Immo Ebima
ActiveImmo Ebima has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €65k. Equity is growing by ~26.2% per year across the filed fiscal years. Its solvency ranks better than 60% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
89
/ 100
Excellent▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency70▲+20
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.25 in 2024), and 57.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.4%
Return on assets
22%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
30 d early
2024
6 d early
2023
61 d late
2022
31 d late
2021
3 d early
2020
1 d early
2019
121 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▲ 15.0%
2024 · €109k
2018: €27k
2019: €28k
2020: €44k
2021: €54k
2022: €67k
2023: €99k
2024: €109k
2018 → 2025
Total assets
€294k▼ 22.3%
2024 · €379k
2018: €366k
2019: €378k
2020: €438k
2021: €470k
2022: €355k
2023: €283k
2024: €379k
2018 → 2025
Net result
€65k▲ 21.8%
2024 · €53k
2018: €34k
2019: €17k
2020: €91k
2021: €62k
2022: €26k
2023: €57k
2024: €53k
2018 → 2025
Working capital
€27k▼ 40.4%
2024 · €46k
2018: €26k
2019: €53k
2020: €84k
2021: €70k
2022: €109k
2023: €121k
2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€67k▲ 23.8%€99k▲ 47.3%€109k▲ 10.3%€125k▲ 15.0%
Operating result€61k-€-24k€78k€66k▼ 15.5%€82k▲ 23.9%
Net result€62k-€26k▼ 58.6%€57k▲ 119%€53k▼ 6.2%€65k▲ 21.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 24% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €294k
Fixed assets
€153k▲ 5.2%
Current assets
€141k▼ 39.5%
Equity and liabilities €294k
Equity
€125k▲ 15.0%
Debt
€169k▼ 37.3%
The debt ratio falls from 71.3% to 57.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€119k▲
2024 · €83k
Cash flow
€102k▲
2024 · €70k
Solvency
42.4%▲
2024 · 28.7%
Current ratio
1.24▼
2024 · 1.25
Quick ratio
1.24▼
2024 · 1.25
Debt / equity
1.36▼
2024 · 2.49
ROE
51.8%▲
2024 · 48.9%
ROA
22.0%▲
2024 · 14.0%
Interest coverage
16.20▲
2024 · 11.78
Debt
€169k▼
2024 · €270k
Debt ≤ 1 year
€113k▼
2024 · €187k
Debt > 1 year
€56k▼
2024 · €83k
Income taxes
€10k▲
2024 · €6k
Staff costs
€33k▼
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€379k€294k▼
Fixed assets21/28€146k€153k▲
Intangible fixed assets21-€64k
Tangible fixed assets22/27€41k€89k▲
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€25k€68k▲
Other tangible fixed assets26€14k€19k▲
Financial fixed assets28€105k-
Current assets29/58€233k€141k▼
Amounts receivable within one year40/41€203k€71k▼
Trade receivables40€83k€66k▼
Other amounts receivable41€120k€5k▼
Cash at bank and in hand54/58€29k€66k▲
Deferred charges and accrued income490/1€673€3k▲
Equity and liabilities
Total equity and liabilities10/49€379k€294k▼
Equity10/15€109k€125k▲
Contributions10/11€25k€25k=
Reserves13€84k€100k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€81k€97k▲
Amounts payable17/49€270k€169k▼
Amounts payable after more than one year17€83k€56k▼
Financial debts170/4€83k€56k▼
Amounts payable within one year42/48€187k€113k▼
Current portion of amounts payable after more than one year42€34k€39k▲
Trade debts44€12k€39k▲
Suppliers440/4€12k€39k▲
Taxes, remuneration and social security45€42k€36k▼
Taxes450/3€32k€36k▲
Remuneration and social security454/9€10k-
Other amounts payable47/48€100k-
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€59k€33k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€38k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€10k-
Gross operating margin9900€154k€155k▲
Operating profit (loss)9901€66k€82k▲
Financial income75/76B€819€199▼
Recurring financial income75€819€199▼
Financial charges65/66B€7k€7k▲
Recurring financial charges65€7k€7k▲
Profit (loss) for the period before taxes9903€60k€74k▲
Income taxes67/77€6k€10k▲
Profit (loss) for the period9904€53k€65k▲
Profit (loss) for the period to be appropriated9905€53k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€65k▲
Transfer to equity691/2€10k€16k▲
To other reserves6921€10k€16k▲
Profit to be distributed694/7€43k€48k▲
Directors or managers695€43k€48k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
11-02
State Gazette act
Capital & shares · Statutes amendment · Legal-form change · Resignations & appointments · RestructuringGeneral meeting · Merger · Dissolution14 facts ▸
State Gazette act
Capital & shares · Statutes amendment · Legal-form change · Resignations & appointments · Restructuring
General meeting · Merger · Dissolution14 facts ▸
- General meeting, 2025-12-27
- Merger
- Merger
- Dissolution, 2025-12-27
- Dissolution, 2025-12-27
- Accounting effect, 2025-01-01
- Statutes amendment
- Reserve release, Statutair onbeschikbare eigen vermogensrekening opgeheven en middelen beschikbaar gemaakt voor uitkering
- Statutes amendment
- Corporate purpose, Bemiddeling bij de aankoop, verkoop en verhuur van onróerend goed voor een vast bedrag of op contractbasis. Schatten en evalueren van onroerend goed voor een va…
- Capital
- Mandate compensation, CLAES William Laurent François Achille
- +2 further facts in this act
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €109k ▲10.3%
7 profitable years in a row build equity to €109k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €91k ▲445%
Operating result €85k, net result €91k, both a record.
01-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €17k ▼51%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 69 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-05-2019
Vanslambrouck Jacintha: Resigned as Manager
31-12-2018
Miserez Chantal: Resigned as Manager
03-08-2018
De Schryver Luc: Resigned as Manager
05-09-2017
Vanslambrouck Jacintha: Resigned as Manager
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert I laan 2748620 NieuwpoortGround area
113 m²
Parcel 38402D0285/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
Immo Ebima
since 20172.267.689.358
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38402D0285/00G000 | Flanders | 113 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
2 transactionsTook over:EBIMA
Took over:MICO SERVICES
Similar companies · same sector, comparable size
Sint-Truidense Wooncentrale
BE 0874.941.681
Sint-Truiden · Eq €125k
ARTEMIS INVEST
BE 0865.589.495
Begijnendijk · Eq €125k
MOYABELL
BE 0453.215.573
Gent · Eq €125k
DJ IMMOBILIER
BE 0683.449.825
Etterbeek · Eq €125k
Sheltr
BE 0664.470.190
Tessenderlo-Ham · Eq €125k
Of 11,708 companies in sector 68310 we hold annual accounts for 6,875. 5,215 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-2017
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.