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MOZAIIK

Active
Private limited companyfounded 20233 yrs activeWaverse steenweg 1591, 1160 Oudergem, BelgiumKBO/BCE: BE 0803.682.513
Summary

The computed 12-month bankruptcy probability of MOZAIIK is 9.8% (elevated). The annual accounts of MOZAIIK for fiscal year 2025 show a net loss of 53% of total assets and of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €9,946 and a net result of -€12,091. Its solvency ranks better than 62% of 13484 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-76
Solvency69▼-15
Growth32
Track record94
Bankruptcy probability, 12 months
9.8% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.6 against 1.24 in 2024; short-term debt: 56.3% and cash: 24.7% of total assets), and 56.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
43.7%
Return on assets
-53.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
28 d late
2024
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 July 2023, MOZAIIK was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€9,946▼ 54.9%
2024 · €22,038
Total assets
€22,754▼ 39.4%
2024 · €37,542
Net result
-€12,091
2024 · €2,038
Working capital
-€5,073
2024 · €3,718
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€2,739--€9,904
Net result€2,038--€12,091
Equity€22,038-€9,946▼ 54.9%
Total assets€37,542-€22,754▼ 39.4%
Debt€15,505-€12,807▼ 17.4%
Working capital€3,718--€5,073
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0€5,000Operating result 2024: €2,739€2,739Net result 2024: €2,038€2,038Operating result 2025: -€9,904-€9,904Net result 2025: -€12,091-€12,09120242025-€15,000-€10,000-€5,000€0€5,000Operating result 2024: €2,739€2,740Net result 2024: €2,038€2,040Operating result 2025: -€9,904-€9,900Net result 2025: -€12,091-€12,10020242025
The operating result turns negative in 2025: a loss of €9,904 after €2,739 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22,754
Fixed assets €15,020 ▼ 18.0%
Current assets €7,734 ▼ 59.8%
Equity and liabilities €22,754
Equity €9,946 ▼ 54.9%
Debt €12,807 ▼ 17.4%
Debt's share of the balance-sheet total rises from 41.3% to 56.3%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€6,604▼
2024 · €6,039
Cash flow
-€8,791▼
2024 · €5,337
Current ratio
0.60▼
2024 · 1.24
Quick ratio
0.46▼
2024 · 1.11
Debt to equity
1.29▲
2024 · 0.70
ROE
-121.6%▼
2024 · 9.2%
ROA
-53.1%▼
2024 · 5.4%
Interest coverage
-22.30▼
2024 · 26.68
Debt ≤ 1 year
€12,807▼
2024 · €15,505
Income taxes
€1,918▲
2024 · €509
Staff costs
€22,717▼
2024 · €24,999
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€37,542€22,754▼
Fixed assets21/28€18,320€15,020▼
Tangible fixed assets22/27€13,200€9,900▼
Plant, machinery and equipment23€13,200€9,900▼
Financial fixed assets28€5,120€5,120=
Current assets29/58€19,222€7,734▼
Stocks and contracts in progress3€1,944€1,894▼
Stocks30/36€1,944€1,894▼
Amounts receivable within one year40/41€5,817€228▼
Trade receivables40€5,511-
Other amounts receivable41€306€228▼
Cash at bank and in hand54/58€11,461€5,612▼
Equity and liabilities
Total equity and liabilities10/49€37,542€22,754▼
Equity10/15€22,038€9,946▼
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14€2,038-€10,054▼
Amounts payable17/49€15,505€12,807▼
Amounts payable within one year42/48€15,505€12,807▼
Trade debts44€8,832€2,404▼
Suppliers440/4€8,832€2,404▼
Taxes, remuneration and social security45€6,186€10,403▲
Taxes450/3€4,897€7,804▲
Remuneration and social security454/9€1,289€2,599▲
Other amounts payable47/48€487-
Income statement Code20242025
Remuneration, social security and pensions62€24,999€22,717▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,300€3,300=
Other operating charges640/8€1,033€753▼
Non-recurring operating charges66A€546€76▼
Gross operating margin9900€32,617€16,942▼
Operating profit (loss)9901€2,739-€9,904▼
Financial income75/76B€34€26▼
Recurring financial income75€34€26▼
Financial charges65/66B€226€296▲
Recurring financial charges65€226€296▲
Profit (loss) for the period before taxes9903€2,547-€10,173▼
Income taxes67/77€509€1,918▲
Profit (loss) for the period9904€2,038-€12,091▼
Profit (loss) for the period to be appropriated9905€2,038-€12,091▼
Appropriation of the result
Profit (loss) to be appropriated9906€2,038-€10,054▼
Profit (loss) brought forward from the previous period14P-€2,038

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€24,999€22,717▼ 9.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,300€3,300=
Other operating charges640/8€1,033€753▼ 27.1%
Non-recurring operating charges66A€546€76▼ 86.1%
Gross operating margin9900€32,617€16,942▼ 48.1%
Operating profit (loss)9901€2,739-€9,904▼ 462%
Financial income75/76B€34€26▼ 22.4%
Recurring financial income75€34€26▼ 22.4%
Financial charges65/66B€226€296▲ 30.8%
Recurring financial charges65€226€296▲ 30.8%
Profit (loss) for the period before taxes9903€2,547-€10,173▼ 499%
Income taxes67/77€509€1,918▲ 276%
Profit (loss) for the period9904€2,038-€12,091▼ 693%
Profit (loss) for the period to be appropriated9905€2,038-€12,091▼ 693%
Line20242025Change
Assets
Total assets20/58€37,542€22,754▼ 39.4%
Fixed assets21/28€18,320€15,020▼ 18.0%
Tangible fixed assets22/27€13,200€9,900▼ 25.0%
Plant, machinery and equipment23€13,200€9,900▼ 25.0%
Financial fixed assets28€5,120€5,120=
Current assets29/58€19,222€7,734▼ 59.8%
Stocks and contracts in progress3€1,944€1,894▼ 2.6%
Stocks30/36€1,944€1,894▼ 2.6%
Amounts receivable within one year40/41€5,817€228▼ 96.1%
Trade receivables40€5,511--
Other amounts receivable41€306€228▼ 25.4%
Cash at bank and in hand54/58€11,461€5,612▼ 51.0%
Equity and liabilities
Total equity and liabilities10/49€37,542€22,754▼ 39.4%
Equity10/15€22,038€9,946▼ 54.9%
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14€2,038-€10,054▼ 593%
Amounts payable17/49€15,505€12,807▼ 17.4%
Amounts payable within one year42/48€15,505€12,807▼ 17.4%
Trade debts44€8,832€2,404▼ 72.8%
Suppliers440/4€8,832€2,404▼ 72.8%
Taxes, remuneration and social security45€6,186€10,403▲ 68.2%
Taxes450/3€4,897€7,804▲ 59.4%
Remuneration and social security454/9€1,289€2,599▲ 102%
Other amounts payable47/48€487--
Line20242025Change
Profit (loss) for the period9904€2,038-€12,091▼ 693%
+ Depreciation and write-downs630€3,300€3,300=
Operating cash flow (approximation)€5,337-€8,791▼ 265%
Investment in fixed assets (approximation)-€0-
Change in cash--€5,849-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
173 m²
Building footprint
173 m²
Volume, LiDAR
1,484 m³
Parcel 21002A0091/00Y022, Brussels · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Waverse steenweg 1591, 1160 Oudergem
Limited-service restaurants
since 20232.348.596.662
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21002A0091/00Y022 Brussels 173 m² 1 · 173 m² 12.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Oudergem2.348.596.662
1 permission
Toelating · Eetgelegenheid · since 14-09-2023

Similar companies · same sector, comparable size

Of 20,506 companies in sector 56111 we hold annual accounts for 11,454. 7,019 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0803682513
Also 9925:BE0803682513
Registered 24-12-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.