MONTACUIZ
The computed 12-month bankruptcy probability of MONTACUIZ is 4.2% (elevated). The 2024 annual accounts show negative equity (€-3k) and a net result of €-14k. Equity is shrinking by ~20.4% per year across the filed fiscal years. Its solvency ranks better than 18% of 6722 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-3k |
| Net result | €-14k |
| Staff (FTE) | 1.5 |
| Better than sector | 18% |
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -21.1% | 20.4% | |
| Net result | €-14k | €4k | |
| Equity | €-3k | €16k | |
| Gross operating margin | €63k | €24k | |
| Staff costs | €75k | €33k |
Show 7 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €-14k |
| Cash flow | - |
| Staff costs | €75k |
| Income taxes | €0 |
| Dividends | - |
| Total assets | €15k |
| Equity | €-3k |
| Debt | €18k |
| of which ≤ 1y | €18k |
| of which > 1y | - |
| Working capital | €-3k |
| Employees (FTE) | 1.5 |
| 2024 | |
|---|---|
| Current ratio | 0.83 |
| Quick ratio | 0.83 |
| Working capital ratio | -21.1% |
| Solvency | -21.1% |
| Debt / equity | -5.73 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -94.1% |
| ROE | 445.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (18 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €15k |
| Current assets | 29/58 | €15k |
| Amounts receivable within one year | 40/41 | €13k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €15k |
| Equity | 10/15 | €-3k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €-13k |
| Amounts payable | 17/49 | €18k |
| Amounts payable within one year | 42/48 | €18k |
| Trade debts payable within one year | 44 | €7k |
| Income statement | ||
| Gross operating margin | 9900 | €63k |
| Operating result | 9901 | €-13k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €-14k |
| Income taxes | 67/77 | €0 |
| Net result for the period | 9904 | €-14k |
| Result to be appropriated | 9905 | €-14k |
| NACE primary | Detailhandel in huismeubilair(47551) |
| Legal form | Private limited company(610) |
| Incorporation | 24-12-2020 |
| Status | Active |
| Postal code | 1325 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025B0175/00K000 | Wallonia | 2,702 m² | 1 · 136 m² | 8.7 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
23-12-2025 Registered office moved from Hamois to Chaumont-Gistoux
- Rue des Rocailles 23, 5360 Hamois → rue de la Haie Gérard 7, 1325 Chaumont-Gistoux
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Chaumont-Gistoux",
"region": null,
"street": "rue de la Haie G\u00E9rard",
"country": "BE",
"postcode": "1325",
"box_number": "D",
"street_number": "7"
},
"old_address": {
"city": "Hamois",
"region": null,
"street": "Rue des Rocailles",
"country": "BE",
"postcode": "5360",
"box_number": null,
"street_number": "23"
},
"effective_date": "2025-10-01",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de transf\u00E9rer le si\u00E8ge social de la soci\u00E9t\u00E9 \u00E0 l\u0027adresse suivante: rue de la Haie G\u00E9rard, 7 D - 1325 Chaumont-Gistoux, \u00E0 partir du 1er octobre 2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0760.513.256",
"name_full": "MONTACUIZ",
"legal_form": "SRL"
}
}11-02-2022 Registered office moved from Braine-l'Alleud to Natoye
- Avenue Béatrice de Cusance 59, 1420 Braine-l'Alleud → Rue des Rocailles 23, 5360 Natoye
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Natoye",
"region": null,
"street": "Rue des Rocailles",
"country": "BE",
"postcode": "5360",
"box_number": null,
"street_number": "23"
},
"old_address": {
"city": "Braine-l\u0027Alleud",
"region": null,
"street": "Avenue B\u00E9atrice de Cusance",
"country": "BE",
"postcode": "1420",
"box_number": null,
"street_number": "59"
},
"effective_date": "2022-01-01",
"evidence_quote": "Lors de l\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire du 4 janvier 2022, il a \u00E9t\u00E9 d\u00E9cid\u00E9 de transf\u00E9rer le si\u00E8ge social de la soci\u00E9t\u00E9 de l\u0027Avenue B\u00E9atrice de Cusance, 59 \u00E0 1420 Braine l\u0027Alleud vers la Rue des Rocailles, 23 \u00E0 5360 Natoye, et ce \u00E0 partir du 1er janvier 2022."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0760.513.256",
"name_full": "MONTACUIZ",
"legal_form": "SRL"
}
}29-12-2020 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "1420 Braine-l\u0027Alleud, Avenue B\u00E9atrice Cusance 59",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1969-04-30",
"name": "DE COSTER Bruno",
"niss": null,
"address": "5360 Hamois (section de Natoye), Rue des Rocailles, num\u00E9ro 23"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 10000,
"holder_person_name": "DE COSTER Bruno",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 10000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 10000,
"subject_company": {
"kbo": "0760.513.256",
"name_full": "MONTACUIZ",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2020-12-22",
"post_incorporation_mandates": []
}| Legal nameFR | MONTACUIZ |