MOVANOP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €455k and a net result of €100k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 27% of 5498 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
3 d early
2023
21 d early
2022
32 d early
2021
31 d late
2020
13 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€455k▲ 28.1%
2024 · €355k
2018: €210k
2019: €212k
2020: €212k
2021: €212k
2022: €213k
2023: €356k
2024: €355k
2018 → 2025
Net result
€100k
2024 · €-894
2018: €12k
2019: €22k
2020: €21k
2021: €21k
2022: €1k
2023: €143k
2024: €-894
2018 → 2025
Total assets
€1.74M▲ 3.2%
2024 · €1.69M
2018: €227k
2019: €238k
2020: €259k
2021: €279k
2022: €1.58M
2023: €1.77M
2024: €1.69M
2018 → 2025
Solvency
26.1%▲ 5.1pp
2024 · 21.0%
2018: 92.5%
2019: 89.1%
2020: 82.0%
2021: 76.0%
2022: 13.5%
2023: 20.1%
2024: 21.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€212k-€213k▲ 0.5%€356k▲ 66.9%€355k▼ 0.3%€455k▲ 28.1%
Operating result€21k-€5k▼ 77.1%€199k▲ 4,103%€-55€132k
Net result€21k-€1k▼ 95.1%€143k▲ 13,959%€-894€100k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €132k after a loss of €55 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.74M
Fixed assets
€1.39M=
Current assets
€356k▲ 18.2%
Equity and liabilities €1.74M
Equity
€455k▲ 28.1%
Debt
€1.29M▼ 3.4%
The debt ratio falls from 79.0% to 73.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
26.1%▲
2024 · 21.0%
ROE
22.0%▲
2024 · -0.3%
ROA
5.7%▲
2024 · -0.1%
Debt
€1.29M▼
2024 · €1.33M
Debt ≤ 1 year
€1.27M▼
2024 · €1.32M
Income taxes
€33k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.69M€1.74M▲
Fixed assets21/28€1.39M€1.39M=
Tangible fixed assets22/27€1.39M€1.39M=
Land and buildings22€1.39M€1.39M=
Current assets29/58€301k€356k▲
Amounts receivable within one year40/41€1k€10k▲
Trade receivables40€0-
Other amounts receivable41€1k€10k▲
Current investments50/53€286k€341k▲
Cash at bank and in hand54/58€12k€4k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.69M€1.74M▲
Equity10/15€355k€455k▲
Contributions10/11€136k€136k=
Capital10€136k€136k=
Issued capital100€136k€136k=
Reserves13€218k€318k▲
Non-distributable reserves130/1€14k€14k=
Legal reserve130€14k€14k=
Distributable reserves133€205k€305k▲
Amounts payable17/49€1.33M€1.29M▼
Amounts payable within one year42/48€1.32M€1.27M▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€1.32M€1.27M▼
Accrued charges and deferred income492/3€14k€19k▲
Income statement
Code20242025
Other operating charges640/8€2k€2k▲
Gross operating margin9900€2k€134k▲
Operating profit (loss)9901€-55€132k▲
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€-894€133k▲
Income taxes67/77€0€33k▲
Profit (loss) for the period9904€-894€100k▲
Profit (loss) for the period to be appropriated9905€-894€100k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-894€100k▲
Transfer from equity791/2€894€0▼
Transfer to equity691/2€0€100k▲
To other reserves6921€0€100k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €100k
Net result €100k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-894 ▼101%
Net result drops to €-894, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €143k ▲13959%
Operating result €199k, net result €143k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dosweg 29800 DeinzeGround area
745 m²
Building footprint
118 m²
Volume, LiDAR
843 m³
Parcel 44075A0446/00L000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MOVANOP
since 19942.042.911.258
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44075A0446/00L000 | Flanders | 745 m² | 1 · 118 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,662 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-03-1989
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.