ANDREE
ActiveANDREE has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €-13k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 95% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth48▼-1
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 13.18 against 14.29 in 2024), and 7.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
21 d early
2023
20 d early
2022
58 d late
2021
31 d late
2020
25 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€164k▼ 10.8%
2024 · €184k
2018: €184k
2019: €191k
2020: €145k
2021: €163k
2022: €192k
2023: €207k
2024: €184k
2018 → 2025
EBIT margin
-8.9%▲ 1.8pp
2024 · -10.7%
2018: -10.7%
2019: 0.7%
2020: -1.7%
2021: 0.3%
2022: -1.2%
2023: 1.9%
2024: -10.7%
2018 → 2025
Net result
€-13k▲ 33.9%
2024 · €-20k
2018: €-20k
2019: €20
2020: €-3k
2021: €517
2022: €-3k
2023: €4k
2024: €-20k
2018 → 2025
Working capital
€143k▼ 8.3%
2024 · €156k
2018: €175k
2019: €174k
2020: €172k
2021: €173k
2022: €171k
2023: €176k
2024: €156k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€163k-€192k▲ 18.0%€207k▲ 7.7%€184k▼ 11.0%€164k▼ 10.8%
Equity€174k-€172k▼ 1.5%€176k▲ 2.5%€156k▼ 11.3%€143k▼ 8.4%
Operating result€434-€-2k€4k€-20k€-15k▲ 25.7%
Net result€517-€-3k€4k€-20k€-13k▲ 33.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €20k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€326▼ 39.4%
Current assets
€155k▼ 7.7%
Equity and liabilities €155k
Equity
€143k▼ 8.4%
Debt
€12k▲ 0.1%
The debt ratio rises from 7.0% to 7.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-14k▲
2024 · €-20k
Cash flow
€-13k▲
2024 · €-20k
Solvency
92.4%▼
2024 · 93.0%
Current ratio
13.18▼
2024 · 14.29
Quick ratio
2.44▲
2024 · 2.16
Debt / equity
0.08▲
2024 · 0.07
ROE
-9.2%▲
2024 · -12.7%
ROA
-8.5%▲
2024 · -11.8%
Interest coverage
-39.83▲
2024 · -52.08
Debt
€12k▲
2024 · €12k
Debt ≤ 1 year
€12k▲
2024 · €12k
Income taxes
€-2k▼
2024 · €43
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€168k€155k▼
Fixed assets21/28€538€326▼
Tangible fixed assets22/27€538€326▼
Furniture and vehicles24€538€326▼
Current assets29/58€167k€155k▼
Stocks and contracts in progress3€142k€126k▼
Stocks30/36€142k€126k▼
Amounts receivable within one year40/41€3k€5k▲
Trade receivables40€555-
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€22k€24k▲
Equity and liabilities
Total equity and liabilities10/49€168k€155k▼
Equity10/15€156k€143k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€136k€123k▼
Amounts payable17/49€12k€12k▲
Amounts payable within one year42/48€12k€12k▲
Current portion of amounts payable after more than one year42€417€417=
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€9k€4k▼
Taxes450/3€9k€4k▼
Other amounts payable47/48€158-
Income statement
Code20242025
Turnover70€184k€164k▼
Goods, raw materials, services and sundry goods60/61€187k€159k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€98€212▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€17k€20k▲
Other operating charges640/8€208€199▼
Non-recurring operating charges66A€1-
Gross operating margin9900€-3k€6k▲
Operating profit (loss)9901€-20k€-15k▲
Financial income75/76B€240-
Recurring financial income75€240-
Financial charges65/66B€376€375▼
Recurring financial charges65€376€361▼
Non-recurring financial charges66B-€14
Profit (loss) for the period before taxes9903€-20k€-15k▲
Income taxes67/77€43€-2k▼
Profit (loss) for the period9904€-20k€-13k▲
Profit (loss) for the period to be appropriated9905€-20k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€136k€123k▼
Profit (loss) brought forward from the previous period14P€156k€136k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €517
Net result €517 after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €20
Net result €20 after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Sainte Catherine 137170 ManageGround area
629 m²
Building footprint
136 m²
Volume, LiDAR
1,544 m³
Parcel 52043A0228/00W000, Wallonia · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Sainte Catherine 13, 7170 Manage
since 19842.024.400.886
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52043A0228/00W000 | Wallonia | 629 m² | 1 · 136 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,268 companies in sector 47512 we hold annual accounts for 579. 487 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-1984
Fiscal year end31-12
Activities, NACEBEL
47512Retail sale of household textiles and bedding
52410
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.