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Complete company report
Generated 04-08-2026
Active BE 0719.736.238Public limited company

MONTEFIORE DEVELOPMENT

Rue des Anglais 6 ·4430 Ans, Belgium· 7 yrs active
Sector: Construction of buildings (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of MONTEFIORE DEVELOPMENT is 1.5% (moderate). The 2024 annual accounts show equity of €382k and a net result of €81k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 21% of 219 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €382k
Net result €81k
Better than sector 21%
Active 7 yrs
Snowflake analysis 5 axes · computed by Checked
Health68Profitability100Solvency14Growth78Stability100
72 / 100

Strong profile, led by profitability.

Health 68
Profitability 100
Solvency 14
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
1.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
68 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview6 NBB filings
Annual accounts filed on 15-07-2025 with the NBB · fiscal year 2024 · volledig
€-100k€0€100k€200kOperating result 2020: €58k€58kNet result 2020: €-26k€-26kOperating result 2021: €64k€64kNet result 2021: €-15k€-15kOperating result 2022: €91k€91kNet result 2022: €-21k€-21kOperating result 2023: €220k€220kNet result 2023: €63k€63kOperating result 2024: €-77k€-77kNet result 2024: €81k€81k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~3.2%/year over 6 fiscal years, indicative, assuming unchanged policy.
€200k€250k€300k€350k€400k€450k2025: €321k (€282k - €361k)2026: €332k (€268k - €395k)2027: €342k (€255k - €430k)2019: €286k2020: €274k2021: €259k2022: €238k2023: €301k2024: €382k201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 3.2% 24.9%
better than 21% of 219 sector peers
Net result €81k €12k
better than 79% of 219 sector peers
Equity €382k €55k
better than 84% of 219 sector peers
Gross operating margin €5k €43k
better than 20% of 193 sector peers
Total assets €12.03M €372k
better than 90% of 220 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€81k
+28.0% far above sector median
Total assets
€12.03M
+141.4% far above sector median
Equity
€382k
+26.9% far above sector median
Working capital
€382k
+26.9% far above sector median
Income taxes
€28k
+5954.0% far above sector median
Debt
€11.65M
+148.7% far above sector median
Debt ≤ 1y
€11.65M
+148.7% far above sector median
Debt > 1y
€0
-100.0% 19-24
Current ratio
1.03
-3.0% -52% vs sector
Quick ratio
1.03
-3.0% -52% vs sector
Solvency
3.2%
-47.4% -94% vs sector
Debt / equity
30.47
+96.1% far above sector median
ROE
21.2%
+0.9% far above sector median
ROA
0.7%
-47.0% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€81k
Cash flow-
Staff costs-
Income taxes€28k
Dividends-
Total assets€12.03M
Equity€382k
Debt€11.65M
of which ≤ 1y€11.65M
of which > 1y-
Working capital€382k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.03
Quick ratio1.03
Working capital ratio3.2%
Solvency3.2%
Debt / equity30.47
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA0.7%
ROE21.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€12.03M
Current assets 29/58€12.03M
Stocks & contracts in progress 3€0
Amounts receivable within one year 40/41€7.70M
Investments 50/53€3.50M
Cash & bank 54/58€830k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€12.03M
Equity 10/15€382k
Contributions / capital 10/11€300k
Reserves 13€4k
Accumulated profits (losses) 14€78k
Amounts payable 17/49€11.65M
Amounts payable within one year 42/48€11.65M
Trade debts payable within one year 44€1.77M
Income statement
Gross operating margin 9900€5k
Operating result 9901€-77k
Financial income 75€208k
Financial charges 65€21k
Result before taxes 9903€109k
Income taxes 67/77€28k
Net result for the period 9904€81k
Result to be appropriated 9905€81k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Construction of buildings(41001)
Legal form Public limited company(014)
Incorporation01-02-2019
StatusActive
Postal code4430
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62332B0085/00C000 Wallonia 1.2 ha - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-08-2025
State Gazette act Director changes
15-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
25-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
28-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
24-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
26-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
13-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 11 months ago
2025
29-08-2025 4 directors appointed, 1 resigning Director changes
  • Bart De Laere, Bestuurder
  • Diederik De Block, Gedelegeerd bestuurder
  • Lisanne De Groote, Gedelegeerd bestuurder
  • Denys NV, Gedelegeerd bestuurder
  • Jan van Bergeijk, Commissaris
Technical details 
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  "act_meta": {
    "language": "fr",
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Algemene bouw van andere niet-residentiële gebouwen41003Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
Legal nameFR MONTEFIORE DEVELOPMENT
Registered office
Rue des Anglais 6 bus A
4430 Ans, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative