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MPMG

Active
KBO/BCE: BE 0779.377.578
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MPMG is 0.4% (very low). The 2025 annual accounts show equity of €217k and a net result of €142k. Equity is growing by ~134.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 4723 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend
Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 02-02-2026 2 d late 2026-00027039
30-06-2024 31-01-2025 12-02-2025 12 d late 2025-00033970
30-06-2023 31-01-2024 23-02-2024 23 d late 2024-00033516

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€142k+137.4%
Working capital€171k+286.3%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 02-02-2026 with the NBB · fiscal year 2025 · micro
€0€100k€200k€300kOperating result 2023: €20k€20kNet result 2023: €13k€13kOperating result 2024: €64k€64kNet result 2024: €60k€60kOperating result 2025: €273k€273kNet result 2025: €142k€142k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~134.1%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€200k€400k€600k2026: €318k (€300k - €335k)2027: €418k (€401k - €436k)2028: €519k (€502k - €536k)2023: €15k2024: €75k2025: €217k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 48.0% 55.5%
better than 45% of 4723 sector peers
Net result €142k €38k
better than 91% of 4722 sector peers
Equity €217k €64k
better than 84% of 4723 sector peers
Gross operating margin €288k €61k
better than 95% of 4715 sector peers
Staff costs €221 €6k
higher than 20% of 380 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P45
2023: P36 · n=100762024: P16 · n=124642025: P45 · n=47232023 2025
Stable position over 2023-2025 · n=4723-12464
Net result P91
2023: P34 · n=100702024: P71 · n=124662025: P91 · n=47222023 2025
Improving position over 2023-2025 · n=4722-12466
Equity P84
2023: P22 · n=100832024: P56 · n=124722025: P84 · n=47232023 2025
Improving position over 2023-2025 · n=4723-12472
Gross operating margin P95
2023: P30 · n=100562024: P74 · n=124522025: P95 · n=47152023 2025
Improving position over 2023-2025 · n=4715-12452
Describes the position versus peers, not a forecast.
EBITDA
€282k
+200.9% 23-25
Net profit
€142k
+137.4% 23-25
Cash flow
€151k
+68.5% 23-25
Total assets
€452k
-15.4% 23-25
Equity
€217k
+188.7% 23-25
Working capital
€171k
+286.3% 23-25
Staff costs
€221
-20.8% 23-25
Income taxes
€63k
- 23-25
Debt
€235k
-48.8% 23-25
Debt ≤ 1y
€87k
-70.4% 23-25
Debt > 1y
€148k
-10.2% 23-25
Current ratio
2.97
+158.3% 23-25
Quick ratio
2.97
+158.3% 23-25
Solvency
48.0%
+241.1% 23-25
Debt / equity
1.08
-82.3% 23-25
ROE
65.4%
-17.7% 23-25
ROA
31.4%
+180.6% 23-25
Interest coverage
4.07
-82.1% 23-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€282k
Net profit€142k
Cash flow€151k
Staff costs€221
Income taxes€63k
Dividends-
Total assets€452k
Equity€217k
Debt€235k
of which ≤ 1y€87k
of which > 1y€148k
Working capital€171k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.97
Quick ratio2.97
Working capital ratio37.9%
Solvency48.0%
Debt / equity1.08
Long-term debt ratio0.68
Interest coverage4.07
Gross margin-
Net margin-
ROA31.4%
ROE65.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€452k
Fixed assets 21/28€194k
Tangible fixed assets 22/27€194k
Current assets 29/58€258k
Amounts receivable within one year 40/41€155k
Cash & bank 54/58€103k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€452k
Equity 10/15€217k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€215k
Amounts payable 17/49€235k
Amounts payable after one year 17€148k
Amounts payable within one year 42/48€87k
Trade debts payable within one year 44€5k
Income statement
Gross operating margin 9900€288k
Operating result 9901€273k
Financial income 75€910
Financial charges 65€69k
Result before taxes 9903€204k
Income taxes 67/77€63k
Net result for the period 9904€142k
Result to be appropriated 9905€142k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
94 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zevengatenlaan 411652 Beersel

Establishment units

1 location
mathieu passini
Rue du Vélodrome(PIE) 40, 7100 La LouvièreOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20212.326.654.074
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,039 m²
Buildings2
Building footprint144 m²
Volume (LiDAR)918 m³
Tallest building11.2 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23001A0074/00N002 Flanders 816 m² 1 · 99 m² 7.4 m · 2 fl.
56033A0543/00N008 Wallonia 223 m² 1 · 45 m² 11.2 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
10-04-2024
Registered-office move
All acts · 1 updated 2 years ago
2024
10-04-2024 Registered office moved from La Louvière to Beersel Registered-office change·Hendrikus (Hendrik) Schavemaker
  • rue du Vélodrôme 40, 7100 La Louvière → Zevengatenlaan 41, 1652 Beersel (Alsemberg)
Notary: Hendrikus (Hendrik) Schavemaker · Drogenbos

Analysis

Snowflake analysis

financial profile on 5 axes
Health94Profitability100Solvency93Growth78Stability94
92 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 100
Solvency 93
Growth 78
Stability 94

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AI due-diligence brief

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR MPMG
Registered office
Zevengatenlaan 41
1652 Beersel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.