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Complete company report
Generated 10-08-2026
Active BE 1003.968.014Private limited company

MONTEROSSO DESIGN

Assesteenweg 116A ·1740 Ternat, Belgium· 2 yrs active
Sector: Joinery (43320)
Conclusion Checked

The computed 12-month bankruptcy probability of MONTEROSSO DESIGN is 2.7% (moderate). The 2024 annual accounts show equity of €32k and a net result of €29k. Its solvency ranks better than 28% of 11087 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €32k
Net result €29k
Better than sector 28%
Active 2 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health68Profitability100Solvency37Growth-Stability67
68 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 68
Profitability 100
Solvency 37
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
2.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
68 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 28-10-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 22.5% 40.9%
better than 28% of 11087 sector peers
Net result €29k €11k
better than 74% of 11069 sector peers
Equity €32k €34k
better than 48% of 11090 sector peers
Gross operating margin €31k €35k
better than 47% of 11060 sector peers
Total assets €143k €93k
better than 67% of 11087 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€31k
Net profit€29k
Cash flow€30k
Staff costs-
Income taxes€1k
Dividends-
Total assets€143k
Equity€32k
Debt€111k
of which ≤ 1y€111k
of which > 1y-
Working capital€28k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.25
Quick ratio1.22
Working capital ratio19.4%
Solvency22.5%
Debt / equity3.45
Long-term debt ratio-
Interest coverage1049.52
Gross margin-
Net margin-
ROA20.1%
ROE89.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€143k
Fixed assets 21/28€4k
Tangible fixed assets 22/27€3k
Financial fixed assets 28€1k
Current assets 29/58€139k
Stocks & contracts in progress 3€3k
Amounts receivable within one year 40/41€118k
Cash & bank 54/58€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€143k
Equity 10/15€32k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€29k
Amounts payable 17/49€111k
Amounts payable within one year 42/48€111k
Trade debts payable within one year 44€109k
Income statement
Gross operating margin 9900€31k
Operating result 9901€30k
Financial charges 65€29
Result before taxes 9903€30k
Income taxes 67/77€1k
Net result for the period 9904€29k
Result to be appropriated 9905€29k
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • LEVI DAVID PHILIP
    Director
    State Gazette act 26101275 (06-08-2026)
    Current
    06-08-2026 → present
Former directors (1)
  • PEULENS ERIC
    Director
    State Gazette act 26101275 (06-08-2026)
    Former
    - → 06-08-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Joinery(43320)
Legal form Private limited company(610)
Incorporation28-12-2023
StatusActive
Postal code1740
Establishment units 1 location
Avenue de l'Université 35, 7000 Mons
Schrijnwerk
since 20232.353.472.990
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23086A0354/00N002 Flanders 259 m² 1 · 73 m² 9.9 m · 2 fl.
53402A0249/00C017 Wallonia 106 m² 1 · 98 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
06-08-2026
State Gazette act General meeting · Director appointment
General meeting · Director appointment · Director resignation
2025
28-10-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Schrijnwerk43320Schrijnwerk43320Plaatsen van vloerbedekking en wandbekleding van hout43332Plaatsen van vloerbedekking en wandbekleding van hout43332
Primary activity highlighted.
Names & trade names
Legal nameNL MONTEROSSO DESIGN
Registered office
Assesteenweg 116A
1740 Ternat, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative