EBUR
ActiveEBUR has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €26k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 12% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+24
Solvency30▼-37
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.16 against 1.73 in 2024; short-term debt: 44.7% and cash: 3.8% of total assets), and 94.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.1%
Return on assets
7.1%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 17007 sector peers (2025).
NBB · sector comparisonPosition among 17007 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
35 d early
2024
5 d early
2023
on the day
2022
32 d late
2021
64 d early
2020
182 d early
2019
107 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 88.5%
2024 · €162k
2019: €40k
2020: €79k
2021: €110k
2022: €111k
2023: €162k
2024: €162k
2019 → 2025
Total assets
€361k▼ 7.2%
2024 · €389k
2019: €80k
2020: €125k
2021: €151k
2022: €490k
2023: €479k
2024: €389k
2019 → 2025
Net result
€26k▲ 2,412%
2024 · €1k
2019: €28k
2020: €39k
2021: €31k
2022: €-6k
2023: €63k
2024: €1k
2019 → 2025
Working capital
€-136k
2024 · €19k
2019: €24k
2020: €60k
2021: €94k
2022: €85k
2023: €69k
2024: €19k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€111k▲ 0.5%€162k▲ 46.0%€162k▲ 0.1%€19k▼ 88.5%
Operating result€41k-€-306€85k€7k▼ 92.1%€30k▲ 344%
Net result€31k-€-6k€63k€1k▼ 98.4%€26k▲ 2,412%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 344% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €361k
Fixed assets
€336k▼ 2.6%
Current assets
€26k▼ 42.8%
Equity and liabilities €361k
Equity
€19k▼ 88.5%
Debt
€343k▲ 50.5%
The debt ratio rises from 58.5% to 94.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €18k
Cash flow
€37k▲
2024 · €12k
Solvency
5.1%▼
2024 · 41.5%
Current ratio
0.16▼
2024 · 1.73
Quick ratio
0.16▼
2024 · 1.73
Debt / equity
18.42▲
2024 · 1.41
ROE
137.6%▲
2024 · 0.6%
ROA
7.1%▲
2024 · 0.3%
Interest coverage
14.46▲
2024 · 4.20
Debt
€343k▲
2024 · €228k
Debt ≤ 1 year
€161k▲
2024 · €26k
Debt > 1 year
€181k▼
2024 · €200k
Income taxes
€1k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€389k€361k▼
Fixed assets21/28€345k€336k▼
Tangible fixed assets22/27€345k€336k▼
Land and buildings22€336k€326k▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€5k€7k▲
Current assets29/58€45k€26k▼
Amounts receivable within one year40/41€34k€10k▼
Trade receivables40€28k€10k▼
Other amounts receivable41€6k-
Cash at bank and in hand54/58€8k€14k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€389k€361k▼
Equity10/15€162k€19k▼
Contributions10/11€19k€19k=
Reserves13€143k-
Distributable reserves133€143k-
Amounts payable17/49€228k€343k▲
Amounts payable after more than one year17€200k€181k▼
Financial debts170/4€197k€181k▼
Other amounts payable178/9€3k-
Amounts payable within one year42/48€26k€161k▲
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€5k€27k▲
Taxes450/3€5k€27k▲
Other amounts payable47/48€2k€116k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€20k€44k▲
Operating profit (loss)9901€7k€30k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€2k€27k▲
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€1k€26k▲
Profit (loss) for the period to be appropriated9905€1k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€26k▲
Transfer from equity791/2-€143k
Transfer to equity691/2€186-
To other reserves6921€186-
Profit to be distributed694/7€833€169k▲
Return on contributions (dividend)694€833€148k▲
Directors or managers695-€20k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €63k
Net result €63k after one loss-making year.
30-09
Financial
Equity above €150kEq €162k ▲46%
Equity rises from €111k to €162k.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
30-09
Financial
Weakest financial yearnet €-6k ▼118%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100kEq €110k ▲39.5%
3 profitable years in a row build equity to €110k.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gaverlandstraat 629031 GentGround area
3,789 m²
Building footprint
262 m²
Volume, LiDAR
813 m³
Parcel 44017D1435/00A000, Flanders · tallest building 4.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
EBUR
since 20182.280.693.296
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017D1435/00A000 | Flanders | 3,789 m² | 1 · 262 m² | 4.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Segesta Consulting
BE 0505.994.263
Scherpenheuvel-Zichem · Eq €19k
WAWI GROUP
BE 0507.849.933
Tienen · Eq €19k
BLUE DUN CONSULTING
BE 0543.806.843
Keerbergen · Eq €19k
Andramoi
BE 0543.855.739
Mechelen · Eq €19k
ITLICIOUS
BE 0544.396.464
Sint-Truiden · Eq €19k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 12,705 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2018
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.