Skip to content

MPK DRIVEN

Active
Private limited companyfounded 2001active for 25 yearsChemin des Raux(HSH) 47, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 0475.601.589
Summary

MPK DRIVEN has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,208 and a net result of €1,834. Equity is growing by about 53% per year across the filed financial years. Its solvency ranks better than 49% of 2,589 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Driving schools for cars and motorcycles
NACE 85531
1 site
Size
€49,764total assets 2025
Equity
€21,208
Profit
€1,834
Turnover not published (micro format)
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 52 days early4 deeds in the Belgian Official Gazette
Why 94lowers riskSector: Education (NACE 85)Size: total assets €49,764Figures for financial year 2025 (filed 10-06-2026)Liquidity: current ratio 0.70, cash €5,915Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 49% of its sector peers (NACE 85, micro)
Financial strength · tick = 2024
Strong
Solvency 68-6
equity 42.6% of total assets
Liquidity 54-8
short-term debt 28.1% · cash 11.9%
Profitability 73+14
return on assets 3.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,813 companies, NACE 85, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.7, compared with 0.89 in 2024, below 1; short-term debt: 28.1% and cash: 11.9% of total assets), and 57.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 47% on solvency, 40% on liquidity, 48% on profitability and 60% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Size: total assets €49,764
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 10-06-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.70, cash €5,915
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 days early
2024
42 days early
2023
27 days late
2022
26 days late
2021
137 days early
2020
80 days early
2019
50 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 44 days before the deadline; the sector median (NACE 85) for financial year 2024 is 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (4 of the last 5 filed years within 70 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €1,834
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€21,208▲ 9.5%
2024 · €19,374
Total assets
€49,764▲ 25.6%
2024 · €39,617
Net result
€1,834
2024 · -€3,052
Working capital
-€4,122▼ 130%
2024 · -€1,790
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result returns to profit in 2025: €4,322 after a loss of €1,642 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€4,322 2025 Net result€1,834 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 85, Education: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€1,124-€1,075€1,235▲ 14.9%€2,133▲ 72.7%€15,292▲ 617%€15,810▲ 3.4%-€1,642€4,322
Net result-€1,626-€736€286within the sector's middle half▼ 61.2%€883within the sector's middle half▲ 209%€15,157within the sector's middle half▲ 17×€12,045within the sector's middle half▼ 20.5%-€3,052below the sector's middle half€1,834within the sector's middle half
Equity-€6,680--€5,944▲ 11.0%-€5,658below the sector's middle half▲ 4.8%-€4,775below the sector's middle half▲ 15.6%€10,382within the sector's middle half€22,426within the sector's middle half▲ 116%€19,374within the sector's middle half▼ 13.6%€21,208within the sector's middle half▲ 9.5%
Total assets€15,359-€10,425▼ 32.1%€6,275below the sector's middle half▼ 39.8%€10,765below the sector's middle half▲ 71.5%€35,391below the sector's middle half▲ 229%€55,603within the sector's middle half▲ 57.1%€39,617within the sector's middle half▼ 28.7%€49,764within the sector's middle half▲ 25.6%
Debt€22,039-€16,369▼ 25.7%€11,933▼ 27.1%€15,541▲ 30.2%€25,009▲ 60.9%€33,177▲ 32.7%€20,243▼ 39.0%€28,556▲ 41.1%
Working capital-€7,850--€6,827▲ 13.0%-€6,320within the sector's middle half▲ 7.4%-€5,628within the sector's middle half▲ 10.9%-€3,659within the sector's middle half▲ 35.0%-€804within the sector's middle half▲ 78.0%-€1,790within the sector's middle half▼ 123%-€4,122within the sector's middle half▼ 130%
Solvency-43.5%--57.0%▼ 13.5pp-90.2%below the sector's middle half▼ 33.1pp-44.4%below the sector's middle half▲ 45.8pp29.3%within the sector's middle half▲ 73.7pp40.3%within the sector's middle half▲ 11.0pp48.9%within the sector's middle half▲ 8.6pp42.6%within the sector's middle half▼ 6.3pp
Current ratio0.12-0.14▲ 0.020.24below the sector's middle half▲ 0.100.55below the sector's middle half▲ 0.310.79below the sector's middle half▲ 0.230.97within the sector's middle half▲ 0.180.89within the sector's middle half▼ 0.070.70below the sector's middle half▼ 0.19
Return on assets (ROA)-10.6%-7.1%▲ 17.6pp4.6%within the sector's middle half▼ 2.5pp8.2%within the sector's middle half▲ 3.6pp42.8%above the sector's middle half▲ 34.6pp21.7%above the sector's middle half▼ 21.2pp-7.7%below the sector's middle half▼ 29.4pp3.7%within the sector's middle half▲ 11.4pp
above within below the middle half of NACE 85, Education: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49,764
Fixed assets €39,913 ▲ 63.1%
Current assets €9,851 ▼ 35.0%
Equity and liabilities €49,764
Equity €21,208 ▲ 9.5%
Debt €28,556 ▲ 41.1%
Debt's share of the balance-sheet total rises from 51.1% to 57.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€12,476▲
2024 · €8,535
Cash flow
€9,988▲
2024 · €7,124
Debt to equity
1.35▲
2024 · 1.04
ROE
8.6%▲
2024 · -15.8%
Interest coverage
20.46▲
2024 · 14.12
Debt ≤ 1 year
€13,973▼
2024 · €16,940
Debt > 1 year
€14,582▲
2024 · €3,303
Income taxes
€1,907▲
2024 · €857
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,042 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94.3% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,042 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€39,617€49,764▲
Fixed assets21/28€24,467€39,913▲
Tangible fixed assets22/27€24,467€39,913▲
Plant, machinery and equipment23€6,171€4,385▼
Furniture and vehicles24€18,296€35,528▲
Current assets29/58€15,150€9,851▼
Amounts receivable within one year40/41€3,421€2,307▼
Trade receivables40€1,515€2,300▲
Other amounts receivable41€1,906€8▼
Cash at bank and in hand54/58€10,178€5,915▼
Deferred charges and accrued income490/1€1,551€1,629▲
Equity and liabilities
Total equity and liabilities10/49€39,617€49,764▲
Equity10/15€19,374€21,208▲
Contributions10/11€6,445€6,445=
Reserves13€12,045€13,879▲
Distributable reserves133€12,045€13,879▲
Profit (loss) carried forward14€884€884=
Amounts payable17/49€20,243€28,556▲
Amounts payable after more than one year17€3,303€14,582▲
Financial debts170/4€3,303€14,582▲
Amounts payable within one year42/48€16,940€13,973▼
Current portion of amounts payable after more than one year42€5,021€6,369▲
Trade debts44€2,494€1,233▼
Suppliers440/4€2,494€1,233▼
Taxes, remuneration and social security45€6,726€5,999▼
Taxes450/3€6,726€5,999▼
Other amounts payable47/48€2,700€373▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,177€8,154▼
Other operating charges640/8€625€1,086▲
Gross operating margin9900€9,160€13,563▲
Operating profit (loss)9901-€1,642€4,322▲
Financial income75/76B€52€29▼
Recurring financial income75€52€29▼
Financial charges65/66B€605€610▲
Recurring financial charges65€605€610▲
Profit (loss) for the period before taxes9903-€2,195€3,741▲
Income taxes67/77€857€1,907▲
Profit (loss) for the period9904-€3,052€1,834▲
Profit (loss) for the period to be appropriated9905-€3,052€1,834▲
Appropriation of the result
Profit (loss) to be appropriated9906€884€2,718▲
Profit (loss) brought forward from the previous period14P€3,936€884▼
Transfer to equity691/2-€1,834
To other reserves6921-€1,834

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,996€4,996€4,996€5,686€4,655€6,949€10,177€8,154▼ 19.9%
Other operating charges640/8----€911€676€625€1,086▲ 73.8%
Gross operating margin9900€4,413€6,860€7,211€8,488€20,859€23,434€9,160€13,563▲ 48.1%
Operating profit (loss)9901-€1,124€1,075€1,235€2,133€15,292€15,810-€1,642€4,322-
Financial income75/76B-----€9€52€29▼ 43.8%
Recurring financial income75-€170-€0-€9€52€29▼ 43.8%
Financial charges65/66B----€520€599€605€610▲ 0.8%
Recurring financial charges65€448€509€215€432€520€599€605€610▲ 0.8%
Profit (loss) for the period before taxes9903-€1,573€736€1,019€1,701€14,771€15,220-€2,195€3,741-
Income taxes67/77€54-€734€819-€386€3,175€857€1,907▲ 122%
Profit (loss) for the period9904-€1,626€736€286€883€15,157€12,045-€3,052€1,834-
Profit (loss) for the period to be appropriated9905-€1,626€736€286€883€15,157€12,045-€3,052€1,834-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€15,359€10,425€6,275€10,765€35,391€55,603€39,617€49,764▲ 25.6%
Fixed assets21/28€14,279€9,283€4,287€3,841€21,982€31,639€24,467€39,913▲ 63.1%
Tangible fixed assets22/27€14,279€9,283€4,287€3,841€21,982€31,639€24,467€39,913▲ 63.1%
Plant, machinery and equipment23----€1,005€6,027€6,171€4,385▼ 28.9%
Furniture and vehicles24----€20,977€25,612€18,296€35,528▲ 94.2%
Current assets29/58€1,080€1,142€1,989€6,925€13,409€23,964€15,150€9,851▼ 35.0%
Amounts receivable within one year40/41€587€147€215€1,257€7,606€11,396€3,421€2,307▼ 32.6%
Trade receivables40----€7,606€11,396€1,515€2,300▲ 51.8%
Other amounts receivable41------€1,906€8▼ 99.6%
Cash at bank and in hand54/58€493€995€1,774€5,667€4,982€12,424€10,178€5,915▼ 41.9%
Deferred charges and accrued income490/1----€821€144€1,551€1,629▲ 5.0%
Equity and liabilities
Total equity and liabilities10/49€15,359€10,425€6,275€10,765€35,391€55,603€39,617€49,764▲ 25.6%
Equity10/15-€6,680-€5,944-€5,658-€4,775€10,382€22,426€19,374€21,208▲ 9.5%
Contributions10/11€6,445€6,445€6,445-€6,445€6,445€6,445€6,445=
Reserves13-----€12,045€12,045€13,879▲ 15.2%
Distributable reserves133-----€12,045€12,045€13,879▲ 15.2%
Profit (loss) carried forward14-€13,125-€12,389-€12,103-€11,221€3,936€3,936€884€884=
Amounts payable17/49€22,039€16,369€11,933€15,541€25,009€33,177€20,243€28,556▲ 41.1%
Amounts payable after more than one year17€13,109€8,399€3,625€2,988€7,942€8,324€3,303€14,582▲ 341%
Financial debts170/4----€7,942€8,324€3,303€14,582▲ 341%
Amounts payable within one year42/48€8,931€7,969€8,309€12,553€17,068€24,768€16,940€13,973▼ 17.5%
Current portion of amounts payable after more than one year42----€4,260€6,368€5,021€6,369▲ 26.8%
Trade debts44€55€120--€5,662€6,526€2,494€1,233▼ 50.6%
Suppliers440/4----€2,241€6,526€2,494€1,233▼ 50.6%
Bills of exchange payable441----€3,421----
Taxes, remuneration and social security45----€1,072€8,380€6,726€5,999▼ 10.8%
Taxes450/3----€1,072€6,009€6,726€5,999▼ 10.8%
Remuneration and social security454/9-----€2,370---
Other amounts payable47/48----€6,074€3,494€2,700€373▼ 86.2%
Accrued charges and deferred income492/3-----€85---
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€1,626€736€286€883€15,157€12,045-€3,052€1,834-
+ Depreciation and write-downs630€4,996€4,996€4,996€5,686€4,655€6,949€10,177€8,154▼ 19.9%
Operating cash flow (approximation)€3,370€5,732€5,282€6,568€19,813€18,994€7,124€9,988▲ 40.2%
Investment in fixed assets (approximation)-€0€0-€5,240-€22,797-€16,606-€3,005-€23,600▼ 685%
Change in cash-€502€779€3,893-€685€7,442-€2,246-€4,263▼ 89.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 24 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 09-06-2026 2026-00148999
31-12-2024 micro format 19-06-2025 2025-00152560
31-12-2023 micro format 27-08-2024 2024-00423950
31-12-2022 micro format 26-08-2023 2023-00356661
31-12-2021 micro format 16-03-2022 2022-07700269
31-12-2020 micro format 12-05-2021 2021-13900329
31-12-2019 micro format 11-06-2020 2020-15900321
31-12-2018 micro format 02-10-2019 2019-67600445
31-12-2017 micro format 30-07-2018 2018-39100165
31-12-2016 micro format 04-07-2017 2017-25700208

Show all 24 filings

Similar companies · same sector, comparable size

Of the 1,039 active companies whose main activity is driving schools for cars and motorcycles (NACE 85531), figures are known for 364. 269 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

MPK DRIVEN was incorporated on 10 September 2001.1 Total assets rose from €15,359 in 2018 to €49,764 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
09-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Back to profitnet €1,834
Net result €1,834 after one loss-making year.
19-06
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Weakest financial yearnet -€3,052
Net result drops to -€3,052, the lowest in the series; recovery starts the following year.
27-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 27 days late
2023
26-08
NBB filing Annual accounts filed
financial year 2022 · micro format · 26 days late
2022
31-12
Financial Highest result from 2018 to 2025net €15,157 ▲1,617%
Net result €15,157, the highest in the series.
16-03
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
12-05
NBB filing Annual accounts filed
financial year 2020 · micro format
2020
11-06
NBB filing Annual accounts filed
financial year 2019 · micro format
2019
31-12
Financial Back to profitnet €736
Net result €736 after one loss-making year.
02-10
NBB filing Annual accounts filed
financial year 2018 · micro format · 63 days late
2018
30-07
NBB filing Annual accounts filed
financial year 2017 · micro format
2017
04-07
NBB filing Annual accounts filed
financial year 2016 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 24 annual accounts filed, the latest 10 are here; all 24 are under Financials.
0 of 4 deeds read
About the unread acts

We know of 4 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded10-09-2001
Financial year end31-12
Activities, NACEBEL 2025
85531Driving schools for cars and motorcycles
Contact
E-mail mpkdriven@yahoo.fr
E-invoicing
Reachable via Peppol
Peppol ID 0208:0475601589
Also 9925:BE0475601589
Registered 09-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2001
registered office establishment The establishment unit on the map
Ground area
3,452 m²
Building footprint
77 m²
Building volume
96 m³
Parcel 56017A0027/00R002, Wallonia · tallest building 5.9 m. Linked by address, not a title deed.
1 establishment unit
MPK DRIVEN
Chemin des Raux(HSH) 47, 6120 Ham-sur-Heure-NalinnesAgents in non-specialised wholesale trade
since 2001unit no. 2.098.517.695
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
56017A0027/00R002 Wallonia 3,452 m² 1 · 77 m² 5.9 m
How the parcels are linked
Good to know
The parcel matches the address exactly.