MOSAREVES
ActiveMOSAREVES has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €6k. Equity is growing by ~49.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 1299 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+2
Solvency95▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.33 in 2024; short-term debt: 26.5% and cash: 30.3% of total assets), and 30% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70%
Return on assets
20.1%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 01-10-2025 was due by 01-05-2026 and was filed on 16-03-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
23 d early
2023
7 d early
2022
56 d early
2021
58 d early
2020
22 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 01-10-2026 and is due by 01-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today01-10-2026 close01-05-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k▲ 30.5%
2024 · €5k
2018: €2k
2019: €2k
2020: €11k
2021: €6k
2022: €14k
2023: €9k
2024: €5k
2018 → 2025
Working capital
€7k▲ 215%
2024 · €2k
2018: €-14k
2019: €-9k
2020: €-545
2021: €-440
2022: €4k
2023: €2k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-13k-€1k€11k▲ 644%€16k▲ 44.9%€22k▲ 40.4%
Operating result€7k-€14k▲ 116%€10k▼ 30.8%€5k▼ 47.4%€7k▲ 35.2%
Net result€6k-€14k▲ 121%€9k▼ 34.1%€5k▼ 48.2%€6k▲ 30.5%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 35% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€16k▼ 7.7%
Current assets
€16k▲ 67.2%
Equity and liabilities €32k
Equity
€22k▲ 40.4%
Debt
€9k▼ 12.2%
The debt ratio falls from 40.7% to 30.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €10k
Cash flow
€12k▲
2024 · €10k
Solvency
70.0%▲
2024 · 59.3%
Current ratio
1.89▲
2024 · 1.33
Quick ratio
1.89▲
2024 · 1.33
Debt / equity
0.43▼
2024 · 0.69
ROE
28.8%▼
2024 · 31.0%
ROA
20.1%▲
2024 · 18.4%
Interest coverage
28.66▲
2024 · 20.64
Debt
€9k▼
2024 · €11k
Debt ≤ 1 year
€8k▲
2024 · €7k
Debt > 1 year
€1k▼
2024 · €4k
Income taxes
€500
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€32k▲
Fixed assets21/28€17k€16k▼
Tangible fixed assets22/27€17k€16k▼
Other tangible fixed assets26€17k€16k▼
Current assets29/58€9k€16k▲
Amounts receivable within one year40/41€6k€5k▼
Trade receivables40€3k€788▼
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€3k€10k▲
Deferred charges and accrued income490/1€134€980▲
Equity and liabilities
Total equity and liabilities10/49€27k€32k▲
Equity10/15€16k€22k▲
Contributions10/11€19k€19k=
Reserves13-€5k
Distributable reserves133-€5k
Profit (loss) carried forward14€-3k€-2k▲
Amounts payable17/49€11k€9k▼
Amounts payable after more than one year17€4k€1k▼
Financial debts170/4€4k€1k▼
Amounts payable within one year42/48€7k€8k▲
Current portion of amounts payable after more than one year42€2k€3k▲
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Advances received on contracts in progress46-€200
Taxes, remuneration and social security45€63€563▲
Taxes450/3€63€563▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€13k€16k▲
Operating profit (loss)9901€5k€7k▲
Financial income75/76B€97€188▲
Recurring financial income75€97€188▲
Financial charges65/66B€492€455▼
Recurring financial charges65€492€455▼
Profit (loss) for the period before taxes9903€5k€7k▲
Income taxes67/77-€500
Profit (loss) for the period9904€5k€6k▲
Profit (loss) for the period to be appropriated9905€5k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€3k▲
Profit (loss) brought forward from the previous period14P€-8k€-3k▲
Transfer to equity691/2-€5k
To other reserves6921-€5k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-10
Financial
Highest result since 2018net €14k ▲121%
Operating result €14k, net result €14k, both a record.
04-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
11-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard d'Avroy 244000 LiègeGround area
826 m²
Building footprint
194 m²
Volume, LiDAR
396 m³
2 parcels, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MOSAREVES
since 20092.186.578.651
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92123A0123/00N000 | Wallonia | 479 m² | 1 · 62 m² | 7.5 m · 2 fl. |
| 62803B0118/00K000 | Wallonia | 347 m² | 1 · 132 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNamur2.186.578.651
Similar companies · same sector, comparable size
OCEAN ZERO
BE 0698.736.332
Pont-à-Celles · Eq €22k
MUTAT
BE 0879.538.095
Florenville · Eq €21k
KO KOTTAGE
BE 0667.921.412
Waterloo · Eq €21k
HEALTHY HOMES
BE 0772.558.379
Heusden-Zolder · Eq €21k
LAPSCHUERE
BE 0807.990.402
Kruisem · Eq €24k
Of 732 companies in sector 55209 we hold annual accounts for 208. 122 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2009
Fiscal year end01-10
Activities, NACEBEL
55209Other holiday and short-stay accommodation
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.