MOONSTONE
ActiveMOONSTONE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €61k. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 84% of 3257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth85=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 6.66 against 12.83 in 2024), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
35.9%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
26 d late
2022
10 d early
2021
38 d early
2020
44 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€195k▲ 7.3%
2022 · €182k
2018: €57k
2019: €130k
2020: €141k
2021: €167k
2022: €182k
2018 → 2023
EBIT margin
31.0%▼ 10.2pp
2022 · 41.2%
2018: 16.8%
2019: 19.7%
2020: 26.2%
2021: 36.6%
2022: 41.2%
2018 → 2023
Net result
€61k▲ 76.3%
2024 · €34k
2018: €5k
2019: €17k
2020: €25k
2021: €50k
2022: €60k
2023: €55k
2024: €34k
2018 → 2025
Working capital
€74k▼ 7.9%
2024 · €81k
2018: €13k
2019: €24k
2020: €46k
2021: €41k
2022: €87k
2023: €44k
2024: €81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€167k-€182k▲ 8.6%€195k▲ 7.3%
Equity€59k-€98k▲ 65.4%€102k▲ 3.7%€137k▲ 33.8%€140k▲ 2.4%
Operating result€61k-€75k▲ 22.2%€60k▼ 19.3%€64k▲ 5.2%€77k▲ 20.7%
Net result€50k-€60k▲ 20.7%€55k▼ 8.1%€34k▼ 37.8%€61k▲ 76.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 21% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169k
Fixed assets
€82k▲ 0.9%
Current assets
€88k▼ 0.1%
Equity and liabilities €169k
Equity
€140k▲ 2.4%
Debt
€29k▼ 8.4%
The debt ratio falls from 19.1% to 17.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€94k▲
2024 · €81k
Cash flow
€78k▲
2024 · €52k
Solvency
82.6%▲
2024 · 80.9%
Current ratio
6.66▼
2024 · 12.83
Quick ratio
6.66▼
2024 · 12.83
Debt / equity
0.21▼
2024 · 0.24
ROE
43.5%▲
2024 · 25.3%
ROA
35.9%▲
2024 · 20.4%
Interest coverage
144.75▲
2024 · 117.17
Debt
€29k▼
2024 · €32k
Debt ≤ 1 year
€13k▲
2024 · €7k
Debt > 1 year
€16k▼
2024 · €25k
Income taxes
€16k▼
2024 · €28k
Staff costs
€5k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€169k€169k▲
Fixed assets21/28€81k€82k▲
Tangible fixed assets22/27€81k€68k▼
Land and buildings22€34k€32k▼
Plant, machinery and equipment23€5k€6k▲
Furniture and vehicles24€42k€29k▼
Financial fixed assets28-€14k
Current assets29/58€88k€88k▼
Amounts receivable within one year40/41€371€21k▲
Other amounts receivable41€371€21k▲
Current investments50/53€87k€67k▼
Equity and liabilities
Total equity and liabilities10/49€169k€169k▲
Equity10/15€137k€140k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€118k€121k▲
Amounts payable17/49€32k€29k▼
Amounts payable after more than one year17€25k€16k▼
Financial debts170/4€25k€16k▼
Amounts payable within one year42/48€7k€13k▲
Trade debts44-€792
Suppliers440/4-€792
Taxes, remuneration and social security45€7k€12k▲
Taxes450/3€7k€8k▲
Remuneration and social security454/9-€5k
Income statement
Code20242025
Remuneration, social security and pensions62€5k€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€17k▼
Other operating charges640/8€831€801▼
Gross operating margin9900€87k€100k▲
Operating profit (loss)9901€64k€77k▲
Financial income75/76B-€604
Recurring financial income75-€604
Financial charges65/66B€693€651▼
Recurring financial charges65€693€651▼
Profit (loss) for the period before taxes9903€63k€77k▲
Income taxes67/77€28k€16k▼
Profit (loss) for the period9904€34k€61k▲
Profit (loss) for the period to be appropriated9905€34k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€118k€179k▲
Profit (loss) brought forward from the previous period14P€83k€118k▲
Profit to be distributed694/7-€58k
Return on contributions (dividend)694-€58k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €61k ▲76.3%
Operating result €77k, net result €61k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 12.83
Current ratio from 2.98 to 12.83; short-term debt falls from €22k to €7k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Equity above €100kEq €102k ▲3.7%
6 profitable years in a row build equity to €102k.
21-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Simonslei 42930 BrasschaatGround area
958 m²
Building footprint
150 m²
Volume, LiDAR
879 m³
Parcel 11323F0058/00E015, Flanders · tallest building 19.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Moonstone
since 20182.278.170.704
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0058/00E015 | Flanders | 958 m² | 1 · 150 m² | 19.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 22,024 companies in sector 69101 we hold annual accounts for 9,028. 7,517 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2018
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.