Monte Nero

Active

Private limited companyfounded 20197 yrs activeGuillaume Lambertlaan 95, 3600 Genk, BelgiumKBO/BCE: BE 0729.941.232

The computed 12-month bankruptcy probability of Monte Nero is 3.4% (moderate). The 2025 annual accounts show equity of €21k and a net result of €10k. Equity is growing by ~48.2% per year across the filed fiscal years. Its solvency ranks better than 36% of 13270 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

44 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability77▲+11

Solvency39▲+7

Growth78=

Track record100

Bankruptcy probability, 12 months

3.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity short (current ratio 0.17 against 0.14 in 2024; short-term debt: 78.8% and cash: 5.9% of total assets), and 86.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

5 d early

2024

2 d early

2023

20 d early

2022

10 d early

2021

3 d early

2020

5 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close22-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€21k▲ 86.0%

2024 · €11k

2020: €-15k 2021: €-8k 2022: €20k 2023: €15k 2024: €11k

2020 → 2025

Total assets

€150k▼ 10.3%

2024 · €168k

2020: €162k 2021: €181k 2022: €187k 2023: €179k 2024: €168k

2020 → 2025

Net result

€10k

2024 · €-3k

2020: €-17k 2021: €7k 2022: €28k 2023: €-5k 2024: €-3k

2020 → 2025

Working capital

€-98k▲ 22.1%

2024 · €-126k

2020: €-118k 2021: €-133k 2022: €-113k 2023: €-126k 2024: €-126k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-8k-€20k€15k▼ 26.8%€11k▼ 23.5%€21k▲ 86.0%

Operating result€9k-€29k▲ 226%€-4k€-1k▲ 68.1%€12k

Net result€7k-€28k▲ 289%€-5k€-3k▲ 35.7%€10k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €12k after a loss of €1k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €150k

86.4%

13.6%

Fixed assets €130k▼ 11.3%

Current assets €20k▼ 3.8%

Equity and liabilities €150k

13.8%

86.2%

Equity €21k▲ 86.0%

Debt €130k▼ 17.2%

The debt ratio falls from 93.3% to 86.2%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€39k▲

2024 · €28k

Cash flow

€36k▲

2024 · €26k

Solvency

13.8%▲

2024 · 6.7%

Current ratio

0.17▲

2024 · 0.14

Quick ratio

0.13▲

2024 · 0.11

Debt / equity

6.22▼

2024 · 13.98

ROE

46.2%▲

2024 · -30.8%

ROA

6.4%▲

2024 · -2.1%

Interest coverage

19.52▲

2024 · 15.20

Debt

€130k▼

2024 · €157k

Debt ≤ 1 year

€118k▼

2024 · €147k

Debt > 1 year

€3k▼

2024 · €6k

Income taxes

€0▼

2024 · €16

Staff costs

€52k▼

2024 · €89k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€168k€150k▼

Fixed assets21/28€146k€130k▼

Tangible fixed assets22/27€142k€125k▼

Land and buildings22€87k€78k▼

Plant, machinery and equipment23€46k€41k▼

Furniture and vehicles24€597€220▼

Leasing and similar rights25€7k€6k▼

Financial fixed assets28€5k€5k=

Current assets29/58€21k€20k▼

Stocks and contracts in progress3€5k€5k=

Stocks30/36€5k€5k=

Amounts receivable within one year40/41€10k€6k▼

Trade receivables40€3k€878▼

Other amounts receivable41€7k€5k▼

Cash at bank and in hand54/58€6k€9k▲

Equity and liabilities

Total equity and liabilities10/49€168k€150k▼

Equity10/15€11k€21k▲

Contributions10/11€2k€2k=

Reserves13-€10k

Distributable reserves133-€10k

Profit (loss) carried forward14€9k€9k=

Amounts payable17/49€157k€130k▼

Amounts payable after more than one year17€6k€3k▼

Financial debts170/4€6k€3k▼

Amounts payable within one year42/48€147k€118k▼

Current portion of amounts payable after more than one year42€17k€8k▼

Trade debts44€14k€5k▼

Suppliers440/4€14k€5k▼

Taxes, remuneration and social security45€8k€2k▼

Taxes450/3€191€961▲

Remuneration and social security454/9€8k€1k▼

Other amounts payable47/48€107k€103k▼

Accrued charges and deferred income492/3€3k€8k▲

Income statement Code20242025

Remuneration, social security and pensions62€89k€52k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€26k▼

Other operating charges640/8€4k€3k▼

Gross operating margin9900€121k€94k▼

Operating profit (loss)9901€-1k€12k▲

Financial income75/76B€25€14▼

Recurring financial income75€25€14▼

Financial charges65/66B€2k€3k▲

Recurring financial charges65€2k€2k▲

Non-recurring financial charges66B€309€753▲

Profit (loss) for the period before taxes9903€-3k€10k▲

Income taxes67/77€16€0▼

Profit (loss) for the period9904€-3k€10k▲

Profit (loss) for the period to be appropriated9905€-3k€10k▲

Appropriation of the result

Profit (loss) to be appropriated9906€9k€19k▲

Profit (loss) brought forward from the previous period14P€13k€9k▼

Transfer to equity691/2-€10k

To other reserves6921-€10k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

Next filing, fiscal year 2026, expected by 31-01-2027

2026

26-01

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-06

Financial Back to profitnet €10k

Net result €10k after 2 loss-making years.

29-01

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

11-01

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

21-01

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

30-06

Financial Highest result since 2020net €28k ▲289%

Operating result €29k, net result €28k, both a record.

28-01

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

30-06

Financial Back to profitnet €7k

Net result €7k after one loss-making year.

26-01

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Genk · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Guillaume Lambertlaan 953600 Genk

Ground area

494 m²

Building footprint

200 m²

Volume, LiDAR

1,247 m³

Parcel 71302A0025/00A004, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Monte Nero

Guillaume Lambertlaan 95, 3600 GenkEvent catering

since 20192.291.857.897

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71302A0025/00A004	Flanders	494 m²	1 · 200 m²	8.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Genk2.291.857.897

1 permission

Toelating · Eetgelegenheid · since 09-08-2019

Similar companies · same sector, comparable size

RESTAURANT LE DOCTEUR

BE 0862.222.409

Sint-Joost-ten-Node · Eq €21k

ASSOCIATED EUN AND YAMAMOTO

BE 0453.931.888

Sint-Gillis (bij-Brussel) · Eq €21k

FAMO

BE 0723.444.608

Blankenberge · Eq €21k

Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 8,876 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded09-07-2019

Fiscal year end30-06

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.