MONT ATHOS
ActiveSummary
MONT ATHOS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €48k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-11
Solvency28▼-72
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.88 against 9.75 in 2024; short-term debt: 96.5% and cash: 43.6% of total assets), and 96.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.5%
Return on assets
12.1%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
3 d late
2023
15 d late
2022
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 96.0%
2024 · €345k
2022: €148k
2023: €264k
2024: €345k
2022 → 2025
Total assets
€400k▲ 5.3%
2024 · €380k
2022: €154k
2023: €311k
2024: €380k
2022 → 2025
Net result
€48k▼ 40.3%
2024 · €81k
2022: €145k
2023: €116k
2024: €81k
2022 → 2025
Working capital
€-45k
2024 · €276k
2022: €147k
2023: €256k
2024: €276k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€148k-€264k▲ 78.9%€345k▲ 30.8%€14k▼ 96.0%
Operating result€188k-€153k▼ 18.9%€106k▼ 30.7%€62k▼ 41.1%
Net result€145k-€116k▼ 19.5%€81k▼ 30.2%€48k▼ 40.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 41% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €400k
Fixed assets
€58k ▼ 19.3%
Current assets
€342k ▲ 11.1%
Equity and liabilities €400k
Equity
€14k ▼ 96.0%
Debt
€386k ▲ 1,018%
Debt's share of the balance-sheet total rises from 9.1% to 96.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€76k▼
2024 · €108k
Cash flow
€62k▼
2024 · €83k
Current ratio
0.88▼
2024 · 9.75
Debt to equity
27.93▲
2024 · 0.10
ROE
350.5%▲
2024 · 23.5%
ROA
12.1%▼
2024 · 21.4%
Interest coverage
29.31▼
2024 · 96.87
Debt ≤ 1 year
€386k▲
2024 · €32k
Income taxes
€15k▼
2024 · €24k
Staff costs
€739
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€380k€400k▲
Fixed assets21/28€72k€58k▼
Tangible fixed assets22/27€71k€57k▼
Land and buildings22€7k€6k▼
Plant, machinery and equipment23€229€13▼
Furniture and vehicles24€64k€51k▼
Financial fixed assets28€2k€2k=
Current assets29/58€308k€342k▲
Amounts receivable within one year40/41€71k€70k▼
Trade receivables40€35k€35k=
Other amounts receivable41€35k€35k▼
Current investments50/53-€98k
Cash at bank and in hand54/58€237k€175k▼
Equity and liabilities
Total equity and liabilities10/49€380k€400k▲
Equity10/15€345k€14k▼
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Profit (loss) carried forward14€342k€11k▼
Amounts payable17/49€35k€386k▲
Amounts payable within one year42/48€32k€386k▲
Trade debts44€8k€6k▼
Suppliers440/4€8k€6k▼
Taxes, remuneration and social security45€24k€57k▲
Taxes450/3€24k€57k▲
Other amounts payable47/48-€323k
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Remuneration, social security and pensions62-€739
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€14k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€112k€82k▼
Operating profit (loss)9901€106k€62k▼
Financial income75/76B-€4k
Recurring financial income75-€4k
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€105k€64k▼
Income taxes67/77€24k€15k▼
Profit (loss) for the period9904€81k€48k▼
Profit (loss) for the period to be appropriated9905€81k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€342k€391k▲
Profit (loss) brought forward from the previous period14P€261k€342k▲
Profit to be distributed694/7-€380k
Return on contributions (dividend)694-€380k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €48k ▼40.3%
Net result drops to €48k, the lowest in the series.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
15-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
30-06
Financial
Equity above €200kEq €264k ▲78.9%
2 profitable years in a row build equity to €264k.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Snakkaertstraat 531700 DilbeekGround area
496 m²
Building footprint
80 m²
Volume, LiDAR
472 m³
Parcel 23016E0093/00M003, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MONT ATHOS
since 20212.314.917.569
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016E0093/00M003 | Flanders | 496 m² | 1 · 80 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 26,553 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2021
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.