MORO Essentials · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MORO Essentials is 0.9% (low). The 2024 annual accounts show equity of €279k and a net result of €-193k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 80% of 52 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

1 signal · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 80% of 52 peers (2024). A comfortable equity buffer.

View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 14 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	27-06-2025	34 d early	2025-00187058
31-12-2023	31-07-2024	22-08-2024	22 d late	2024-00363773
31-12-2022	31-07-2023	20-07-2023	11 d early	2023-00252539
31-12-2021	31-07-2022	05-07-2022	26 d early	2022-20132417

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.9% Low

0%0,5%1,5%4%10%≥25%

Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-193k-69.7%

Working capital€186k+611.9%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 27-06-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Net result: declining trend of ~99.7%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 20 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	65.0%	3.8%	better than 80% of 52 sector peers
Net result	€-193k	€-6k	better than 6% of 52 sector peers
Equity	€279k	€2k	better than 94% of 52 sector peers
Gross operating margin	€-106k	€-2k	better than 5% of 52 sector peers
Total assets	€429k	€87k	better than 85% of 52 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P80

Improving position over 2022-2024 · n=36-52

Net result P6

Weakening position over 2022-2024 · n=36-52

Equity P94

Improving position over 2022-2024 · n=36-52

Gross operating margin P5

Weakening position over 2022-2024 · n=36-52

Describes the position versus peers, not a forecast.

EBITDA

€-151k

-63.5% 21-24

Net profit

€-193k

-69.7% 21-24

Cash flow

€-158k

-58.9% 21-24

Total assets

€429k

+143.8% 21-24

Equity

€279k

- 21-24

Working capital

€186k

+611.9% 21-24

Employees (FTE)

1

- 21-24

Staff costs

€39k

- 21-24

Debt

€150k

-46.4% 21-24

Debt ≤ 1y

€75k

+54.7% 21-24

Debt > 1y

€75k

-67.6% 21-24

Current ratio

3.48

+126.0% 21-24

Quick ratio

1.82

+57.5% 21-24

Solvency

65.0%

- 21-24

Debt / equity

0.54

- 21-24

ROE

-69.5%

- 21-24

ROA

-45.1%

+30.4% 21-24

Interest coverage

-18.11

-44.2% 21-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€-151k
Net profit	€-193k
Cash flow	€-158k
Staff costs	€39k
Income taxes	-
Dividends	-
Total assets	€429k
Equity	€279k
Debt	€150k
of which ≤ 1y	€75k
of which > 1y	€75k
Working capital	€186k
Employees (FTE)	0.8

Ratios (computed)

	2024
Current ratio	3.48
Quick ratio	1.82
Working capital ratio	43.4%
Solvency	65.0%
Debt / equity	0.54
Long-term debt ratio	0.27
Interest coverage	-18.11
Gross margin	-
Net margin	-
ROA	-45.1%
ROE	-69.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €167k · 39.0% Current assets €261k · 61.0%

Equity & liabilities

Equity €279k · 65.0% Debt €150k · 35.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€429k
Fixed assets	21/28	€167k
Intangible fixed assets	21	€164k
Tangible fixed assets	22/27	€2k
Financial fixed assets	28	€587
Current assets	29/58	€261k
Stocks & contracts in progress	3	€124k
Amounts receivable within one year	40/41	€29k
Cash & bank	54/58	€105k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€429k
Equity	10/15	€279k
Contributions / capital	10/11	€596k
Accumulated profits (losses)	14	€-318k
Amounts payable	17/49	€150k
Amounts payable after one year	17	€75k
Amounts payable within one year	42/48	€75k
Trade debts payable within one year	44	€37k
Income statement
Gross operating margin	9900	€-106k
Operating result	9901	€-186k
Financial income	75	€1k
Financial charges	65	€8k
Result before taxes	9903	€-193k
Net result for the period	9904	€-193k
Result to be appropriated	9905	€-193k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

55 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

under verification

Directors derived from a single State Gazette act, under verification

All 4 current directors first appear in the same act (24377615). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.

Current directors & mandates

LEVRAU Laurence
Director
State Gazette act 24377615 (18-03-2024)

Current
01-03-2024 → present
LÜTTGENS Lorenz
Director
State Gazette act 24377615 (18-03-2024)

Current
01-03-2024 → present
3 events
- 01-03-2024 Resigned· Director
- 01-03-2024 Appointed· Director
- 25-11-2022 Appointed· Director
MEERT Philippe
Director
State Gazette act 24377615 (18-03-2024)

Current
01-03-2024 → present
MILI Yasmine
Director
State Gazette act 24377615 (18-03-2024)

Current
01-03-2024 → present
2 events
- 01-03-2024 Resigned· Director
- 01-03-2024 Appointed· Director

Former directors (1)

DE CLERCK Katrien
Director
State Gazette act 23300470 (02-01-2023)

Former
- → 25-11-2022

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Vervaardiging van zeep en wasmiddelen(20411)
Legal form	Private limited company(610)
Incorporation	03-06-2021
Status	Active
Postal code	9880

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Savooien 39880 Aalter

Establishment units

1 location

Savooien 3, 9880 Aalter

Vervaardiging van zeep en wasmiddelen

since 20212.317.896.756

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area3,402 m²

Buildings1

Building footprint157 m²

Volume (LiDAR)177 m³

Tallest building5.0 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44503F0697/00F000	Flanders	3,402 m²	1 · 157 m²	5.0 m

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts

Capital history · 1

18-03-2024

Capital change

All acts · 2 updated 2 years ago

2024

18-03-2024 Capital increase of €439,985 Capital & shares·Yorik DESMYTTERE

Inbreng in geld · Apport en numéraire
3 kapitaalbewegingen in deze akte

Notary: Yorik DESMYTTERE · BrusselFirm: BERQUIN NOTARISSEN

Original publication ↗

2023

02-01-2023 1 director appointed, 1 resigning Director changes·Michael BOES

LÜTTGENS Lorenz, Bestuurder
DE CLERCK Katrien, Bestuurder

Notary: Michael BOES · Leuven

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

60 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 55

Profitability 0

Solvency 100

Growth 52

Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers

Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Similar

Similar companies

Comparable size, same sector

SEIFAR

BE 0747.841.888 · Lokeren

Eq €485k→

ZEEPFABRIEK DE WITTE ENGEL

BE 0845.573.447 · Duffel

Eq €96k→

We hold annual accounts for 5 of the 159 companies in this sector. 2 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Vervaardiging van zeep en wasmiddelen20411Vervaardiging van zeep en wasmiddelen20411Groothandel in parfumerieën en cosmetica46450Groothandel in parfumerieën en cosmetica46450Vervaardiging van parfums en toiletartikelen20420Vervaardiging van parfums en toiletartikelen20420Handelsbemiddeling in meubelen, huishoudelijke artikelen en ijzerwaren46150Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren46150

Primary activity highlighted.

Names & trade names

Legal nameNL

MORO Essentials

Registered office

Savooien 3

9880 Aalter, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.