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MONTE-CARLO

Active
Private limited companyfounded 198343 years activeKruindersweg(E) 79, 3630 Maasmechelen, BelgiumKBO/BCE: BE 0424.768.839
Summary

MONTE-CARLO has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184,947 and a net result of -€19,624. Equity is shrinking by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 81% of 12,411 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Retail sale of household textiles and bedding
NACE 47512
1 site
Size
€265,047total assets 2025
Staff
0.5 FTE
Equity
€184,947
Loss
-€19,624
Turnover not published (abridged schema)
Financial health
83 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.4%
Structure
Parent
MONTE CARLO MANAGEMENT · 94.67%
Accounts 49 days early0 of 1 deed read
Why 83- Sector Retail trade (NACE 47)- Loss of €19,624, the second in a row (FY 2025)+ Founded in 1983+ Equity €184,947 (69.8% of total assets)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 42% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 95+5
equity 69.8% of total assets
Liquidity 47-5
short-term debt 28.6% · cash 6.6%
Profitability 9-2
return on assets -7.4%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.4%● unchanged vs 04-2026highest value 06-2026: 0.4%● unchanged vs 05-2026highest value 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: 0.4%● unchanged vs 07-2026highest value 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.4%● unchanged vs 09-2026
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 3.17 against 2.83 in 2024; short-term debt: 28.6% and cash: 6.6% of total assets), and 30.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 81% on solvency, 46% on liquidity, 17% on profitability and 26% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Sector Retail trade (NACE 47)
KBO
lowers risk · Founded in 1983
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Loss of €19,624, the second in a row (FY 2025)
NBB · annual accounts
lowers risk · Equity €184,947 (69.8% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€19,624
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-03-2026, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
49 days early
2024
44 days early
2023
40 days early
2022
45 days early
2021
47 days early
2020
52 days early
2019
50 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 47 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 16 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close07-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€19,624
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: Among the weakest 14% on net resultsector median €28,351 · 12,399 companies -€19,624 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by MONTE CARLO MANAGEMENT 94.67% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€19,624 View

By topic

Financials

Fiscal year
2025
Total assets
€265,047
Loss
-€19,624
Solvency
69.8%
Total assets▼ 16.4%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 30-04-2027
  1. 21-03-2024Annual accounts filed
  2. 16-03-2023Annual accounts filed
  3. 30-09-2022Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of household textiles and beddingNACE 47512
Founded
01-09-1983
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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