Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of SD Dakwerken is 2.3% (moderate). The 2025 annual accounts show equity of €130k and a net result of €19k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 5 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 31-07-2026 | on the day | 2026-00369314 |
| 31-12-2024 | 31-07-2025 | 25-11-2025 | 117 d late | 2025-00570346 |
| 31-12-2023 | 31-07-2024 | 25-10-2024 | 86 d late | 2024-00515324 |
| 31-12-2022 | 31-07-2023 | 05-10-2023 | 66 d late | 2023-00472806 |
| 31-12-2021 | 31-07-2022 | 30-08-2022 | 30 d late | 2022-20351665 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone2.3%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated schema)
EBIT marginNot published (abbreviated schema)
Net result€19k
Working capital€37k
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 31-07-2026 with the NBB · fiscal year 2025 · verkort
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €47k |
| Net profit | €19k |
| Cash flow | €25k |
| Staff costs | €26k |
| Income taxes | €8k |
| Dividends | - |
| Total assets | €416k |
| Equity | €130k |
| Debt | €287k |
| of which ≤ 1y | €287k |
| of which > 1y | - |
| Working capital | €37k |
| Employees (FTE) | 0.1 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.13 |
| Quick ratio | 1.13 |
| Working capital ratio | 9.0% |
| Solvency | 31.1% |
| Debt / equity | 2.21 |
| Long-term debt ratio | - |
| Interest coverage | 3.37 |
| Gross margin | - |
| Net margin | - |
| ROA | 4.6% |
| ROE | 14.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €416k |
| Fixed assets | 21/28 | €92k |
| Tangible fixed assets | 22/27 | €13k |
| Financial fixed assets | 28 | €79k |
| Current assets | 29/58 | €324k |
| Amounts receivable within one year | 40/41 | €322k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €416k |
| Equity | 10/15 | €130k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €121k |
| Accumulated profits (losses) | 14 | €4k |
| Amounts payable | 17/49 | €287k |
| Amounts payable within one year | 42/48 | €287k |
| Trade debts payable within one year | 44 | €229k |
| Income statement | ||
| Gross operating margin | 9900 | €77k |
| Operating result | 9901 | €41k |
| Financial income | 75 | €295 |
| Financial charges | 65 | €14k |
| Result before taxes | 9903 | €27k |
| Income taxes | 67/77 | €8k |
| Net result for the period | 9904 | €19k |
| Result to be appropriated | 9905 | €19k |
Ratios computed by Checked.
Health barometer
FY 2025 · computed78
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
5 directors8 of this company's 8 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
Current27-01-2026 → present
-
Current06-12-2022 → present
2 events
- 06-12-2022 Appointed· Director
- 02-09-2022 Resigned· Director
Former directors (3)
-
Former23-01-2025 → 27-01-2026
2 events
- 27-01-2026 Resigned· Manager
- 23-01-2025 Appointed· Director
-
Former27-10-2020 → 23-01-2025
4 events
- 23-01-2025 Resigned· Director
- 06-12-2022 Resigned· Director
- 02-09-2022 Appointed· Director
- 27-10-2020 Appointed· Director
-
Former- → 27-10-2020
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Dakwerkzaamheden(43410) |
| Legal form | Private limited company(610) |
| Incorporation | 09-09-2020 |
| Status | Active |
| Postal code | 2160 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationSd Dakwerken
since 20202.306.853.208
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1.0 ha
Buildings2
Building footprint2,572 m²
Volume (LiDAR)27,583 m³
Tallest building14.7 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0585/00T002 | Flanders | 1.0 ha | 1 · 2,288 m² | 14.7 m · 4 fl. |
| 11302A0067/00E003 | Flanders | 284 m² | 1 · 284 m² | 14.2 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
8 acts Address history · 2
05-05-2026
Seat change: new: Nijverheidsstraat 70, 2160 Wommelgem, old: Diksmuidelaan 134B 2600 Antwerpen, effective_date: 2026-03-20
27-05-2021
v3.2
All acts · 8
updated 4 months ago
2026
05-05-2026 Seat change · Officer appointment · Act object
- Filing: 2026-04-21 · SD Dakwerken
- Publication: 2026-05-05 · SD Dakwerken
- Seat change: new: Nijverheidsstraat 70, 2160 Wommelgem, old: Diksmuidelaan 134B 2600 Antwerpen, effective_date: 2026-03-20 · SD Dakwerken
- Officer appointment: role: Bestuurder, decision_date: 2026-03-20 · Mohamed Yattou
- Act object: Wijziging Bestuurder
Summary:
Seat change · Officer appointment · Act object
18-02-2026 1 director appointed, 1 resigning
2025
27-02-2025 1 director appointed, 1 resigning
2023
08-03-2023 1 director appointed, 1 resigning
2022
06-12-2022 1 director appointed, 1 resigning
2021
27-05-2021 Registered office moved to Berchem
2020
27-10-2020 1 director appointed, 1 resigning
11-09-2020 Incorporation of a new BV
Summary:
oprichting
Analysis
Financial profile
4 of 5 axes measured71
/ 100
Strong profile, led by stability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
78
Profitability
75
Solvency
52
Growth
-
Stability
79
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 1010.302.114 · Wommelgem
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 1,279 of the 8,527 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Dakwerkzaamheden43410Chapewerken43422Gevelreiniging43992Uitvoeren van metsel- en voegwerken43994Overige reiniging van gebouwen; industriële reiniging81220
Primary activity highlighted.
Names & trade names
| Legal nameNL | SD Dakwerken |
Registered office
Nijverheidsstraat 70 bus B
2160 Wommelgem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.