GTINO
ActiveSummary
GTINO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €339k and a net result of €27k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-2
Solvency78▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.71 against 3.07 in 2024; short-term debt: 13.2% and cash: 11.1% of total assets), and 46.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.2%
Return on assets
4.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
4 d early
2024
8 d early
2023
13 d early
2022
9 d late
2021
2 d early
2020
2 d early
2019
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€339k▲ 8.7%
2024 · €312k
2018: €56k
2019: €73k
2020: €155k
2021: €226k
2022: €270k
2023: €273k
2024: €312k
2018 → 2025
Total assets
€637k▼ 0.7%
2024 · €641k
2018: €514k
2019: €517k
2020: €571k
2021: €579k
2022: €596k
2023: €630k
2024: €641k
2018 → 2025
Net result
€27k▼ 30.6%
2024 · €39k
2018: €22k
2019: €17k
2020: €82k
2021: €71k
2022: €44k
2023: €3k
2024: €39k
2018 → 2025
Working capital
€228k▲ 14.0%
2024 · €200k
2018: €132k
2019: €128k
2020: €143k
2021: €165k
2022: €111k
2023: €159k
2024: €200k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€226k-€270k▲ 19.6%€273k▲ 1.1%€312k▲ 14.2%€339k▲ 8.7%
Operating result€104k-€63k▼ 39.3%€13k▼ 80.0%€71k▲ 461%€52k▼ 26.5%
Net result€71k-€44k▼ 37.5%€3k▼ 93.5%€39k▲ 1,261%€27k▼ 30.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €637k
Fixed assets
€325k ▼ 5.7%
Current assets
€312k ▲ 5.1%
Equity and liabilities €637k
Equity
€339k ▲ 8.7%
Debt
€298k ▼ 9.6%
Debt's share of the balance-sheet total falls from 51.4% to 46.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▼
2024 · €94k
Cash flow
€51k▼
2024 · €62k
Current ratio
3.71▲
2024 · 3.07
Quick ratio
0.97▲
2024 · 0.58
Debt to equity
0.88▼
2024 · 1.06
ROE
8.0%▼
2024 · 12.5%
ROA
4.2%▼
2024 · 6.1%
Interest coverage
6.51▼
2024 · 7.23
Debt ≤ 1 year
€84k▼
2024 · €97k
Debt > 1 year
€210k▼
2024 · €229k
Income taxes
€14k▼
2024 · €20k
Staff costs
€29k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€641k€637k▼
Fixed assets21/28€345k€325k▼
Intangible fixed assets21€2k€3k▲
Tangible fixed assets22/27€343k€322k▼
Land and buildings22€337k€317k▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€180€180=
Current assets29/58€296k€312k▲
Stocks and contracts in progress3€240k€230k▼
Stocks30/36€240k€230k▼
Amounts receivable within one year40/41€4k€6k▲
Trade receivables40€4k€4k▲
Other amounts receivable41€392€1k▲
Cash at bank and in hand54/58€47k€70k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€641k€637k▼
Equity10/15€312k€339k▲
Contributions10/11€12k€12k=
Reserves13€299k€326k▲
Distributable reserves133€299k€326k▲
Amounts payable17/49€330k€298k▼
Amounts payable after more than one year17€229k€210k▼
Financial debts170/4€156k€137k▼
Other amounts payable178/9€73k€73k=
Amounts payable within one year42/48€97k€84k▼
Current portion of amounts payable after more than one year42€18k€18k▲
Trade debts44€5k€20k▲
Suppliers440/4€5k€20k▲
Taxes, remuneration and social security45€30k€31k▲
Taxes450/3€23k€23k▼
Remuneration and social security454/9€7k€9k▲
Other amounts payable47/48€44k€15k▼
Accrued charges and deferred income492/3€4k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€28k€29k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€24k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€124k€107k▼
Operating profit (loss)9901€71k€52k▼
Financial income75/76B€766€581▼
Recurring financial income75€766€581▼
Financial charges65/66B€13k€12k▼
Recurring financial charges65€13k€12k▼
Profit (loss) for the period before taxes9903€58k€41k▼
Income taxes67/77€20k€14k▼
Profit (loss) for the period9904€39k€27k▼
Profit (loss) for the period to be appropriated9905€39k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€27k▼
Transfer to equity691/2€39k€27k▼
To other reserves6921€39k€27k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €3k ▼93.5%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €226k ▲45.5%
4 profitable years in a row build equity to €226k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €82k ▲375%
Operating result €117k, net result €82k, both a record.
31-12
Financial
Equity above €150kEq €155k ▲111%
3 profitable years in a row build equity to €155k.
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beyne-Heusay · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grand'Route 5814610 Beyne-Heusay1 establishment unit
GTINO
since 20162.257.234.936
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Of 1,128 companies in sector 47830 we hold annual accounts for 468. 362 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2016
Fiscal year end31-12
Activities, NACEBEL 2025
47830Retail sale of motorcycles and motorcycle parts and accessories
47820Retail sale of motor vehicle parts and accessories
46190Agents in non-specialised wholesale trade
46720Wholesale of motor vehicle parts and accessories
46730Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filings
Scores and ratios are computed by Checked and are not a credit decision.