mOr
ActivemOr has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency15▼-39
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.98 against 1.12 in 2024), and 94% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 31510 sector peers (2025).
NBB · sector comparisonPosition among 31510 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
92 d late
2023
152 d late
2022
20 d early
2021
18 d early
2020
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 85.6%
2024 · €19k
2020: €7k
2021: €19k
2022: €33k
2023: €22k
2024: €19k
2020 → 2025
Total assets
€45k▼ 20.5%
2024 · €57k
2020: €13k
2021: €32k
2022: €50k
2023: €78k
2024: €57k
2020 → 2025
Net result
€14k▲ 53.9%
2024 · €9k
2020: €5k
2021: €12k
2022: €14k
2023: €19k
2024: €9k
2020 → 2025
Working capital
€-768
2024 · €5k
2020: €6k
2021: €18k
2022: €33k
2023: €22k
2024: €5k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€33k▲ 76.9%€22k▼ 34.5%€19k▼ 13.5%€3k▼ 85.6%
Operating result€18k-€21k▲ 16.2%€26k▲ 26.6%€16k▼ 40.0%€22k▲ 38.3%
Net result€12k-€14k▲ 18.5%€19k▲ 29.2%€9k▼ 51.3%€14k▲ 53.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€3k▼ 75.4%
Current assets
€42k▼ 2.3%
Equity and liabilities €45k
Equity
€3k▼ 85.6%
Debt
€42k▲ 11.6%
The debt ratio rises from 66.9% to 94.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€32k▲
2024 · €25k
Cash flow
€25k▲
2024 · €19k
Solvency
6.0%▼
2024 · 33.1%
Current ratio
0.98▼
2024 · 1.12
Quick ratio
0.98▼
2024 · 1.12
Debt / equity
15.66▲
2024 · 2.03
ROE
515.3%▲
2024 · 48.3%
ROA
30.9%▲
2024 · 16.0%
Interest coverage
13.27▲
2024 · 9.17
Debt
€42k▲
2024 · €38k
Debt ≤ 1 year
€42k▲
2024 · €38k
Income taxes
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€45k▼
Fixed assets21/28€14k€3k▼
Tangible fixed assets22/27€14k€3k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€13k€2k▼
Current assets29/58€43k€42k▼
Amounts receivable within one year40/41€21k€31k▲
Trade receivables40€3k€4k▲
Other amounts receivable41€18k€27k▲
Cash at bank and in hand54/58€22k€11k▼
Equity and liabilities
Total equity and liabilities10/49€57k€45k▼
Equity10/15€19k€3k▼
Contributions10/11€2k€2k=
Reserves13€16k-
Distributable reserves133€16k-
Profit (loss) carried forward14€755€708▼
Amounts payable17/49€38k€42k▲
Amounts payable within one year42/48€38k€42k▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€20k€6k▼
Taxes450/3€20k€6k▼
Other amounts payable47/48€12k€30k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€28k€33k▲
Operating profit (loss)9901€16k€22k▲
Financial income75/76B€797€919▲
Recurring financial income75€797€919▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€14k€20k▲
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€9k€14k▲
Profit (loss) for the period to be appropriated9905€9k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€15k▲
Profit (loss) brought forward from the previous period14P€692€755▲
Transfer from equity791/2€3k€16k▲
Profit to be distributed694/7€12k€30k▲
Return on contributions (dividend)694€12k€30k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 152 days late
2023
31-12
Financial
Highest result since 2020net €19k ▲29.2%
Operating result €26k, net result €19k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kraaiven 63140 KeerbergenGround area
3,061 m²
Building footprint
349 m²
Volume, LiDAR
1,526 m³
Parcel 24048A0078/00G003, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
mOr
since 20202.298.997.097
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24048A0078/00G003 | Flanders | 3,061 m² | 1 · 349 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Meridius X
BE 1023.980.104
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CED Consulting
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Reas
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 10,465 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.