Morré
ActiveMorré is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €96k and a net result of €67k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 2403 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €96k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
30 d early
2023
57 d late
2022
125 d early
2021
23 d early
2020
60 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 235%
2024 · €29k
2018: €142k
2019: €37k
2020: €84k
2021: €171k
2022: €192k
2023: €33k
2024: €29k
2018 → 2025
Net result
€67k▲ 31.6%
2024 · €51k
2018: €-255
2019: €44k
2020: €86k
2021: €147k
2022: €82k
2023: €12k
2024: €51k
2018 → 2025
Total assets
€392k▼ 10.6%
2024 · €439k
2018: €312k
2019: €213k
2020: €252k
2021: €364k
2022: €709k
2023: €514k
2024: €439k
2018 → 2025
Solvency
24.4%▲ 17.9pp
2024 · 6.5%
2018: 45.6%
2019: 17.4%
2020: 33.2%
2021: 46.8%
2022: 27.1%
2023: 6.3%
2024: 6.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€171k-€192k▲ 12.9%€33k▼ 83.1%€29k▼ 12.3%€96k▲ 235%
Operating result€182k-€104k▼ 43.3%€27k▼ 74.0%€77k▲ 185%€94k▲ 22.3%
Net result€147k-€82k▼ 44.1%€12k▼ 85.2%€51k▲ 322%€67k▲ 31.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 22% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €392k
Fixed assets
€114k▼ 37.7%
Current assets
€278k▲ 8.8%
Equity and liabilities €392k
Equity
€96k▲ 235%
Debt
€297k▼ 27.7%
The debt ratio falls from 93.5% to 75.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
24.4%▲
2024 · 6.5%
ROE
70.1%▼
2024 · 178.4%
ROA
17.1%▲
2024 · 11.6%
Debt
€297k▼
2024 · €410k
Debt ≤ 1 year
€78k▼
2024 · €149k
Debt > 1 year
€219k▼
2024 · €261k
Income taxes
€19k▼
2024 · €20k
Staff costs
€204k▲
2024 · €189k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€439k€392k▼
Fixed assets21/28€183k€114k▼
Intangible fixed assets21€177k€97k▼
Tangible fixed assets22/27€6k€17k▲
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€2k€15k▲
Current assets29/58€256k€278k▲
Amounts receivable within one year40/41€91k€87k▼
Trade receivables40€63k€70k▲
Other amounts receivable41€27k€16k▼
Current investments50/53€15k€15k=
Cash at bank and in hand54/58€150k€177k▲
Equity and liabilities
Total equity and liabilities10/49€439k€392k▼
Equity10/15€29k€96k▲
Contributions10/11€19k€19k=
Reserves13€2k€69k▲
Distributable reserves133€2k€69k▲
Profit (loss) carried forward14€8k€8k=
Amounts payable17/49€410k€297k▼
Amounts payable after more than one year17€261k€219k▼
Financial debts170/4€261k€219k▼
Amounts payable within one year42/48€149k€78k▼
Current portion of amounts payable after more than one year42€45k€46k▲
Trade debts44€18k€4k▼
Suppliers440/4€18k€4k▼
Taxes, remuneration and social security45€30k€22k▼
Taxes450/3€5k€2k▼
Remuneration and social security454/9€25k€20k▼
Other amounts payable47/48€56k€6k▼
Income statement
Code20242025
Non-recurring operating income76A€1k€1k▲
Remuneration, social security and pensions62€189k€204k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85k€87k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€353k€387k▲
Operating profit (loss)9901€77k€94k▲
Financial income75/76B€614-
Recurring financial income75€1-
Non-recurring financial income76B€613-
Financial charges65/66B€6k€7k▲
Recurring financial charges65€114€7k▲
Non-recurring financial charges66B€6k-
Profit (loss) for the period before taxes9903€71k€86k▲
Income taxes67/77€20k€19k▼
Profit (loss) for the period9904€51k€67k▲
Profit (loss) for the period to be appropriated9905€51k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€75k▲
Profit (loss) brought forward from the previous period14P€12k€8k▼
Transfer to equity691/2-€67k
To other reserves6921-€67k
Profit to be distributed694/7€55k-
Return on contributions (dividend)694€55k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 3.58
Current ratio from 1.71 to 3.58; short-term debt falls from €149k to €78k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €147k ▲69.8%
Operating result €182k, net result €147k, both a record.
31-12
Financial
Equity above €150kEq €171k ▲103%
3 profitable years in a row build equity to €171k.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 60 days late
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
29-01-2025
MORRÉ BV: Resigned as Director
29-01-2025
COMO BV: Appointed as Permanent representative
Location & real-estate footprint
Registered office, Nijlen · 2 establishment units since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemeentestraat 14A2560 NijlenGround area
1,289 m²
Building footprint
316 m²
Volume, LiDAR
2,222 m³
2 parcels, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
ARGENTA SPAARBANK
since 19942.050.672.050
Stationssteenweg(Kessel) 138, 2560 Nijlen
since 20222.330.512.003
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12018D0143/00L002 | Flanders | 863 m² | 1 · 160 m² | 9.3 m · 2 fl. |
| 12026D0295/00D003 | Flanders | 426 m² | 1 · 156 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,681 companies in sector 66191 we hold annual accounts for 1,230. 1,046 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-1990
Fiscal year end31-12
Activities, NACEBEL
66191Agents and brokers in banking services
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.