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CMTHELIA

Active
Private limited companyfounded 20196 yrs activeGrand'Place(SG) 51, 7330 Saint-Ghislain, BelgiumKBO/BCE: BE 0737.792.787
Summary

CMTHELIA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €111,182 and a net result of €21,109. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 127 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
CMTHELIAActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101Limited-service restaurants NACE 56102
#9 company by equity in Saint-Ghislain, Accommodation and food service sector1 site
Size
€138,570total assets 2026
Staff
2.3 FTE
Equity
€111,182
Profit
€21,109
Turnover not published (abridged schema)
Financial health
90 Excellent Checked score 2026
Bankruptcy chance 12 m
0.3%
Structure
Accounts 32 d early1 of 6 deeds read
Why 90- Sector Food and beverage service activities (NACE 56)- Size: total assets €138,570+ Liquidity: current ratio 2.90, cash €63,643+ Equity €111,182 (80.2% of total assets)Show the evidence

Checked score

Score 2026
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 83% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Strong
Solvency 100+14
equity 80.2% of total assets
Liquidity 94+12
short-term debt 19.8% · cash 45.9%
Profitability 88+1
return on assets 15.2%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,692 companies)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● 0.0% vs 11-2024 01-2025: 1.2%▼ -1.4% vs 12-2024 02-2025: 1.1%▼ -3.6% vs 01-2025 03-2025: 1.1%▼ -2.5% vs 02-2025 04-2025: 1.1%▼ -1.1% vs 03-2025 05-2025: 1.1%● 0.0% vs 04-2025 06-2025: 1.1%▲ +2.5% vs 05-2025 07-2025: 1.2%▲ +4.6% vs 06-2025 08-2025: 1.2%▲ +3.0% vs 07-2025 09-2025: 1.2%▲ +0.3% vs 08-2025 10-2025: 1.4%▲ +18.3% vs 09-2025highest value 11-2025: 0.6%▼ -58.9% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%● 0.0% vs 12-2025 02-2026: 0.5%▼ -17.4% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.5%▼ -3.5% vs 03-2026 05-2026: 0.5%● 0.0% vs 04-2026 06-2026: 0.5%● 0.0% vs 05-2026 07-2026: 0.5%▲ +13.0% vs 06-2026 08-2026: 0.6%▲ +4.0% vs 07-2026 09-2026: 0.5%▼ -2.4% vs 08-2026 10-2026: 0.3%▼ -43.8% vs 09-2026lowest value
  • Liquidity: current ratio 2.90, cash €63,643 lowers the probability
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Equity €111,182 (80.2% of total assets) lowers the probability
  • Size: total assets €138,570 raises the probability for this profile
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 2.9 against 1.29 in 2025; short-term debt: 19.8% and cash: 45.9% of total assets), and 19.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 94%, liquidity 94%, profitability 76%, growth against the median 68%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.90, cash €63,643
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €111,182 (80.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: total assets €138,570
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-09-2026, 32 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2026
32 d early
2025
4 d early
2024
26 d early
2023
4 d early
2022
25 d early
2021
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 6 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Resignation: ZHU Anqiang (director)Shareholding · Share transfer
  3. Liquidity doublescurrent ratio 2.90

Key points

  • Positive: Among the best 15% on solvencysector median 37.9% · 127 companies 80.2% View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2026: €21,109 6 years View
  • A director leftlatest change 10-07-2026 · 0 in office 1 left View

By topic

Financials

Fiscal year
2026
Total assets
€138,570
Profit
€21,109
Solvency
80.2%
Total assets▼ 6.7%
Net result
20212026
Go to Financials

Timeline

Events
11
Since
2021
Next accounts
by 31-10-2027
  1. 29-09-2026Annual accounts filed
  2. 10-07-2026Resignation: ZHU Anqiang (director)
  3. 31-03-2026Liquidity doubles
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
18-11-2019
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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