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MP TOITURES

Active
Private limited companyfounded 20215 yrs activeAvenue de Voroux 16, 4000 Liège, BelgiumKBO/BCE: BE 0769.997.876
Summary

The computed 12-month bankruptcy probability of MP TOITURES is 1.6% (moderate). The 2025 annual accounts show equity of €4,085 and a net result of €40,961. Equity is shrinking by ~25.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 15% of 32341 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
MP TOITURESActiveChecked score 56/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410Bricklaying and masonry work NACE 43910
1 site
Size
€33,632total assets 2025
Equity
€4,085
Profit
€40,961
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2025
Bankruptcy chance 12 m
1.6%
Structure
Accounts filed 61 d late0 of 1 deed read
Why 56- Latest accounts 61 days late; 2 of the last 3 late- Founded in 2021- Equity €4,085 (12.1% of total assets)+ Liquidity: current ratio 0.86, cash €19,505Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 57% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 37+5
equity 12.1% of total assets
Liquidity 51+1
short-term debt 87.9% · cash 58.0%
Profitability 100=
return on assets 121.8%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)
Last 24 months 11-2024: 2.3% 12-2024: 2.3%● 0.0% vs 11-2024 01-2025: 2.3%▼ -2.1% vs 12-2024 02-2025: 2.3%● 0.0% vs 01-2025 03-2025: 2.0%▼ -11.2% vs 02-2025 04-2025: 2.0%▲ +1.4% vs 03-2025 05-2025: 2.1%▲ +3.2% vs 04-2025 06-2025: 2.1%▲ +1.7% vs 05-2025 07-2025: 2.2%▲ +1.5% vs 06-2025 08-2025: 2.9%▲ +31.0% vs 07-2025highest value 09-2025: 1.4%▼ -50.8% vs 08-2025 10-2025: 1.4%● 0.0% vs 09-2025 11-2025: 1.4%▲ +0.1% vs 10-2025 12-2025: 1.4%● 0.0% vs 11-2025 01-2026: 1.4%▼ -2.3% vs 12-2025lowest value 02-2026: 1.4%● 0.0% vs 01-2026lowest value 03-2026: 1.4%▲ +1.9% vs 02-2026 04-2026: 1.4%▲ +1.7% vs 03-2026 05-2026: 1.5%▲ +3.4% vs 04-2026 06-2026: 1.5%▲ +2.5% vs 05-2026 07-2026: 1.5%▼ -3.9% vs 06-2026 08-2026: 1.9%▲ +33.1% vs 07-2026 09-2026: 2.1%▲ +10.5% vs 08-2026 10-2026: 1.6%▼ -22.6% vs 09-2026
  • Latest accounts 61 days late; 2 of the last 3 late raises the probability
  • Liquidity: current ratio 0.86, cash €19,505 lowers the probability
  • Founded in 2021 raises the probability for this profile
  • Equity €4,085 (12.1% of total assets) raises the probability
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 15%, liquidity 46%, profitability 93%, growth against the median 75%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 61 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 0.86, cash €19,505
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Equity €4,085 (12.1% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 32341 sector peers (2025).
NBB · sector comparison
Position among 32341 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
61 d late
2024
26 d late
2023
61 d late
2022
30 d late
2021
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 42 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €48,828

Key points

  • Caution: Among the weakest 12% on equitysector median €58,261 · 32,352 companies €4,085 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 d View
  • Total assets 20255 fiscal years filed €33,632 View

By topic

Financials

Fiscal year
2025
Total assets
€33,632
Profit
€40,961
Solvency
12.1%
Total assets▼ 25.7%
Net result
20212025
Go to Financials

Timeline

Events
7
Since
2022
Next accounts
by 31-07-2027
  1. 30-09-2026Annual accounts filed
  2. 26-08-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
23-06-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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