Mosanot.be
ActiveSummary
Mosanot.be has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €317k and a net result of €205k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 34% of 3291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+8
Solvency50▼-2
Growth69▲+24
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.34 in 2024; short-term debt: 30.6% and cash: 34% of total assets), and 74.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.2%
Return on assets
16.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
22 d early
2024
17 d early
2023
7 d late
2022
1 d early
2021
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€817k▲ 29.5%
2024 · €631k
2021: €653k
2022: €635k
2023: €636k
2024: €631k
2021 → 2025
EBIT margin
33.3%▲ 13.7pp
2024 · 19.6%
2021: 25.9%
2022: 17.4%
2023: 17.0%
2024: 19.6%
2021 → 2025
Net result
€205k▲ 130%
2024 · €89k
2021: €109k
2022: €70k
2023: €81k
2024: €89k
2021 → 2025
Working capital
€67k▼ 7.1%
2024 · €72k
2021: €34k
2022: €-21k
2023: €80k
2024: €72k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€653k-€635k▼ 2.7%€636k▲ 0.1%€631k▼ 0.8%€817k▲ 29.5%
Equity€134k-€204k▲ 52.2%€285k▲ 39.4%€317k▲ 11.2%€317k=
Operating result€169k-€110k▼ 34.8%€108k▼ 2.1%€123k▲ 14.4%€272k▲ 120%
Net result€109k-€70k▼ 35.9%€81k▲ 14.9%€89k▲ 10.9%€205k▲ 130%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 120% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.26M
Fixed assets
€805k ▼ 10.8%
Current assets
€452k ▲ 59.9%
Equity and liabilities €1.26M
Equity
€317k =
Debt
€940k ▲ 8.3%
Debt's share of the balance-sheet total rises from 73.3% to 74.8%. Debt is higher.
Key figures and ratios
EBITDA
€376k▲
2024 · €229k
Cash flow
€309k▲
2024 · €195k
Current ratio
1.17▼
2024 · 1.34
Debt to equity
2.97▲
2024 · 2.74
ROE
64.7%▲
2024 · 28.2%
ROA
16.3%▲
2024 · 7.5%
Interest coverage
37.41▲
2024 · 19.30
Debt ≤ 1 year
€385k▲
2024 · €211k
Debt > 1 year
€553k▼
2024 · €657k
Income taxes
€63k▲
2024 · €27k
Staff costs
€154k▲
2024 · €147k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.18M€1.26M▲
Fixed assets21/28€902k€805k▼
Intangible fixed assets21€536k€451k▼
Tangible fixed assets22/27€366k€353k▼
Land and buildings22€361k€346k▼
Furniture and vehicles24€5k€8k▲
Current assets29/58€283k€452k▲
Amounts receivable within one year40/41€2k€13k▲
Trade receivables40€2k€8k▲
Other amounts receivable41-€5k
Cash at bank and in hand54/58€269k€428k▲
Deferred charges and accrued income490/1€12k€11k▼
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.26M▲
Equity10/15€317k€317k=
Contributions10/11€25k€25k=
Capital10€25k€25k=
Issued capital100€25k€25k=
Reserves13€179k€179k=
Distributable reserves133€179k€179k=
Profit (loss) carried forward14€112k€112k▲
Amounts payable17/49€868k€940k▲
Amounts payable after more than one year17€657k€553k▼
Financial debts170/4€657k€553k▼
Amounts payable within one year42/48€211k€385k▲
Current portion of amounts payable after more than one year42€103k€103k=
Taxes, remuneration and social security45€42k€100k▲
Taxes450/3€25k€82k▲
Remuneration and social security454/9€17k€18k▲
Other amounts payable47/48€66k€182k▲
Accrued charges and deferred income492/3€280€1k▲
Income statement
Code20242025
Turnover70€631k€817k▲
Goods, raw materials, services and sundry goods60/61€252k€284k▲
Remuneration, social security and pensions62€147k€154k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105k€104k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€379k€534k▲
Operating profit (loss)9901€123k€272k▲
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€116k€268k▲
Income taxes67/77€27k€63k▲
Profit (loss) for the period9904€89k€205k▲
Profit (loss) for the period to be appropriated9905€89k€205k▲
Appropriation of the result
Profit (loss) to be appropriated9906€170k€317k▲
Profit (loss) brought forward from the previous period14P€81k€112k▲
Profit to be distributed694/7€58k€205k▲
Return on contributions (dividend)694€58k€205k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €205k ▲130%
Operating result €272k, net result €205k, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 7 days late
2023
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €70k ▼35.9%
Net result drops to €70k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €204k ▲52.2%
2 profitable years in a row build equity to €204k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dinant · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Alexandre-Daoust 535500 DinantGround area
220 m²
Building footprint
84 m²
Volume, LiDAR
1,152 m³
Parcel 91034D0023/00P000, Wallonia · tallest building 15.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Bastien DELMOTTE
since 20202.313.065.166
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91034D0023/00P000 ProtectedMonument |
Wallonia | 220 m² | 1 · 84 m² | 15.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 1,362 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.