Starting capital
€3,000 100 shares
MONTEFRIO
Overview
Lifetime
1 annual account with figurespeak €207,360 (2025)
€207,360
peak €27,557 (2025)
€27,557
peak €30,557 (2025)
€30,557
€11,796
Board2 names since 2024
2 directors and 1 other
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Resignation: (director) 26-05Transfer of 90 shares from to 15-04First year with figures
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 39,326 companies had the same profile as MONTEFRIO has now. Each dot stands for 99 companies, two years later.
95.7%
were still trading
2.4%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,326 companies, not a prediction for MONTEFRIO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
Director
- deed of 15-04-2025
- 100 sharesdeed of 15-04-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1015286528
Resignation: (director)
General meeting of 31-03-2025 · Gazette deed
Transfer of 90 shares from to
Appointments: (director) and (director) · is a shareholder · holds 100 shares · General meeting of 31-03-2025 · Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founders: (comparante) and (comparant) · Appointment: (director) · published on 22-10-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MONTEFRIO Anderlecht | €42,353 | €29,317 | 72.1% | - |
| AFRICAN FOOD POINT Anderlecht | €42,593 | €28,034 | 19.0% | - |
| Inaya Services Tienen | €37,822 | €33,933 | 55.6% | - |
| PANIER MATINAL Anderlecht | €128,553 | €48,507 | 10.5% | - |
| IKOD ALIMENTATION GENERALE Ixelles | €116,694 | €20,323 | 6.9% | - |
| ELITE FRESH TRADE Sint-Katelijne-Waver | €115,058 | €29,818 | 21.8% | - |
| FRESH4YOU Antwerp | €100,825 | €45,434 | 24.8% | - |
These companies have the same main activity as MONTEFRIO: wholesale of fruit and vegetables, excluding potatoes (NACE 46319). They are comparable in size and age: total assets between €37,800 and €129,000, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 18-10-2024Normal situation
- Activity
- Wholesale of fruit and vegetables, excluding potatoesNACE 46319and 4 others
- Establishment unit
- 2.366.182.7621070 Anderlecht, since 18-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 26-11-2025
Annual accounts 2025
- €207,360
- €27,557
- €30,557
- €42,353
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on MONTEFRIO
MONTEFRIO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,557 and a net result of €27,557.
Its solvency ranks better than 75% of 15,443 sector peers (NACE 46, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 01-07-2026, 30 days before the deadline€207,360
€27,696
€29,105
€28,966
72.1%
3.36
Money flows
of every €100 of turnover, €13.29 remains as profit in 2025Balance sheet
balance sheet total €42,353 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
72.1%
Higher than 75% of 15,443 companies in 2025.
3.36
Higher than 73% of 14,706 companies in 2025.
65.1%
Higher than 95% of 14,935 companies in 2025.
MONTEFRIO
Middle half of the sector
80% of the sector
Micro accounts in wholesale trade (NACE 46)
Net result: top quarter · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
42,353 | |
21/28 |
2,723 | |
22/27 |
2,723 | |
24 |
2,723 | |
29/58 |
39,630 | |
3 |
769 | |
30/36 |
769 | |
40/41 |
22,978 | |
40 |
21,817 | |
41 |
1,161 | |
54/58 |
15,883 | |
| Balance sheet: equity and liabilities | ||
10/49 |
42,353 | |
10/15 |
30,557 | |
10/11 |
3,000 | |
14 |
27,557 | |
17/49 |
11,796 | |
42/48 |
11,796 | |
44 |
912 | |
440/4 |
912 | |
45 |
4,507 | |
450/3 |
607 | |
454/9 |
3,900 | |
47/48 |
6,377 | |
| Income statement | ||
70 |
207,360 | |
9900 |
29,317 | |
60/61 |
178,043 | |
630 |
1,409 | |
640/8 |
212 | |
9901 |
27,696 | |
75/76B |
11 | |
75 |
11 | |
65/66B |
150 | |
65 |
150 | |
9903 |
27,557 | |
9904 |
27,557 | |
9905 |
27,557 | |
| Appropriation of the result | ||
9906 |
27,557 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 01-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 01-07-2026 | 2026-00240159 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 29,105 | ||
| 28,966 | ||
| 4,132 | ||
| 27,834 | ||
| 13.4% | ||
| 72.1% | ||
| 3.36 | ||
| 3.29 | ||
| 0.39 | ||
| 90.2% | ||
| 65.1% | ||
| over 100 | ||
| 38 days | ||
| 2 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €4,132 |
| €1,409 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on MONTEFRIO
Debt's share of the balance-sheet total is 27.9%.
Board & ownership
Board
2 directors, no change since 2025- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 22-10-2024
Mandates through the years
2 names, the dashed line is todayDirector
Director
BoardEarlier
Mandates as a list
-
- Director (not named in the articles), appointed by deed of 22-10-2024, until 31-03-2025
- Director, appointed by deed of 15-04-2025, still in office
-
- Director, appointed by deed of 15-04-2025, still in office
Control
Shareholders
This company
MONTEFRIO
Equity €30,557
Profit €27,557 in 2025
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €306 in 2025
- Source
- deed of 22-10-2024
Articles of association
deed of 22-10-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant,moitié acquéreurs proportionnellement si plusieurs, prix mentionné dans notification initiale ou expert en cas de contestation”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
Stated in the deed
deed of 15-04-2025 ↗
- 100 shares
Share transfer
deed of 15-04-2025 ↗
- to 90 shares
At incorporation
deed of 22-10-2024 ↗
- 90 shares (90%) · €2,700
- 10 shares (10%) · €300
Network & group
No group
MONTEFRIO has no parent and no holdings in its annual accounts. MONTEFRIO shares no director with another company.
At the same address
Bergense Steenweg 256, 1070 Anderlecht · 3 other companies| M&MAH
registered office since 01-04-2019 · founded in 2014 |
turnover €32,358 (2022) 0550.749.667 |
| LONDON LOUNGE
registered office since 08-10-2026 |
founded in 2026 1043.791.759 |
| MATAR
registered office since 17-06-2024 |
founded in 2024 1010.444.347 |
Timeline
Timeline
6 events since 2024Board
Capital
Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 30 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1015286528
Resignation: (director)General meeting of 31-03-20252 points ▸
- General meeting, 31-03-2025
- Director resignation,
Transfer of 90 shares from to Appointments: (director) and (director) · is a shareholder · holds 100 shares · General meeting of 31-03-20256 points ▸
- General meeting, 31-03-2025
- Director appointment,
- Director appointment,
- Share transfer, , 90 shares
- is a shareholder
- holds 100 shares
2024
IncorporationFounding capital of €3,000, 100 shares · Founders: (comparante) and (comparant) · Appointment: (director) · published on 22-10-20245 points ▸
- Founder, (comparante)
- Founder, (comparant)
- Founding capital, €3,000, 100 shares
- Registered office clause, chaussée de Mons 256, 1070 Anderlecht
- Director appointment, (director (not named in the articles))
- The deed holds 21 more points.
First establishment Bergense Steenweg 256, Anderlecht
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1015.286.528
- VAT number
- BE 1015.286.528
- Peppol ID
- 0208:1015286528
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 18-10-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00deed of 22-10-2024 (in French)
- Peppol
- Reachable since 26-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- MONTEFRIO in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 22-10-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 22-10-2024 (in French)
Activities
NACEBEL 202546319
Wholesale of fruit and vegetables, excluding potatoes main activity
Codes under NACEBEL 2008
46319
Wholesale of fruit and vegetables, excluding potatoes main activity
47210
Retail trade
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L'achat,la vente,l'importation,l'exportation,le stockage,le transport,la distribution,la logistique,le conditionnement de tous types de…”deed of 22-10-2024 (in French)
5 activities
- L'achat,la vente,l'importation,l'exportation,le stockage,le transport,la distribution,la logistique,le conditionnement de tous types de marchandises,de produits alimentaires ou non alimentaires,ainsi que l'activité d'intermédiaire dans ces opérations
- Le commerce de gros et de détail de toutes les marchandises et fournitures qui facilitent ou favorisent la réalisation de l'objet social
- Toutes les activités liées au commerce électronique,à la vente à distance,au développement et à la gestion de passerelles de commerce électronique au niveau national ou international et tout ce qui est lié à la chaîne d'approvisionnement
- Agir en tant qu'intermédiaire commercial
- Le marketing digital
Registered office and establishments
1 establishment| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Bergense Steenweg 256 registered office 1070 Anderlecht 4631901 Wholesale of fruit and vegetables, excluding potatoes | 18-10-2024 | 2.366.182.762 | Itinerant retailer |
Buildings and parcels at the address
- Ground area
- 144 m²
- Buildings
- 198 m²
- Volume, LiDAR
- 1,561 m³
- Tallest building
- 13.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21305B0273/00M000 | 144 m² | 1 · 198 m² | 13.7 m · 3 |
Recognitions
Food safety, FASFC
1 siteAnderlechtunit number 2.366.182.762