ENDA TRADING
ActiveSummary
The computed 12-month bankruptcy probability of ENDA TRADING is 1.8% (moderate). The 2024 annual accounts show equity of €75k and a net result of €11k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 26043 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. The bankruptcy probability (1.8%) counts for 35% and brings the score to 59. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability57▲+5
Solvency81▼-15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity ample (current ratio 2.29 against 3.4 in 2023; short-term debt: 43.6% and cash: 9.5% of total assets), and 43.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
56.4%
Return on assets
7.9%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-12-2025, 133 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
133 d late
2023
140 d early
2022
22 d late
2021
24 d late
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€46k
EBIT margin
8.7%
Net result
€11k▲ 96.5%
2023 · €5k
2020: €10k
2021: €3k
2022: €-5k
2023: €5k
2020 → 2024
Working capital
€75k▲ 17.9%
2023 · €64k
2020: €60k
2021: €63k
2022: €59k
2023: €64k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€46k
Equity€60k-€63k▲ 5.6%€59k▼ 7.2%€64k▲ 9.1%€75k▲ 17.9%
Operating result€10k-€4k▼ 61.5%€-5k€7k€11k▲ 53.6%
Net result€10k-€3k▼ 65.7%€-5k€5k€11k▲ 96.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 54% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €134k
Equity
€75k ▲ 17.9%
Debt
€58k ▲ 119%
Debt's share of the balance-sheet total rises from 29.4% to 43.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.29▼
2023 · 3.40
Quick ratio
1.30▲
2023 · 1.23
Debt to equity
0.77▲
2023 · 0.42
ROE
14.0%▲
2023 · 8.4%
ROA
7.9%▲
2023 · 5.9%
Debt ≤ 1 year
€58k▲
2023 · €27k
Income taxes
€37▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 30 lines
Balance sheet
Code20232024
Assets
Total assets20/58€90k€134k▲
Current assets29/58€90k€134k▲
Stocks and contracts in progress3€58k€58k=
Stocks30/36€58k€58k=
Amounts receivable within one year40/41€11k€63k▲
Trade receivables40€6k€62k▲
Other amounts receivable41€5k€753▼
Cash at bank and in hand54/58€22k€13k▼
Equity and liabilities
Total equity and liabilities10/49€90k€134k▲
Equity10/15€64k€75k▲
Contributions10/11€50k€50k=
Profit (loss) carried forward14€14k€25k▲
Amounts payable17/49€27k€58k▲
Amounts payable within one year42/48€27k€58k▲
Trade debts44€573€17k▲
Suppliers440/4€573€17k▲
Taxes, remuneration and social security45€1k€778▼
Taxes450/3€1k€778▼
Other amounts payable47/48€25k€40k▲
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€66k€101k▲
Gross operating margin9900€7k€11k▲
Operating profit (loss)9901€7k€11k▲
Financial charges65/66B€50€46▼
Recurring financial charges65€50€46▼
Profit (loss) for the period before taxes9903€7k€11k▲
Income taxes67/77€2k€37▼
Profit (loss) for the period9904€5k€11k▲
Profit (loss) for the period to be appropriated9905€5k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€25k▲
Profit (loss) brought forward from the previous period14P€9k€15k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 133 days late
2024
31-12
Financial
Highest result since 2020net €11k ▲96.5%
Operating result €11k, net result €11k, both a record.
13-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Weakest financial yearnet €-5k ▼237%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Is. Meyskensstraat 341780 WemmelGround area
392 m²
Building footprint
131 m²
Volume, LiDAR
778 m³
Parcel 22662B0392/00P005, Flanders · tallest building 11.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ENDA TRADING
since 20202.300.243.053
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0392/00P005 | Flanders | 392 m² | 1 · 131 m² | 11.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Meti Cars
BE 0846.240.767
Ravels · Eq €75,352
K EN V INTERNATIONAL
BE 0465.590.694
La Hulpe · Eq €75,389
Garage De Taeye
BE 1017.967.884
Evergem · Eq €75,261
H-Point
BE 0869.804.047
Steenokkerzeel · Eq €75,160
MEGA TEAM II
BE 0809.244.274
Binche · Eq €75,521
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 3,528 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.