest value
  • Loss of €8,820 (FY 2025) raises the probability
  • Liquidity: current ratio 7.77, cash €20,855, halved lowers the probability
  • Founded in 1989 lowers the probability for this profile
  • Equity €80,813 (83.9% of total assets) lowers the probability
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 7.77 against 5.13 in 2024; short-term debt: 7.9% and cash: 21.6% of total assets), and 16.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 63, micro). Better than this share of them on solvency 86%, liquidity 65%, profitability 27%, growth against the median 31%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €8,820 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 7.77, cash €20,855, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1989
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €80,813 (83.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
12 d early
2024
17 d early
2023
5 d early
2022
11 d early
2021
3 d early
2020
13 d early
2019
18 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 20 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close06-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€8,820
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 13% on net resultsector median €19,947 · 2,302 companies -€8,820 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Active since 1989founded 21-12-1989 36 years View

By topic

Financials

Fiscal year
2025
Total assets
€96,374
Loss
-€8,820
Solvency
83.9%
Total assets▼ 18.1%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-01-2027
  1. 19-01-2026Annual accounts filed
  2. 30-06-2025Weakest financial year
  3. 14-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computing infrastructure, data processing, hosting and related activitiesNACE 63100
Founded
21-12-1989
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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