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MONTBLEU

Active
Private limited company (pre-2019)founded 200719 yrs activeRue de Méry(DLX) 18, 4140 Sprimont, BelgiumKBO/BCE: BE 0886.081.439
Summary

MONTBLEU has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,675 and a net result of -€949. Equity is shrinking by ~41.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 31% of 1559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisWatch ReportCompare
MONTBLEUActiveChecked score 63/100
Risk analysis ReportCompare

Overview

Activity
Holiday cottages, homes and apartments
NACE 55203
#10 company by total assets in Sprimont, Accommodation and food service sector1 site
Size
€613,454total assets 2025
Equity
€4,675
Loss
-€949
Turnover not published (abridged schema)
Financial health
63 Healthy Checked score 2025
Bankruptcy chance 12 m
1.4%
Structure
Accounts filed 31 d late0 of 1 deed read
Why 63- Liquidity: current ratio 0.18, cash €461, halved- Latest accounts 31 days late; 3 of the last 3 late+ Size: total assets €613,454+ Founded in 2007Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 27% of its sector peers (NACE 55, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 26=
equity 0.8% of total assets
Liquidity 28-7
short-term debt 45.1% · cash 0.1%
Profitability 40+1
return on assets -0.2%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,509 companies)
Last 24 months 11-2024: 0.7%lowest value 12-2024: 0.7%● 0.0% vs 11-2024lowest value 01-2025: 0.7%● 0.0% vs 12-2024lowest value 02-2025: 0.8%▲ +3.2% vs 01-2025 03-2025: 0.8%▼ -1.4% vs 02-2025 04-2025: 0.8%● 0.0% vs 03-2025 05-2025: 0.8%▲ +5.9% vs 04-2025 06-2025: 0.8%▲ +3.1% vs 05-2025 07-2025: 1.0%▲ +17.9% vs 06-2025 08-2025: 1.5%▲ +50.6% vs 07-2025 09-2025: 1.7%▲ +14.4% vs 08-2025 10-2025: 1.2%▼ -31.7% vs 09-2025 11-2025: 1.2%● 0.0% vs 10-2025 12-2025: 1.2%● 0.0% vs 11-2025 01-2026: 1.2%● 0.0% vs 12-2025 02-2026: 1.2%▲ +1.6% vs 01-2026 03-2026: 1.2%● 0.0% vs 02-2026 04-2026: 1.1%▼ -2.2% vs 03-2026 05-2026: 1.2%▲ +1.7% vs 04-2026 06-2026: 1.1%▼ -2.0% vs 05-2026 07-2026: 1.1%▼ -3.3% vs 06-2026 08-2026: 1.9%▲ +69.3% vs 07-2026highest value 09-2026: 1.4%▼ -26.8% vs 08-2026 10-2026: 1.4%● 0.0% vs 09-2026
  • Liquidity: current ratio 0.18, cash €461, halved raises the probability
  • Latest accounts 31 days late; 3 of the last 3 late raises the probability
  • Size: total assets €613,454 lowers the probability for this profile
  • Founded in 2007 lowers the probability for this profile
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 55, micro). Better than this share of them on solvency 30%, liquidity 24%, profitability 33%, growth against the median 20%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.18, cash €461, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €613,454
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2007
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
53 d late
2023
58 d late
2022
10 d late
2021
61 d late
2020
89 d late
2019
67 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 53 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 6 loss-making years in a rowloss fiscal year 2025 -€949 View
  • Positive: Company by total assets in Sprimont, Accommodation and…in the Checked rankings #10 View
  • Total assets 20256 fiscal years filed €613,454 View

By topic

Financials

Fiscal year
2025
Total assets
€613,454
Loss
-€949
Solvency
0.8%
Total assets▲ 1.3%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 22-09-2025Annual accounts filed
  3. 27-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Holiday cottages, homes and apartmentsNACE 55203
Founded
03-01-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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