MOYABELL
ActiveMOYABELL has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €90k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 13935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+3
Solvency33▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.01 in 2024; short-term debt: 91.7% and cash: 1.1% of total assets), and 91.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.2%
Return on assets
5.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
29 d early
2023
16 d early
2022
350 d late
2021
61 d early
2020
36 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▲ 257%
2024 · €35k
2018: €19k
2019: €55k
2020: €35k
2021: €43k
2022: €56k
2023: €-21k
2024: €35k
2018 → 2025
Total assets
€1.52M▼ 16.0%
2024 · €1.81M
2018: €370k
2019: €441k
2020: €592k
2021: €830k
2022: €723k
2023: €1.95M
2024: €1.81M
2018 → 2025
Net result
€90k▲ 60.8%
2024 · €56k
2018: €-46k
2019: €36k
2020: €-20k
2021: €8k
2022: €13k
2023: €-77k
2024: €56k
2018 → 2025
Working capital
€110k▲ 357%
2024 · €24k
2018: €8k
2019: €220k
2020: €182k
2021: €10k
2022: €26k
2023: €-45k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€56k▲ 31.0%€-21k€35k€125k▲ 257%
Operating result€17k-€39k▲ 130%€-52k€62k€130k▲ 112%
Net result€8k-€13k▲ 66.4%€-77k€56k€90k▲ 60.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 112% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.52M
Fixed assets
€17k▼ 1.1%
Current assets
€1.51M▼ 16.1%
Equity and liabilities €1.52M
Equity
€125k▲ 257%
Debt
€1.40M▼ 21.4%
The debt ratio falls from 98.1% to 91.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€137k▲
2024 · €77k
Cash flow
€97k▲
2024 · €71k
Solvency
8.2%▲
2024 · 1.9%
Current ratio
1.08▲
2024 · 1.01
Quick ratio
0.02▲
2024 · 0.02
Debt / equity
11.18▼
2024 · 50.72
ROE
72.0%▼
2024 · 159.7%
ROA
5.9%▲
2024 · 3.1%
Interest coverage
50.30▲
2024 · 13.20
Debt
€1.40M▼
2024 · €1.78M
Debt ≤ 1 year
€1.40M▼
2024 · €1.77M
Income taxes
€38k▲
2024 · €-132
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.81M€1.52M▼
Fixed assets21/28€17k€17k▼
Tangible fixed assets22/27€14k€14k▼
Furniture and vehicles24€11k€6k▼
Other tangible fixed assets26€4k€8k▲
Financial fixed assets28€3k€3k=
Current assets29/58€1.80M€1.51M▼
Stocks and contracts in progress3€1.76M€1.47M▼
Stocks30/36€1.76M€1.47M▼
Amounts receivable within one year40/41€1k€14k▲
Trade receivables40€1k€6k▲
Other amounts receivable41€0€9k▲
Cash at bank and in hand54/58€30k€17k▼
Deferred charges and accrued income490/1€759€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.81M€1.52M▼
Equity10/15€35k€125k▲
Contributions10/11€19k€19k=
Reserves13€37k€106k▲
Distributable reserves133€37k€106k▲
Profit (loss) carried forward14€-21k€0▲
Amounts payable17/49€1.78M€1.40M▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€1.77M€1.40M▼
Current portion of amounts payable after more than one year42€9k€12k▲
Financial debts43€835k€328k▼
Credit institutions430/8€835k€328k▼
Trade debts44€5k€60k▲
Suppliers440/4€5k€60k▲
Advances received on contracts in progress46€45k€850▼
Taxes, remuneration and social security45€10k€25k▲
Taxes450/3€10k€25k▲
Other amounts payable47/48€867k€970k▲
Accrued charges and deferred income492/3€6k€1k▼
Income statement
Code20242025
Non-recurring operating income76A-€556
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€7k▼
Other operating charges640/8€8k€2k▼
Gross operating margin9900€85k€139k▲
Operating profit (loss)9901€62k€130k▲
Financial income75/76B€12€62▲
Recurring financial income75€12€62▲
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€56k€128k▲
Income taxes67/77€-132€38k▲
Profit (loss) for the period9904€56k€90k▲
Profit (loss) for the period to be appropriated9905€56k€90k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€69k▲
Profit (loss) brought forward from the previous period14P€-77k€-21k▲
Transfer to equity691/2-€69k
To other reserves6921-€69k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €90k ▲60.8%
Operating result €130k, net result €90k, both a record.
31-12
Financial
Equity above €100kEq €125k ▲257%
2 profitable years in a row build equity to €125k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €56k
Net result €56k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 350 days late
2023
31-12
Financial
Weakest financial yearnet €-77k ▼680%
Net result drops to €-77k, the lowest in the series; recovery starts the following year.
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.08
Current ratio from 1.02 to 2.08; short-term debt falls from €349k to €203k.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ketelpoort 49000 GentGround area
83 m²
Building footprint
65 m²
Volume, LiDAR
609 m³
Parcel 44805E1082/00E000, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MOYABELL
since 19942.067.999.814
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44805E1082/00E000 | Flanders | 83 m² | 1 · 65 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 270 EUR awarded · 270 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 270 EUR | 270 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,754 companies in sector 68310 we hold annual accounts for 6,908. 5,237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-1994
Fiscal year end31-12
Activities, NACEBEL
51900
68310Real estate agency activities
68311Real estate activities
68121Development of residential building projects
46900Non-specialised wholesale trade
68322Real estate appraisal on a fee or contract basis
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:alejandro@moyabell.be