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MOTORCYCLE CHECKPOINT

Active
Private limited companyfounded 20215 years activePolderstraat(D) 16, 8600 Diksmuide, BelgiumKBO/BCE: BE 0770.290.559
Summary

The computed 12-month bankruptcy probability of MOTORCYCLE CHECKPOINT is 3.7% (moderate). The annual accounts of MOTORCYCLE CHECKPOINT for fiscal year 2025 show a net loss of 53% of the equity at the start of that year. The 2025 annual accounts show equity of €74,068 and a net result of -€83,886. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 27% of 22,078 sector peers (NACE 47, fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of motorcycles and motorcycle parts and accessories
NACE 47830General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311
1 site
Size
€1.0mtotal assets 2025
Staff
0.5 FTE
Equity
€74,068
Loss
-€83,886
Turnover not published (abridged schema)
Financial health
48 Fair Checked score 2025
Bankruptcy probability, 12 months
3.7%
Structure
Accounts filed 31 days late0 of 2 deeds read
Why 48- Latest accounts 31 days late; 2 of the last 3 late- 1 change of registered office in 24 months- Loss of €83,886 (FY 2025)+ Size: total assets €1.0mShow the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 24% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 32-67
equity 7.1% of total assets
Liquidity 38-37
short-term debt 34.1% · cash 2.1%
Profitability 31-55
return on assets -8.0%
Bankruptcy probability, 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 3.4% 12-2024: 3.4%● unchanged vs 11-2024 01-2025: 3.3%▼ -0.1 percentage points vs 12-2024 02-2025: 3.3%● unchanged vs 01-2025 03-2025: 2.9%▼ -0.4 percentage points vs 02-2025 04-2025: 2.9%● unchanged vs 03-2025 05-2025: 3.0%▲ +0.1 percentage points vs 04-2025 06-2025: 2.9%▼ -0.1 percentage points vs 05-2025 07-2025: 3.0%▲ +0.1 percentage points vs 06-2025 08-2025: 3.5%▲ +0.5 percentage points vs 07-2025 09-2025: 0.6%▼ -2.9 percentage points vs 08-2025lowest value 10-2025: 1.0%▲ +0.4 percentage points vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.1%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%▲ +0.2 percentage points vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 2.1%▲ +0.7 percentage points vs 07-2026 09-2026: 3.9%▲ +1.8 percentage points vs 08-2026highest value 10-2026: 3.7%▼ -0.2 percentage points vs 09-2026
Credit up to €3,500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.76 against 3.56 in 2024; short-term debt: 34.1% and cash: 2.1% of total assets), and 92.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 24% on solvency, 35% on liquidity, 25% on profitability and 10% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 31 days late; 2 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · Loss of €83,886 (FY 2025)
NBB · annual accounts
lowers risk · Size: total assets €1.0m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
31 days late
2024
28 days late
2023
68 days late
2022
67 days late
2021
66 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 52 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 October (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€83,886
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: From profit to loss in 2025after €29,764 in 2024 -€83,886 View
  • Caution: Among the weakest 5% on net resultsector median €5,036 · 22,057 companies -€83,886 View
  • Total assets 20255 fiscal years filed €1.0m View

By topic

Financials

Fiscal year
2025
Total assets
€1.0m
Loss
-€83,886
Solvency
7.1%
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result since 2021
  2. 31-12-2024Equity above €150,000
  3. 07-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of motorcycles and motorcycle parts and…NACE 47830
Founded
24-06-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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