More A.I.
ActiveMore A.I. has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182k and a net result of €875. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 43% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-10
Solvency77▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.44 against 3.45 in 2024; short-term debt: 20.9% and cash: 3.2% of total assets), and 47.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.1%
Return on assets
0.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
25 d late
2024
29 d late
2023
5 d early
2022
21 d early
2021
4 d early
2020
17 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€182k▲ 0.5%
2024 · €181k
2019: €19k
2020: €86k
2021: €109k
2022: €137k
2023: €149k
2024: €181k
2019 → 2025
Total assets
€350k▼ 7.7%
2024 · €379k
2019: €293k
2020: €388k
2021: €375k
2022: €382k
2023: €371k
2024: €379k
2019 → 2025
Net result
€875▼ 97.3%
2024 · €32k
2019: €13k
2020: €68k
2021: €23k
2022: €16k
2023: €12k
2024: €32k
2019 → 2025
Working capital
€179k▲ 1.1%
2024 · €177k
2019: €18k
2020: €108k
2021: €129k
2022: €146k
2023: €152k
2024: €177k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€109k-€137k▲ 25.8%€149k▲ 8.8%€181k▲ 21.4%€182k▲ 0.5%
Operating result€38k-€28k▼ 25.9%€20k▼ 27.2%€45k▲ 119%€5k▼ 89.7%
Net result€23k-€16k▼ 31.1%€12k▼ 23.8%€32k▲ 166%€875▼ 97.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €350k
Fixed assets
€98k▼ 24.5%
Current assets
€252k▲ 1.2%
Equity and liabilities €350k
Equity
€182k▲ 0.5%
Debt
€168k▼ 15.1%
The debt ratio falls from 52.1% to 47.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €77k
Cash flow
€35k▼
2024 · €65k
Solvency
52.1%▲
2024 · 47.9%
Current ratio
3.44▼
2024 · 3.45
Quick ratio
3.44▼
2024 · 3.45
Debt / equity
0.92▼
2024 · 1.09
ROE
0.5%▼
2024 · 17.7%
ROA
0.2%▼
2024 · 8.4%
Interest coverage
20.01▼
2024 · 33.67
Debt
€168k▼
2024 · €198k
Debt ≤ 1 year
€73k▲
2024 · €72k
Debt > 1 year
€95k▼
2024 · €126k
Income taxes
€2k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€379k€350k▼
Fixed assets21/28€130k€98k▼
Intangible fixed assets21€91k€65k▼
Tangible fixed assets22/27€39k€33k▼
Land and buildings22€11k€10k▼
Plant, machinery and equipment23€18k€15k▼
Furniture and vehicles24€11k€8k▼
Current assets29/58€249k€252k▲
Amounts receivable within one year40/41€238k€236k▼
Trade receivables40€132k€88k▼
Other amounts receivable41€106k€148k▲
Cash at bank and in hand54/58€6k€11k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€379k€350k▼
Equity10/15€181k€182k▲
Contributions10/11€19k€19k=
Reserves13€163k€164k▲
Distributable reserves133€163k€164k▲
Amounts payable17/49€198k€168k▼
Amounts payable after more than one year17€126k€95k▼
Financial debts170/4€126k€95k▼
Amounts payable within one year42/48€72k€73k▲
Current portion of amounts payable after more than one year42€31k€31k▲
Trade debts44€22k€20k▼
Suppliers440/4€22k€20k▼
Taxes, remuneration and social security45€20k€22k▲
Taxes450/3€19k€22k▲
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48€0€385▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€34k▲
Other operating charges640/8€876€3k▲
Gross operating margin9900€78k€41k▼
Operating profit (loss)9901€45k€5k▼
Financial income75/76B€102€26▼
Recurring financial income75€102€26▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€42k€3k▼
Income taxes67/77€10k€2k▼
Profit (loss) for the period9904€32k€875▼
Profit (loss) for the period to be appropriated9905€32k€875▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€875▼
Transfer to equity691/2€32k€875▼
To other reserves6921€32k€875▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Weakest financial yearnet €875 ▼97.3%
Net result drops to €875, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €150kEq €181k ▲21.4%
6 profitable years in a row build equity to €181k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €109k ▲26.6%
3 profitable years in a row build equity to €109k.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2019net €68k ▲437%
Operating result €99k, net result €68k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoveniersstraat 242840 RumstGround area
2,014 m²
Building footprint
178 m²
Volume, LiDAR
1,040 m³
Parcel 11037A0237/02G000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
More A.I.
since 20182.277.905.438
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037A0237/02G000 | Flanders | 2,014 m² | 1 · 178 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CAPORALI CONSULT
BE 0822.109.840
Liège · Eq €182k
VIKTORIOUS DATA SOLUTIONS
BE 0797.450.757
Overijse · Eq €182k
DATA-DRIVEN DECISION
BE 0701.755.408
Brussel · Eq €182k
CH CONSULTANTS
BE 0558.930.430
Laarne · Eq €182k
QBIT
BE 0536.354.570
Beernem · Eq €182k
Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,102 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.