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GOSHA

Active
Public limited companyfounded 199531 yrs activeLozenweg 83, 3930 Hamont-Achel, BelgiumKBO/BCE: BE 0454.405.408
Summary

GOSHA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.3m and a net result of -€9,215. Equity is growing by ~7.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability37▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170,000 at 30 days acceptable
Liquidity ample (current ratio 28.26 against 30.96 in 2023; short-term debt: 0.7% and cash: 2.5% of total assets), and 8.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
91.4%
Return on assets
-0.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 d early
2024
28 d early
2023
30 d early
2022
31 d early
2021
30 d early
2020
11 d early
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 January 1995, GOSHA was incorporated.1 Total assets went from EUR 2.1 million in 2018 to EUR 2.6 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€9,215
2023 · €5,282
Working capital
€456,833▲ 74.3%
2023 · €262,047
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€59,613▼ 0.1%€53,377▼ 10.5%€60,829▲ 14.0%€7,273▼ 88.0%-€13,229
Net result€41,318within the sector's middle half▼ 85.2%€262,137above the sector's middle half▲ 534%€249,358above the sector's middle half▼ 4.9%€5,282within the sector's middle half▼ 97.9%-€9,215below the sector's middle half
Equity€1.9mwithin the sector's middle half▲ 2.3%€2.1mwithin the sector's middle half▲ 14.0%€2.3mwithin the sector's middle half▲ 9.3%€2.3mwithin the sector's middle half▲ 0.2%€2.3mwithin the sector's middle half▼ 0.4%
Total assets€2.1mwithin the sector's middle half▼ 2.5%€2.3mwithin the sector's middle half▲ 9.6%€2.4mwithin the sector's middle half▲ 5.5%€2.4mwithin the sector's middle half▼ 1.3%€2.6mwithin the sector's middle half▲ 8.6%
Debt€182,537▼ 33.9%€118,695▼ 35.0%€44,095▼ 62.9%€8,747▼ 80.2%€220,759▲ 2,424%
Working capital€83,143within the sector's middle half▼ 37.5%€281,464within the sector's middle half▲ 239%€256,766within the sector's middle half▼ 8.8%€262,047within the sector's middle half▲ 2.1%€456,833within the sector's middle half▲ 74.3%
Solvency91.1%above the sector's middle half▲ 4.2pp94.7%above the sector's middle half▲ 3.6pp98.1%above the sector's middle half▲ 3.4pp99.6%above the sector's middle half▲ 1.5pp91.4%above the sector's middle half▼ 8.3pp
Current ratio3.40above the sector's middle half▼ 1.209.13above the sector's middle half▲ 5.736.82above the sector's middle half▼ 2.3030.96above the sector's middle half▲ 24.1328.26above the sector's middle half▼ 2.70
Return on assets (ROA)2.0%within the sector's middle half▼ 11.2pp11.6%within the sector's middle half▲ 9.6pp10.5%within the sector's middle half▼ 1.1pp0.2%within the sector's middle half▼ 10.2pp-0.4%below the sector's middle half▼ 0.6pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000€300,000Operating result 2020: €59,613€59,613Net result 2020: €41,318€41,318Operating result 2021: €53,377€53,377Net result 2021: €262,137€262,137Operating result 2022: €60,829€60,829Net result 2022: €249,358€249,358Operating result 2023: €7,273€7,273Net result 2023: €5,282€5,282Operating result 2024: -€13,229-€13,229Net result 2024: -€9,215-€9,21520202021202220232024-€100,000€0€100,000€200,000Operating result 2022: €60,829€60,800Net result 2022: €249,358€249,000Operating result 2023: €7,273€7,270Net result 2023: €5,282€5,280Operating result 2024: -€13,229-€13,200Net result 2024: -€9,215-€9,210202220232024
The operating result turns negative in 2024: a loss of €13,229 after €7,273 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.6m
Fixed assets €2.1m =
Current assets €473,591 ▲ 74.9%
Equity and liabilities €2.6m
Equity €2.3m ▼ 0.4%
Debt €220,759 ▲ 2,424%
Debt's share of the balance-sheet total rises from 0.4% to 8.6%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
Debt to equity
0.09▲
2023 · 0.00
ROE
-0.4%▼
2023 · 0.2%
Debt ≤ 1 year
€16,759▲
2023 · €8,747
Debt > 1 year
€204,000
Income taxes
€0▼
2023 · €2,127
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 60 lines
Balance sheet Code20232024
Assets
Total assets20/58€2.4m€2.6m▲
Fixed assets21/28€2.1m€2.1m=
Financial fixed assets28€2.1m€2.1m=
Affiliated companies280/1€2.1m€2.1m=
Participating interests280€2.1m€2.1m=
Current assets29/58€270,795€473,591▲
Amounts receivable after more than one year29-€408,000
Other amounts receivable291-€408,000
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€50,884€0▼
Trade receivables40€38,011€0▼
Other amounts receivable41€12,873€0▼
Cash at bank and in hand54/58€218,638€64,318▼
Deferred charges and accrued income490/1€1,273€1,273=
Equity and liabilities
Total equity and liabilities10/49€2.4m€2.6m▲
Equity10/15€2.3m€2.3m▼
Contributions10/11€61,500€61,500=
Capital10€61,500€61,500=
Issued capital100€61,500€61,500=
Reserves13€2.3m€2.3m▼
Non-distributable reserves130/1€78,200€78,200=
Legal reserve130€78,200€78,200=
Distributable reserves133€2.2m€2.2m▼
Amounts payable17/49€8,747€220,759▲
Amounts payable after more than one year17-€204,000
Other amounts payable178/9-€204,000
Amounts payable within one year42/48€8,747€16,759▲
Trade debts44€0€4,045▲
Suppliers440/4€0€4,045▲
Taxes, remuneration and social security45€8,747€12,713▲
Taxes450/3€8,747€12,713▲
Other amounts payable47/48€0-
Income statement Code20232024
Operating income70/76A€173,567€173,567=
Other operating income74€173,567€173,567=
Operating charges60/66A€166,293€186,796▲
Services and other goods61€164,225€185,405▲
Remuneration, social security and pensions62€440-
Other operating charges640/8€1,628€1,390▼
Operating profit (loss)9901€7,273-€13,229▼
Financial income75/76B€162€8,043▲
Recurring financial income75€162€8,043▲
Income from financial fixed assets750€0-
Income from current assets751€0€8,000▲
Other financial income752/9€162€43▼
Financial charges65/66B€26€4,029▲
Recurring financial charges65€26€4,029▲
Debt charges650€2€4,000▲
Other financial charges652/9€24€29▲
Profit (loss) for the period before taxes9903€7,409-€9,215▼
Income taxes67/77€2,127€0▼
Taxes670/3€2,127€0▼
Profit (loss) for the period9904€5,282-€9,215▼
Profit (loss) for the period to be appropriated9905€5,282-€9,215▼
Appropriation of the result
Profit (loss) to be appropriated9906€5,282-€9,215▼
Transfer from equity791/2€0€9,215▲
From reserves792€0€9,215▲
Transfer to equity691/2€5,282€0▼
To other reserves6921€5,282€0▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Operating income70/76A-€173,567€173,567€173,567€173,567=
Other operating income74-€173,567€173,567€173,567€173,567=
Operating charges60/66A-€120,190€112,738€166,293€186,796▲ 12.3%
Services and other goods61-€117,652€111,487€164,225€185,405▲ 12.9%
Remuneration, social security and pensions62-€1,300-€440--
Other operating charges640/8-€1,238€1,251€1,628€1,390▼ 14.6%
Operating profit (loss)9901€59,613€53,377€60,829€7,273-€13,229▼ 282%
Financial income75/76B-€300,468€244,227€162€8,043▲ 4,871%
Recurring financial income75€1,420€300,468€244,227€162€8,043▲ 4,871%
Income from financial fixed assets750-€300,000€160,000€0--
Income from current assets751-€468€84,057€0€8,000-
Other financial income752/9--€170€162€43▼ 73.5%
Financial charges65/66B-€3,963€230€26€4,029▲ 15,347%
Recurring financial charges65€5,590€3,963€230€26€4,029▲ 15,347%
Debt charges650€5,466€3,849€139€2€4,000▲ 192,208%
Other financial charges652/9-€113€90€24€29▲ 18.8%
Profit (loss) for the period before taxes9903€55,443€349,883€304,826€7,409-€9,215▼ 224%
Income taxes67/77€14,126€87,746€55,467€2,127€0▼ 100%
Taxes670/3-€87,746€55,467€2,127€0▼ 100%
Profit (loss) for the period9904€41,318€262,137€249,358€5,282-€9,215▼ 274%
Profit (loss) for the period to be appropriated9905€41,318€262,137€249,358€5,282-€9,215▼ 274%
Line20202021202220232024Change
Assets
Total assets20/58€2.1m€2.3m€2.4m€2.4m€2.6m▲ 8.6%
Fixed assets21/28€1.9m€1.9m€2.1m€2.1m€2.1m=
Financial fixed assets28€1.9m€1.9m€2.1m€2.1m€2.1m=
Affiliated companies280/1-€1.9m€2.1m€2.1m€2.1m=
Participating interests280-€1.9m€2.1m€2.1m€2.1m=
Current assets29/58€117,807€316,102€300,861€270,795€473,591▲ 74.9%
Amounts receivable after more than one year29----€408,000-
Other amounts receivable291----€408,000-
Stocks and contracts in progress3--€0€0€0-
Amounts receivable within one year40/41€112,339€25,533€52,901€50,884€0▼ 100%
Trade receivables40--€7,510€38,011€0▼ 100%
Other amounts receivable41-€25,533€45,391€12,873€0▼ 100%
Cash at bank and in hand54/58€2,776€288,828€246,687€218,638€64,318▼ 70.6%
Deferred charges and accrued income490/1-€1,741€1,273€1,273€1,273=
Equity and liabilities
Total equity and liabilities10/49€2.1m€2.3m€2.4m€2.4m€2.6m▲ 8.6%
Equity10/15€1.9m€2.1m€2.3m€2.3m€2.3m▼ 0.4%
Contributions10/11€61,500€61,500€61,500€61,500€61,500=
Capital10-€61,500€61,500€61,500€61,500=
Issued capital100-€61,500€61,500€61,500€61,500=
Reserves13€1.8m€2.1m€2.3m€2.3m€2.3m▼ 0.4%
Non-distributable reserves130/1-€78,200€78,200€78,200€78,200=
Legal reserve130-€78,200€78,200€78,200€78,200=
Distributable reserves133-€2.0m€2.2m€2.2m€2.2m▼ 0.4%
Amounts payable17/49€182,537€118,695€44,095€8,747€220,759▲ 2,424%
Amounts payable after more than one year17€143,819€80,882€0-€204,000-
Other amounts payable178/9-€80,882€0-€204,000-
Amounts payable within one year42/48€34,664€34,638€44,095€8,747€16,759▲ 91.6%
Current portion of amounts payable after more than one year42-€16,190€0---
Trade debts44€1,908€9,628€140€0€4,045-
Suppliers440/4-€9,628€140€0€4,045-
Taxes, remuneration and social security45-€8,820€8,955€8,747€12,713▲ 45.3%
Taxes450/3-€8,820€8,955€8,747€12,713▲ 45.3%
Other amounts payable47/48--€35,000€0--
Accrued charges and deferred income492/3-€3,174€0---
Line20202021202220232024Change
Profit (loss) for the period9904€41,318€262,137€249,358€5,282-€9,215▼ 274%
Operating cash flow (approximation)€41,318€262,137€249,358€5,282-€9,215▼ 274%
Investment in fixed assets (approximation)-€0-€140,000€0€0-
Change in cash-€286,052-€42,141-€28,049-€154,320▼ 450%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
03-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Weakest financial yearnet -€9,215
Net result drops to -€9,215, the lowest in the series.
01-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Liquidity times 5current ratio 30.96
Current ratio from 6.82 to 30.96; short-term debt falls from €44,095 to €8,747.
30-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
01-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Liquidity triplescurrent ratio 9.13
Current ratio from 3.40 to 9.13; short-term debt falls from €34,664 to €34,638.
31-12
Financial Equity above €2mEq €2.1m ▲14%
4 profitable years in a row build equity to €2.1m.
20-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
31-12
Financial Liquidity times 7current ratio 4.59
Current ratio from 0.70 to 4.59; short-term debt falls from €216,863 to €37,025.
Show earlier events
12-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
03-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 1995
seat establishment The establishment unit on the map
Ground area
1,992 m²
Building footprint
196 m²
Volume, LiDAR
860 m³
Parcel 72012C1192/00Y013, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
GOSHA NV
Lozenweg 83, 3930 Hamont-AchelInsurance, reinsurance and pension funding, except compulsory social security
since 19952.070.963.559
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72012C1192/00Y013 Flanders 1,992 m² 1 · 196 m² 7.0 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

4 holdings

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 4

According to the 2024 annual accounts of GOSHA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 5,710 companies in sector 70100 we hold annual accounts for 3,519. 1,523 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded23-01-1995
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
E-invoicing
Reachable via Peppol
Peppol ID 0208:0454405408
Registered 03-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.