MONTE GAUDIO
ActiveMONTE GAUDIO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-185k) and a net result of €6k. Equity is shrinking by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-1
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.56 against 0.37 in 2024; short-term debt: 38.9% and cash: 5.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-74.6%
Return on assets
2.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 12690 sector peers (2025).
NBB · sector comparisonPosition among 12690 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
29 d late
2022
31 d late
2021
25 d late
2020
31 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-185k▲ 3.0%
2024 · €-190k
2018: €-13k
2019: €-106k
2020: €-135k
2021: €-179k
2022: €-195k
2023: €-199k
2024: €-190k
2018 → 2025
Total assets
€247k▼ 10.7%
2024 · €277k
2018: €800k
2019: €509k
2020: €459k
2021: €400k
2022: €374k
2023: €325k
2024: €277k
2018 → 2025
Net result
€6k▼ 35.5%
2024 · €9k
2018: €-76k
2019: €-93k
2020: €-29k
2021: €-44k
2022: €-15k
2023: €-4k
2024: €9k
2018 → 2025
Working capital
€-42k▲ 25.9%
2024 · €-57k
2018: €227k
2019: €-52k
2020: €-29k
2021: €-69k
2022: €-76k
2023: €-70k
2024: €-57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-179k-€-195k▼ 8.4%€-199k▼ 2.3%€-190k▲ 4.4%€-185k▲ 3.0%
Operating result€-43k-€-14k▲ 66.5%€-231▲ 98.4%€12k€9k▼ 22.6%
Net result€-44k-€-15k▲ 65.8%€-4k▲ 70.4%€9k€6k▼ 35.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247k
Fixed assets
€193k▼ 20.8%
Current assets
€54k▲ 63.7%
Key figures and ratios
EBITDA
€60k▼
2024 · €63k
Cash flow
€56k▼
2024 · €59k
Solvency
-74.6%▼
2024 · -68.7%
Current ratio
0.56▲
2024 · 0.37
Quick ratio
0.56▲
2024 · 0.36
Debt / equity
-2.34▲
2024 · -2.46
ROA
2.3%▼
2024 · 3.1%
Interest coverage
17.84▼
2024 · 21.77
Debt
€432k▼
2024 · €467k
Debt ≤ 1 year
€96k▲
2024 · €90k
Debt > 1 year
€336k▼
2024 · €377k
Income taxes
€141▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€277k€247k▼
Fixed assets21/28€244k€193k▼
Tangible fixed assets22/27€243k€193k▼
Plant, machinery and equipment23€160k€140k▼
Furniture and vehicles24€83k€53k▼
Financial fixed assets28€350€350=
Current assets29/58€33k€54k▲
Stocks and contracts in progress3€527€527=
Stocks30/36€527€527=
Amounts receivable within one year40/41€23k€34k▲
Trade receivables40€20k€30k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€8k€14k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€277k€247k▼
Equity10/15€-190k€-185k▲
Contributions10/11€19k€19k=
Reserves13€43k€43k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€42k€42k=
Profit (loss) carried forward14€-252k€-247k▲
Amounts payable17/49€467k€432k▼
Amounts payable after more than one year17€377k€336k▼
Financial debts170/4€42k-
Other amounts payable178/9€336k€336k=
Amounts payable within one year42/48€90k€96k▲
Current portion of amounts payable after more than one year42€41k€42k▲
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Advances received on contracts in progress46-€7k
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€7k€4k▼
Other amounts payable47/48€36k€39k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€51k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€64k€63k▼
Operating profit (loss)9901€12k€9k▼
Financial income75/76B-€37
Recurring financial income75-€37
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€9k€6k▼
Income taxes67/77€140€141▲
Profit (loss) for the period9904€9k€6k▼
Profit (loss) for the period to be appropriated9905€9k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-252k€-247k▲
Profit (loss) brought forward from the previous period14P€-261k€-252k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after 6 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Weakest financial yearnet €-93k
Net result drops to €-93k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 4 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Brussel 3011950 KraainemGround area
7,877 m²
Building footprint
603 m²
Volume, LiDAR
4,651 m³
4 parcels, Brussels, Flanders, Wallonia · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
4 establishment units
MONTE GAUDIO
since 20112.203.068.948
La Place, Corroy 7, 1325 Chaumont-Gistoux
since 20112.205.363.591
Monte Gaudio
since 20122.207.451.071
Monte Gaudio
since 20182.272.910.235
4 parcels
Flanders
1
(25%)
Wallonia
2
(50%)
Brussels
1
(25%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0080/00B004 | Flanders | 5,356 m² | 1 · 175 m² | 14.8 m · 3 fl. |
| 25021B0193/00E000 | Wallonia | 1,741 m² | 1 · 219 m² | 8.2 m · 2 fl. |
| 92041A0038/00E003indicative | Wallonia | 408 m² | 1 · 127 m² | 9.9 m · 3 fl. |
| 21018B0012/00L002 | Brussels | 373 m² | 1 · 82 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
3 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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METEORA
BE 0687.603.306
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Alix Aspeslagh
BE 0773.427.124
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SMART LEGAL SERVICES
BE 0681.615.337
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G-LAW
BE 1002.841.725
Lasne · Eq €63k
Of 2,763 companies in sector 69109 we hold annual accounts for 1,209. 931 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-10-2011
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:olivierdemontjoye@gmail.com
Phone:0483/360103