MOVING UP
ActiveSummary
MOVING UP has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €37k. Equity is growing by ~55.2% per year across the filed fiscal years. Its solvency ranks better than 21% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-1
Solvency47▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 2.49 in 2024; short-term debt: 6.5% and cash: 13.4% of total assets), but 78.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.6%
Return on assets
7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-04-2026, 121 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
121 d early
2024
28 d early
2023
30 d late
2022
22 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€113k▲ 42.4%
2024 · €79k
2022: €16k
2023: €40k
2024: €79k
2022 → 2025
Total assets
€523k▲ 4.3%
2024 · €502k
2022: €475k
2023: €477k
2024: €502k
2022 → 2025
Net result
€37k▼ 6.4%
2024 · €39k
2022: €-14k
2023: €24k
2024: €39k
2022 → 2025
Working capital
€42k▲ 7.5%
2024 · €39k
2022: €-13k
2023: €3k
2024: €39k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€16k-€40k▲ 153%€79k▲ 97.1%€113k▲ 42.4%
Operating result€-7k-€32k€52k▲ 64.7%€54k▲ 3.1%
Net result€-14k-€24k€39k▲ 60.8%€37k▼ 6.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €523k
Fixed assets
€448k ▲ 2.4%
Current assets
€76k ▲ 17.0%
Equity and liabilities €523k
Equity
€113k ▲ 42.4%
Debt
€410k ▼ 2.9%
Debt's share of the balance-sheet total falls from 84.2% to 78.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€79k▲
2024 · €70k
Cash flow
€62k▲
2024 · €57k
Current ratio
2.22▼
2024 · 2.49
Debt to equity
3.64▼
2024 · 5.33
ROE
32.4%▼
2024 · 49.3%
ROA
7.0%▼
2024 · 7.8%
Interest coverage
9.97▲
2024 · 9.76
Debt ≤ 1 year
€34k▲
2024 · €26k
Debt > 1 year
€376k▼
2024 · €395k
Income taxes
€10k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€502k€523k▲
Fixed assets21/28€437k€448k▲
Tangible fixed assets22/27€437k€448k▲
Land and buildings22€427k€412k▼
Furniture and vehicles24€8k€36k▲
Assets under construction and advance payments27€3k-
Current assets29/58€65k€76k▲
Amounts receivable within one year40/41€5k€5k▼
Trade receivables40€5k€5k▼
Cash at bank and in hand54/58€59k€70k▲
Deferred charges and accrued income490/1€596€395▼
Equity and liabilities
Total equity and liabilities10/49€502k€523k▲
Equity10/15€79k€113k▲
Contributions10/11€30k€30k=
Profit (loss) carried forward14€49k€83k▲
Amounts payable17/49€422k€410k▼
Amounts payable after more than one year17€395k€376k▼
Financial debts170/4€395k€376k▼
Amounts payable within one year42/48€26k€34k▲
Current portion of amounts payable after more than one year42€18k€18k▲
Trade debts44-€7k
Suppliers440/4-€7k
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Other amounts payable47/48€183€2k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€25k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€71k€81k▲
Operating profit (loss)9901€52k€54k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€45k€46k▲
Income taxes67/77€6k€10k▲
Profit (loss) for the period9904€39k€37k▼
Profit (loss) for the period to be appropriated9905€39k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€86k▲
Profit (loss) brought forward from the previous period14P€10k€49k▲
Profit to be distributed694/7-€3k
Return on contributions (dividend)694-€3k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €113k ▲42.4%
3 profitable years in a row build equity to €113k.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €39k ▲60.8%
Net result €39k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.49
Current ratio from 1.15 to 2.49.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.15
Current ratio from 0.53 to 1.15; short-term debt falls from €27k to €23k.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oppuursdorp(OPP) 402890 Puurs-Sint-AmandsGround area
115 m²
Building footprint
223 m²
Volume, LiDAR
1,773 m³
Parcel 12028A0265/00L000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MOVING UP
since 20222.327.506.090
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12028A0265/00L000 | Flanders | 115 m² | 1 · 223 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 477 EUR awarded · 477 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 105 EUR | 105 EUR |
| 2024 | 1 | 102 EUR | 102 EUR |
| 2023 | 1 | 183 EUR | 270 EUR |
| 2022 | 1 | 87 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,686 companies in sector 86951 we hold annual accounts for 2,142. 1,818 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.