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Monza Automobile

Active
Private limited companyfounded 2020active for 6 yearsBisschoppenhoflaan 700, 2100 Antwerpen, BelgiumKBO/BCE: BE 0750.714.771
Summary

The computed 12-month bankruptcy probability of Monza Automobile is 2.1% (moderate). The 2025 annual accounts show negative equity (-€77,178) and a net result of -€27,949. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 10% of 22,793 sector peers (NACE 47, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 15-07-2020 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
Establishment unit
2.305.340.701 2330 Merksplas, since 15-07-2020
Financial year end
31 December
Peppol
Reachable since 20-11-2020

Board and ownership

Board
  • Sokolji KadrusDirector

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Annual accounts 2025
Gross margin
-€17,032
▲ 58.5%
Loss
€27,949
▼ 34.5%
Equity
-€77,178
▼ 56.8%
Total assets
€95,968
▲ 8.8%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 48 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskLast filed accounts filed 48 days late; 3 of the last 3 accounts lateNegative equity -€77,178lowers riskSize: total assets €95,968Liquidity: current ratio 0.55, cash €39,240Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 19% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -80.4% of total assets
Liquidity 50=
short-term debt 180.4% · cash 40.9%
Profitability 0=
return on assets -29.1%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 4.0% 01-2025: 4.0%● unchanged vs 12-2024 02-2025: 4.0%● unchanged vs 01-2025 03-2025: 4.0%● unchanged vs 02-2025 04-2025: 4.0%● unchanged vs 03-2025 05-2025: 4.1%▲ +0.1 percentage points vs 04-2025 06-2025: 4.2%▲ +0.1 percentage points vs 05-2025 07-2025: 4.2%● unchanged vs 06-2025 08-2025: 4.9%▲ +0.7 percentage points vs 07-2025 09-2025: 5.1%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 2.7%▼ -2.4 percentage points vs 09-2025 11-2025: 2.7%● unchanged vs 10-2025 12-2025: 2.7%● unchanged vs 11-2025 01-2026: 2.7%● unchanged vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.6%▼ -0.1 percentage points vs 02-2026 04-2026: 2.6%● unchanged vs 03-2026 05-2026: 2.5%▼ -0.1 percentage points vs 04-2026 06-2026: 2.5%● unchanged vs 05-2026 07-2026: 2.5%● unchanged vs 06-2026 08-2026: 3.3%▲ +0.8 percentage points vs 07-2026 09-2026: 3.6%▲ +0.3 percentage points vs 08-2026 10-2026: 2.1%▼ -1.5 percentage points vs 09-2026lowest value 11-2026: 2.1%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.55 (0.64 in 2024), below 1. Short-term debt is 180.4% and cash 40.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 52% on liquidity, 6% on profitability and 10% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 48 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €95,968
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.55, cash €39,240
NBB · annual accounts
raises risk · Negative equity -€77,178
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year -€77,178
raises risk · 2025 accounts filed 48 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
48 days late
2024
49 days late
2023
84 days late
2022
48 days late
2021
58 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 57 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€77,178 View
  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€27,949 View
  • Caution: Less equity than 94% of companies in retail tradesector median €41,241 · 22,835 companies -€77,178 View

Recent changes

  1. · Gazette deed Registered office moved from Merksplas to DeurneNew seat: Bisschoppenhoflaan 700, 2100 Deurne · Previous seat: Veldenberstraat 87 bus 6, 2330 Merksplas
  2. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as Monza Automobile: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €88,400 and €128,000, founded between 2019 and 2021.

CompanyTotal assetsGross margin
Monza Automobile Antwerpen€95,968-€17,032
Autohaus Antwerp Antwerpen€88,413-€710
Belgitrade Geel€118,846-€31,824
RGM BELGIUM Rumst€127,985-€23,813
BL & CIE Asse€88,841-€32,801
Pelter Autogroup Pelt€89,969-€73,392
VAN HAZAR AUTOGROUP Houthalen-Helchteren€105,749-€58,324
Full comparison

Key facts about Monza Automobile

What is the company number of Monza Automobile?
The company number of Monza Automobile is 0750.714.771. The VAT number is the same number with BE in front: BE 0750.714.771.
Where is Monza Automobile based?
The registered office is at Bisschoppenhoflaan 700, 2100 Antwerpen.Company details
What does Monza Automobile do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of Monza Automobile?
The legal form of Monza Automobile is Private limited company (BV).
When was Monza Automobile founded?
Monza Automobile was founded on 15-07-2020.
Is Monza Automobile still active?
Yes, Monza Automobile is an active enterprise in the KBO register.
What is the turnover of Monza Automobile?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is Monza Automobile profitable?
In financial year 2025, Monza Automobile made a loss of €27,949.
Where can I find the annual accounts of Monza Automobile?
Monza Automobile filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Monza Automobile due?
Monza Automobile must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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