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SmartDriving

Active
Private limited companyfounded 2016active for 10 yearsChemin du Mont 1, 1380 Lasne, BelgiumKBO/BCE: BE 0649.982.845
Summary

SmartDriving has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,694 and a net result of €25,185. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 43% of 2,589 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
SmartDrivingActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Driving schools for cars and motorcycles
NACE 85531
2 sites
Size
€60,602total assets 2025
Equity
€21,694
Profit
€25,185
Turnover not published (micro format)
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 30 days early1 of 4 deeds summarised
Why 94lowers riskSector: Education (NACE 85)Liquidity: current ratio 1.52, cash €18,631Size: total assets €60,602Figures for financial year 2025 (filed 01-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 55% of its sector peers (NACE 85, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 61-39
equity 35.8% of total assets
Liquidity 55-39
short-term debt 64.2% · cash 30.7%
Profitability 100=
return on assets 41.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,813 companies, NACE 85, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 0.2%▼ -0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.2 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.52, compared with 4.46 in 2024, above the usual 1.5; short-term debt: 64.2% and cash: 30.7% of total assets), but 64.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 42% on solvency, 41% on liquidity, 90% on profitability and 45% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskneutral
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Liquidity: current ratio 1.52, cash €18,631
NBB · annual accounts
lowers risk · Size: total assets €60,602
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 01-07-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €21,694
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
43 days early
2023
31 days early
2022
15 days early
2021
11 days early
2020
1 day early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median (NACE 85) for financial year 2024 is 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2018 to 2025net €25,185 ▲48%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Total assets 20256 financial years filed €60,602 View
  • Active since 2016founded 16-03-2016 10 years View

By topic

Financials

Financial year
2025
Total assets
€60,602
Profit
€25,185
Solvency
35.8%
Turnover▲ 451%
Net result
20182024
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 28-02-2025Resignation: Witmeur Alec (director)
  2. 31-12-2024Back to profit
  3. 31-12-2024Liquidity more than 7 times
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Driving schools for cars and motorcyclesNACE 85531
Founded
16-03-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about SmartDriving

What is the company number of SmartDriving?
0649.982.845. In Belgium the VAT number is the company number with BE in front: BE 0649.982.845.
Where is SmartDriving based?
The registered office is at Chemin du Mont 1, 1380 Lasne.Company details
What does SmartDriving do?
According to the KBO register, the main activity is driving schools for cars and motorcycles (NACE 85531).
What is the legal form of SmartDriving?
Private limited company (BV).
When was SmartDriving founded?
On 16-03-2016.
Is SmartDriving still active?
Yes, SmartDriving is an active enterprise in the KBO register.
What is the turnover of SmartDriving?
€91,761 in financial year 2024, according to the filed annual accounts.Financials
Is SmartDriving profitable?
In financial year 2025, SmartDriving made a profit of €25,185.
Where can I find the annual accounts of SmartDriving?
SmartDriving filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SmartDriving due?
By 31-07-2027, for financial year 2026.Timeline

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