Higher solvency than 88% of companies in financial services. Sector median 50.8% · 6,708 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 accounts filed within 30 days either side of that date).
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0436839993
1 director resigning, 2 reappointments
Change of role: MOVANOP, from director to chair · Resignation: CLOET Bernardine Rosanne (director) · Reappointments: MOVANOP (director) and CLOET Bernardine Rosanne (director) · General meeting of 13-12-2023 · Gazette deed
2 directors resigning, 2 reappointments
Resignations: Movanop NV (managing director) and Bernardine Cloet · Reappointments: Bernardine Cloet and Movanop NV (managing director) · Permanent representatives: Bernardine Cloet and Filip Ide · General meeting of 11-03-2020 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as FIBOP: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €221,000 and €322,000, founded between 1984 and 1992.
The company number of FIBOP is 0436.839.993. The VAT number is the same number with BE in front: BE 0436.839.993.
Where is FIBOP based?
The registered office is at Dentergemstraat 2, 9800 Deinze.Company details
What does FIBOP do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of FIBOP?
FIBOP is a public limited company (NV).
When was FIBOP founded?
FIBOP was founded on 24-02-1989.
Is FIBOP still active?
Yes, FIBOP is an active enterprise in the KBO register.
What is the turnover of FIBOP?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €56,383 and 40 comparable companies (NACE 64210). It probably lies between €85,000 and €160,000.Financials
Is FIBOP profitable?
In financial year 2025, FIBOP made a profit of €32,050.
Where can I find the annual accounts of FIBOP?
FIBOP filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FIBOP due?
FIBOP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline