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Complete company report
Generated 03-09-2026
Active BE 0441.337.825Public limited company

MONUMENT - VANDEKERCKHOVE

Oostrozebekestraat 54 ·8770 Ingelmunster, Belgium· 35 yrs active
Sector: Overige gespecialiseerde bouwactiviteiten, neg (43990)
Conclusion Checked

MONUMENT - VANDEKERCKHOVE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32.44M and a net result of €5.33M. The computed 12-month bankruptcy probability is 0.7% (low).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €32.44M
Net result €5.33M
Staff (FTE) 217.3
Active 35 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health96Profitability53Solvency89Growth84Stability100
84 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 96
Profitability 53
Solvency 89
Growth 84
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1990, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
96 / 100 Excellent
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview36 NBB filings
Annual accounts filed on 17-07-2026 with the NBB · fiscal year 2025 · full schema
€0€50.00M€100.00MRevenue 2024: €100.03M€100.03MOperating result 2024: €3.75M€3.75MNet result 2024: €4.24M€4.24MRevenue 2025: €119.39M€119.39MOperating result 2025: €6.23M€6.23MNet result 2025: €5.33M€5.33M20242025
RevenueOperating resultNet result
Revenue
€119.39M
+19.4% 24-25
EBITDA
€7.16M
+55.1% 24-25
Net profit
€5.33M
+25.8% 24-25
Cash flow
€6.26M
+22.8% 24-25
Total assets
€70.87M
+13.1% 24-25
Equity
€32.44M
+6.5% 24-25
Working capital
€30.80M
+6.7% 24-25
Employees (FTE)
217
+2.1% 24-25
Staff costs
€16.22M
+6.9% 24-25
Income taxes
€1.87M
+144.4% 24-25
Dividends
€1.50M
- 24-25
Debt
€37.82M
+19.7% 24-25
Debt ≤ 1y
€34.32M
+22.6% 24-25
Debt > 1y
€3.43M
-4.0% 24-25
Current ratio
1.90
-6.6% 24-25
Quick ratio
1.31
-11.5% 24-25
Solvency
45.8%
-5.8% 24-25
Debt / equity
1.17
+12.4% 24-25
ROE
16.4%
+18.1% 24-25
ROA
7.5%
+11.3% 24-25
Net margin
4.5%
+5.4% 24-25
EBITDA margin
6.0%
+30.0% 24-25
Interest coverage
99.34
+25.3% 24-25
Figures by fiscal year and ratios
Fiscal year2025
Depositfull schema
Revenue€119.39M
EBITDA€7.16M
Net profit€5.33M
Cash flow€6.26M
Staff costs€16.22M
Income taxes€1.87M
Dividends€1.50M
Total assets€70.87M
Equity€32.44M
Debt€37.82M
of which ≤ 1y€34.32M
of which > 1y€3.43M
Working capital€30.80M
Employees (FTE)217.3
Ratios (computed)
2025
Current ratio1.90
Quick ratio1.31
Working capital ratio43.5%
Solvency45.8%
Debt / equity1.17
Long-term debt ratio0.11
Interest coverage99.34
Gross margin34.4%
Net margin4.5%
ROA7.5%
ROE16.4%
EBITDA margin6.0%
Days sales outstanding29d
Days payable outstanding114d
Inventory turnover3.89
Days inventory (DSI)94d
Balance-sheet composition 2025
Full annual accounts (28 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€70.87M
Fixed assets 21/28€5.74M
Intangible fixed assets 21€500k
Tangible fixed assets 22/27€5.23M
Financial fixed assets 28€8k
Current assets 29/58€65.13M
Stocks & contracts in progress 3€20.10M
Amounts receivable within one year 40/41€12.14M
Investments 50/53€16.88M
Cash & bank 54/58€15.80M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€70.87M
Equity 10/15€32.44M
Contributions / capital 10/11€7.38M
Reserves 13€14.92M
Accumulated profits (losses) 14€10.14M
Provisions & deferred taxes 16€598k
Amounts payable 17/49€37.82M
Amounts payable after one year 17€3.43M
Amounts payable within one year 42/48€34.32M
Trade debts payable within one year 44€24.44M
Income statement
Turnover 70€119.39M
Operating result 9901€6.23M
Financial income 75€1.22M
Financial charges 65€245k
Result before taxes 9903€7.20M
Income taxes 67/77€1.87M
Net result for the period 9904€5.33M
Result to be appropriated 9905€4.64M
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Overige gespecialiseerde bouwactiviteiten, neg(43990)
Legal form Public limited company(014)
Incorporation10-09-1990
StatusActive
Postal code8770
Establishment units 2 locations
MONUMENT-VANDEKERCKHOVE
Oostrozebekestraat 54, 8770 IngelmunsterVervaardiging en bewerking van overig glas, inclusief technisch glaswerk
since 19902.049.635.041
MONUMENT VANDEKERCKHOVE
Vandendriesschestraat 16, 9620 ZottegemVervaardiging van prisma's, lenzen, optische spiegels, kleurfilters, polarisatiefilters, enz, van glas of van andere materialen
since 19902.049.635.140
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36007B0904/00R000 Flanders 2.3 ha 1 · 1,637 m² 11.1 m · 2 fl.
41035A0229/00T000 Flanders 1.2 ha 1 · 4,350 m² 9.0 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
17-07-2026 NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
18-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
26-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
18-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
11-07-2022 NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
19-07-2021 NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
17-07-2020 NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
01-07-2019 NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
11-07-2018 NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
12-07-2017 NBB filing Annual accounts filed
fiscal year 2016 · full schema
Belgian State Gazette reading coverage 0 of 8 acts read

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Overige gespecialiseerde werkzaamheden in de bouw45250
Primary activity highlighted.
Names & trade names
Legal nameNL MONUMENT - VANDEKERCKHOVE
Registered office
Oostrozebekestraat 54
8770 Ingelmunster, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative