MORNING DAVE
ActiveThe computed 12-month bankruptcy probability of MORNING DAVE is 1.9% (moderate). For MORNING DAVE, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €8k. Equity is shrinking by ~13% per year across the filed fiscal years. Its solvency ranks better than 95% of 6118 sector peers (fiscal year 2023). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability-
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
100%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline19-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 16-07-2024, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
15 d early
2022
4 d early
2021
9 d early
2020
10 d early
2019
5 d early
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€8k=
2022 · €8k
2018: €14k
2019: €14k
2020: €12k
2021: €10k
2022: €8k
2018 → 2023
Total assets
€8k=
2022 · €8k
2018: €15k
2019: €16k
2020: €14k
2021: €10k
2022: €8k
2018 → 2023
Net result
€-2k▲ 20.2%
2021 · €-2k
2018: €-361
2019: €515
2020: €-2k
2021: €-2k
2018 → 2022
Working capital
€12k▼ 14.2%
2019 · €14k
2018: €14k
2019: €14k
2018 → 2020
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€14k-€12k▼ 14.2%€10k▼ 19.0%€8k▼ 18.8%€8k=
Operating result€-112-€-3k▼ 2,294%€-3k▲ 0.2%€-2k▲ 18.0%
Net result€515-€-2k€-2k▼ 14.7%€-2k▲ 20.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2022 against €3k in 2021; the loss shrinks.
Key figures and ratios
Solvency
100.0%=
2022 · 100.0%
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€8k€8k=
Current assets29/58€8k€8k=
Amounts receivable within one year40/41€5k€508▼
Other amounts receivable41€5k€508▼
Cash at bank and in hand54/58€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€8k€8k=
Equity10/15€8k€8k=
Contributions10/11€14k€14k=
Reserves13€110€110=
Non-distributable reserves130/1€110€110=
Reserves not available under the articles1311€110€110=
Profit (loss) carried forward14€-6k€-6k=
Income statement
Code20222023
Gross operating margin9900€-2k-
Operating profit (loss)9901€-2k-
Financial income75/76B€370-
Recurring financial income75€370-
Financial charges65/66B€23-
Recurring financial charges65€23-
Profit (loss) for the period before taxes9903€-2k-
Profit (loss) for the period9904€-2k-
Profit (loss) for the period to be appropriated9905€-2k-
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-6k=
Profit (loss) brought forward from the previous period14P€-4k€-6k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €515
Net result €515 after one loss-making year.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
16-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
17-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
19-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Bateliers 786030 CharleroiGround area
87 m²
Building footprint
53 m²
Volume, LiDAR
516 m³
Parcel 52044B0124/00V000, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Bateliers 78, 6030 Charleroi
since 20092.175.970.415
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52044B0124/00V000 | Wallonia | 87 m² | 1 · 53 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NAVETTES ECLAIRS
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Of 962 companies in sector 49310 we hold annual accounts for 487. 313 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2009
Fiscal year end31-12
Activities, NACEBEL
49310Scheduled passenger transport by road
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.