DROIT ET PROGRES
ActiveDROIT ET PROGRES has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €58k. Equity is growing by ~54% per year across the filed fiscal years. Its solvency ranks better than 82% of 3253 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 5.11 against 15.68 in 2024), and 19% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81%
Return on assets
33.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
25 d late
2024
28 d late
2023
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€58k▲ 89.7%
2024 · €31k
2023: €47k
2024: €31k
2023 → 2025
Working capital
€135k▲ 67.3%
2024 · €81k
2023: €51k
2024: €81k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€51k-€82k▲ 59.5%€140k▲ 70.8%
Operating result€66k-€43k▼ 34.5%€79k▲ 82.5%
Net result€47k-€31k▼ 35.5%€58k▲ 89.7%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 83% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€5k▲ 307%
Current assets
€168k▲ 94.7%
Equity and liabilities €173k
Equity
€140k▲ 70.8%
Debt
€33k▲ 497%
The debt ratio rises from 6.3% to 19.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€79k▲
2024 · €43k
Cash flow
€59k▲
2024 · €31k
Solvency
81.0%▼
2024 · 93.7%
Current ratio
5.11▼
2024 · 15.68
Quick ratio
5.11▼
2024 · 15.68
Debt / equity
0.23▲
2024 · 0.07
ROE
41.4%▲
2024 · 37.3%
ROA
33.6%▼
2024 · 35.0%
Interest coverage
108.42▲
2024 · 52.76
Debt
€33k▲
2024 · €5k
Debt ≤ 1 year
€33k▲
2024 · €5k
Income taxes
€21k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€173k▲
Fixed assets21/28€1k€5k▲
Tangible fixed assets22/27€1k€5k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€1k€3k▲
Current assets29/58€86k€168k▲
Amounts receivable within one year40/41€15k€39k▲
Trade receivables40€5k€27k▲
Other amounts receivable41€10k€12k▲
Cash at bank and in hand54/58€71k€129k▲
Equity and liabilities
Total equity and liabilities10/49€87k€173k▲
Equity10/15€82k€140k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€78k€136k▲
Amounts payable17/49€5k€33k▲
Amounts payable within one year42/48€5k€33k▲
Trade debts44€1k€7k▲
Suppliers440/4€1k€7k▲
Taxes, remuneration and social security45€871€8k▲
Taxes450/3€871€8k▲
Other amounts payable47/48€3k€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€174€710▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€45k€81k▲
Operating profit (loss)9901€43k€79k▲
Financial income75/76B€224€813▲
Recurring financial income75€224€813▲
Financial charges65/66B€821€733▼
Recurring financial charges65€821€733▼
Profit (loss) for the period before taxes9903€43k€79k▲
Income taxes67/77€12k€21k▲
Profit (loss) for the period9904€31k€58k▲
Profit (loss) for the period to be appropriated9905€31k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€136k▲
Profit (loss) brought forward from the previous period14P€47k€78k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
31-12
Financial
Highest result since 2023net €58k ▲89.7%
Operating result €79k, net result €58k, both a record.
31-12
Financial
Equity above €100kEq €140k ▲70.8%
3 profitable years in a row build equity to €140k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €31k ▼35.5%
Net result drops to €31k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 15.68
Current ratio from 4.57 to 15.68; short-term debt falls from €14k to €5k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Hamoir(L.L) 1567100 La LouvièreGround area
188 m²
Building footprint
83 m²
Volume, LiDAR
974 m³
Parcel 55373B0029/00R025, Wallonia · tallest building 12.6 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55373B0029/00R025 | Wallonia | 188 m² | 1 · 83 m² | 12.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANGELUS ADVOCATEN
BE 0682.707.279
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SENPERA ADVOCATEN
BE 0887.284.833
Keerbergen · Eq €140k
MOONSTONE
BE 0699.553.112
Brasschaat · Eq €140k
COLETTE-BASECQZ Avocats
BE 0895.166.874
Wavre · Eq €140k
ADVOCATENKANTOOR DAVID THOENG
BE 0718.984.784
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Of 22,018 companies in sector 69101 we hold annual accounts for 9,028. 7,518 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2022
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.