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Mrs. H

Active
Private limited companyfounded 20241 yr activeGustaaf Garittestraat 23, 2610 Antwerpen, BelgiumKBO/BCE: BE 1015.863.281
Summary

Mrs. H has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,131 and a net result of €23,254. Its solvency ranks better than 70% of 17220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+7
Growth78
Track record82
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 4.18 against 3.11 in 2024; short-term debt: 23.1% and cash: 79.9% of total assets), and 23.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
76.9%
Return on assets
43.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
14 d early
2024
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Mrs. H was incorporated on 4 November 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€41,131▲ 130%
2024 · €17,877
Total assets
€53,485▲ 103%
2024 · €26,359
Net result
€23,254▲ 51.2%
2024 · €15,377
Working capital
€39,297▲ 120%
2024 · €17,877
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€19,295-€30,442▲ 57.8%
Net result€15,377within the sector's middle half-€23,254within the sector's middle half▲ 51.2%
Equity€17,877below the sector's middle half-€41,131within the sector's middle half▲ 130%
Total assets€26,359below the sector's middle half-€53,485below the sector's middle half▲ 103%
Debt€8,481-€12,354▲ 45.7%
Working capital€17,877within the sector's middle half-€39,297within the sector's middle half▲ 120%
Solvency67.8%within the sector's middle half-76.9%within the sector's middle half▲ 9.1pp
Current ratio3.11within the sector's middle half-4.18within the sector's middle half▲ 1.07
Return on assets (ROA)58.3%above the sector's middle half-43.5%above the sector's middle half▼ 14.9pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2024: €19,295€19,295Net result 2024: €15,377€15,377Operating result 2025: €30,442€30,442Net result 2025: €23,254€23,25420242025€0€10,000€20,000€30,000Operating result 2024: €19,295€19,300Net result 2024: €15,377€15,400Operating result 2025: €30,442€30,400Net result 2025: €23,254€23,30020242025
The operating result rises in 2025; 2025 is 58% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53,485
Fixed assets €1,835
Current assets €51,651
Equity and liabilities €53,485
Equity €41,131 ▲ 130%
Debt €12,354 ▲ 45.7%
Debt's share of the balance-sheet total falls from 32.2% to 23.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€31,167
Cash flow
€23,980
Debt to equity
0.30▼
2024 · 0.47
ROE
56.5%▼
2024 · 86.0%
Interest coverage
183.21
Debt ≤ 1 year
€12,354▲
2024 · €8,481
Income taxes
€7,017▲
2024 · €3,918
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€26,359€53,485▲
Fixed assets21/28-€1,835
Tangible fixed assets22/27-€1,835
Plant, machinery and equipment23-€1,835
Current assets29/58€26,359€51,651▲
Amounts receivable within one year40/41€17,105€8,604▼
Trade receivables40€17,105€6,697▼
Other amounts receivable41-€1,907
Cash at bank and in hand54/58€9,246€42,751▲
Deferred charges and accrued income490/1€8€296▲
Equity and liabilities
Total equity and liabilities10/49€26,359€53,485▲
Equity10/15€17,877€41,131▲
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€15,377€38,631▲
Amounts payable17/49€8,481€12,354▲
Amounts payable within one year42/48€8,481€12,354▲
Financial debts43-€440
Credit institutions430/8-€440
Trade debts44€87€373▲
Suppliers440/4€87€373▲
Taxes, remuneration and social security45€8,394€11,541▲
Taxes450/3€8,394€11,541▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€726
Other operating charges640/8-€120
Gross operating margin9900€19,295€31,287▲
Operating profit (loss)9901€19,295€30,442▲
Financial charges65/66B-€170
Recurring financial charges65-€170
Profit (loss) for the period before taxes9903€19,295€30,271▲
Income taxes67/77€3,918€7,017▲
Profit (loss) for the period9904€15,377€23,254▲
Profit (loss) for the period to be appropriated9905€15,377€23,254▲
Appropriation of the result
Profit (loss) to be appropriated9906€15,377€38,631▲
Profit (loss) brought forward from the previous period14P-€15,377

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€726-
Other operating charges640/8-€120-
Gross operating margin9900€19,295€31,287▲ 62.2%
Operating profit (loss)9901€19,295€30,442▲ 57.8%
Financial charges65/66B-€170-
Recurring financial charges65-€170-
Profit (loss) for the period before taxes9903€19,295€30,271▲ 56.9%
Income taxes67/77€3,918€7,017▲ 79.1%
Profit (loss) for the period9904€15,377€23,254▲ 51.2%
Profit (loss) for the period to be appropriated9905€15,377€23,254▲ 51.2%
Line20242025Change
Assets
Total assets20/58€26,359€53,485▲ 103%
Fixed assets21/28-€1,835-
Tangible fixed assets22/27-€1,835-
Plant, machinery and equipment23-€1,835-
Current assets29/58€26,359€51,651▲ 96.0%
Amounts receivable within one year40/41€17,105€8,604▼ 49.7%
Trade receivables40€17,105€6,697▼ 60.8%
Other amounts receivable41-€1,907-
Cash at bank and in hand54/58€9,246€42,751▲ 362%
Deferred charges and accrued income490/1€8€296▲ 3,595%
Equity and liabilities
Total equity and liabilities10/49€26,359€53,485▲ 103%
Equity10/15€17,877€41,131▲ 130%
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€15,377€38,631▲ 151%
Amounts payable17/49€8,481€12,354▲ 45.7%
Amounts payable within one year42/48€8,481€12,354▲ 45.7%
Financial debts43-€440-
Credit institutions430/8-€440-
Trade debts44€87€373▲ 327%
Suppliers440/4€87€373▲ 327%
Taxes, remuneration and social security45€8,394€11,541▲ 37.5%
Taxes450/3€8,394€11,541▲ 37.5%
Line20242025Change
Profit (loss) for the period9904€15,377€23,254▲ 51.2%
+ Depreciation and write-downs630-€726-
Operating cash flow (approximation)€15,377€23,980▲ 55.9%
Change in cash-€33,505-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
180 m²
Building footprint
86 m²
Volume, LiDAR
759 m³
Parcel 11051B0373/00E007, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Mrs. H
Gustaaf Garittestraat 23, 2610 AntwerpenPrinting and reproduction of recorded media
since 20242.366.542.454
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11051B0373/00E007 Flanders 179 m² 1 · 86 m² 9.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. 15,017 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
Contact
Website www.3-dee.be
E-mail sophia@3-dee.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015863281
Also 9925:BE1015863281
Registered 04-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.