MOTOCASH
ActiveMOTOCASH has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €23k. Equity is growing by ~34.4% per year across the filed fiscal years. Its solvency ranks better than 25% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+26
Solvency33▲+21
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.87 in 2024; short-term debt: 91.8% and cash: 5.2% of total assets), and 91.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.2%
Return on assets
20.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 11282 sector peers (2025).
NBB · sector comparisonPosition among 11282 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
46 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€23k
2024 · €-194
2018: €10k
2019: €-13k
2020: €29k
2021: €6k
2022: €10k
2023: €5k
2024: €-194
2018 → 2025
Working capital
€-10k▲ 37.1%
2024 · €-16k
2018: €-86k
2019: €-94k
2020: €-38k
2021: €-30k
2022: €-27k
2023: €-19k
2024: €-16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-28k-€-18k▲ 34.3%€-14k▲ 25.1%€-14k▼ 1.4%€9k
Operating result€8k-€12k▲ 51.4%€6k▼ 52.9%€-31€31k
Net result€6k-€10k▲ 49.1%€5k▼ 52.0%€-194€23k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31k after a loss of €31 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€19k▲ 1,007%
Current assets
€93k▼ 15.1%
Equity and liabilities €112k
Equity
€9k
Debt
€103k
Debt finances 91.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€32k▲
2024 · €4k
Cash flow
€24k▲
2024 · €3k
Solvency
8.2%▲
2024 · -12.6%
Current ratio
0.90▲
2024 · 0.87
Quick ratio
0.26▲
2024 · 0.24
Debt / equity
11.14▲
2024 · -8.97
ROE
251.3%
ROA
20.7%▲
2024 · -0.2%
Interest coverage
187.29▲
2024 · 21.99
Debt
€103k▼
2024 · €125k
Debt ≤ 1 year
€103k▼
2024 · €125k
Income taxes
€7k▲
2024 · €17
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€112k▲
Fixed assets21/28€2k€19k▲
Intangible fixed assets21€195€125▼
Tangible fixed assets22/27€1k€19k▲
Plant, machinery and equipment23€471€1k▲
Furniture and vehicles24€877€18k▲
Financial fixed assets28€180€0▼
Current assets29/58€109k€93k▼
Stocks and contracts in progress3€79k€66k▼
Stocks30/36€79k€66k▼
Amounts receivable within one year40/41€14k€21k▲
Trade receivables40€13k€21k▲
Other amounts receivable41€172€172▼
Cash at bank and in hand54/58€17k€6k▼
Equity and liabilities
Total equity and liabilities10/49€111k€112k▲
Equity10/15€-14k€9k▲
Contributions10/11€60k€60k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Profit (loss) carried forward14€-80k€-57k▲
Amounts payable17/49€125k€103k▼
Amounts payable within one year42/48€125k€103k▼
Trade debts44€22k€23k▲
Suppliers440/4€22k€23k▲
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€1k€7k▲
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48€100k€73k▼
Income statement
Code20242025
Non-recurring operating income76A€0€19k▲
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Other operating charges640/8€684€916▲
Non-recurring operating charges66A€0-
Gross operating margin9900€4k€32k▲
Operating profit (loss)9901€-31€31k▲
Financial income75/76B€20€6▼
Recurring financial income75€20€6▼
Financial charges65/66B€166€169▲
Recurring financial charges65€166€169▲
Non-recurring financial charges66B€0€0▼
Profit (loss) for the period before taxes9903€-176€30k▲
Income taxes67/77€17€7k▲
Profit (loss) for the period9904€-194€23k▲
Profit (loss) for the period to be appropriated9905€-194€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-80k€-57k▲
Profit (loss) brought forward from the previous period14P€-80k€-80k▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 87 days late
2019
31-12
Financial
Weakest financial yearnet €-13k ▼233%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Beyne-Heusay · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Papilards 784610 Beyne-HeusayGround area
2,034 m²
Building footprint
205 m²
Volume, LiDAR
1,387 m³
Parcel 62082A0032/00G000, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MOTOCASH
since 20092.180.316.312
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62082A0032/00G000 | Wallonia | 2,034 m² | 1 · 205 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Van Barno Group
BE 0840.478.175
Wortegem-Petegem · Eq €11k
Cavaro
BE 0881.597.663
Bonheiden · Eq €11k
Blitz Motors International
BE 0735.768.952
Machelen (Brab.) · Eq €11k
JDE DYNAMIC
BE 0671.444.589
Genappe · Eq €7k
BEL.COME
BE 0505.855.988
Liège · Eq €7k
Of 169 companies in sector 46730 we hold annual accounts for 89. 35 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-08-2009
Fiscal year end31-12
Activities, NACEBEL
45401
46730Wholesale trade
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.