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Generated 24-08-2026
Active BE 0719.604.297Private limited company (pre-2019)Open bankruptcy

MONS TOITURES

· 7 yrs active
Sector: Dakwerkzaamheden (43410)
Conclusion Checked

A bankruptcy procedure is open for MONS TOITURES according to publications in the Belgian State Gazette. The 2021 annual accounts show equity of €43k and a net result of €-30k.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €43k
Net result €-30k
Better than sector 38%
Active 7 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health0Profitability0Solvency60Growth68Stability0
26 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 0
Solvency 60
Growth 68
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2021 · computed
0 / 100 Critical
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2021 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 11-10-2022 with the NBB · fiscal year 2021 · micro
€-200k€0€200k€400kRevenue 2019: €145k€145kOperating result 2019: €24k€24kNet result 2019: €24k€24kRevenue 2020: €289k€289kOperating result 2020: €53k€53kNet result 2020: €66k€66kRevenue 2021: €415k€415kOperating result 2021: €-24k€-24kNet result 2021: €-30k€-30k201920202021
RevenueOperating resultNet result
Sector comparison
Fiscal year 2021 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 27.2% 36.2%
better than 38% of 3660 sector peers
Net result €-30k €11k
better than 5% of 3652 sector peers
Equity €43k €26k
better than 64% of 3665 sector peers
Gross operating margin €96k €31k
better than 81% of 3652 sector peers
Staff costs €95k €26k
higher than 82% of 1334 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€415k
+43.7% 19-21
EBITDA
€-14k
- 19-21
Net profit
€-30k
- 19-21
Cash flow
€-20k
- 19-21
Total assets
€157k
+59.2% 19-21
Equity
€43k
-41.4% 19-21
Working capital
€62k
+62.3% 19-21
Staff costs
€95k
- 19-21
Show 13 other metrics
Income taxes
€5k
-49.0% 19-21
Debt
€114k
+344.0% 19-21
Debt ≤ 1y
€76k
+193.7% 19-21
Debt > 1y
€39k
- 19-21
Current ratio
1.82
-26.7% 19-21
Quick ratio
1.82
-26.7% 19-21
Solvency
27.2%
-63.2% 19-21
Debt / equity
2.68
- 19-21
ROE
-70.7%
- 19-21
ROA
-19.2%
- 19-21
Net margin
-7.3%
- 19-21
EBITDA margin
-3.3%
- 19-21
Interest coverage
-10.41
- 19-21
Figures by fiscal year
Fiscal year2021
Depositmicro
Revenue€415k
EBITDA€-14k
Net profit€-30k
Cash flow€-20k
Staff costs€95k
Income taxes€5k
Dividends-
Total assets€157k
Equity€43k
Debt€114k
of which ≤ 1y€76k
of which > 1y€39k
Working capital€62k
Employees (FTE)-
Ratios (computed)
2021
Current ratio1.82
Quick ratio1.82
Working capital ratio39.5%
Solvency27.2%
Debt / equity2.68
Long-term debt ratio0.91
Interest coverage-10.41
Gross margin23.1%
Net margin-7.3%
ROA-19.2%
ROE-70.7%
EBITDA margin-3.3%
Days sales outstanding35d
Days payable outstanding71d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€157k
Fixed assets 21/28€19k
Tangible fixed assets 22/27€19k
Financial fixed assets 28€250
Current assets 29/58€138k
Amounts receivable within one year 40/41€84k
Cash & bank 54/58€22k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€157k
Equity 10/15€43k
Contributions / capital 10/11€7k
Accumulated profits (losses) 14€36k
Amounts payable 17/49€114k
Amounts payable after one year 17€39k
Amounts payable within one year 42/48€76k
Trade debts payable within one year 44€62k
Income statement
Turnover 70€415k
Gross operating margin 9900€96k
Operating result 9901€-24k
Financial charges 65€1k
Result before taxes 9903€-25k
Income taxes 67/77€5k
Net result for the period 9904€-30k
Result to be appropriated 9905€-30k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator JOHN DEHAENE
RUE NEUVE, 16, 7000 MONS- . Date provisoire de cessation de paiement : 04/09/2023
 04-09-2023 → present Belgian State Gazette
Legal Structure
NACE primary Dakwerkzaamheden(43410)
Legal form Private limited company (pre-2019)(015)
Incorporation30-01-2019
StatusActive
Postal code-
First BS signal 08-09-2023
Latest BS signal 08-09-2023
Establishment units 1 location
MONS TOITURES
Optrekken van de ruwbouw van individuele huizen
since 20192.310.056.483
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53052A0351/00L003 Wallonia 777 m² 1 · 97 m² -
Methodology
via establishment units: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023
08-09-2023
Bankruptcy Opening
Tribunal de l’entreprise du Hainaut, division Mons · MONS TOITURES SPRL RUE HAMAIDE 117/B9, 7334 HAUTRAGE · event 04-09-2023
2022
31-10-2022
State Gazette act Capital & shares
11-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
29-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
27-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
Lifecycle & Insolvency Signals1 events
08-09-2023
Bankruptcy Opening
Date: 04-09-2023 · Tribunal de l’entreprise du Hainaut, division Mons · MONS TOITURES SPRL RUE HAMAIDE 117/B9, 7334 HAUTRAGE · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262023-09-08 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Capital history · 1
31-10-2022
Capital change
All acts · 1 updated 3 years ago
2022
31-10-2022 All shares are now held by a single shareholder Capital & shares
Technical details 
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  "events": [
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
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      "subscribers": [
        {
          "kbo": null,
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          "kind": "person",
          "name": "KOVACS K\u00E9vin",
          "share_class": null,
          "liberation_pct": null,
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          "contribution_amount_eur": null
        }
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      "decrease_purpose": null,
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      ],
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      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Mesvin",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-10-21",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2022-10-10",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2022-10-10"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0719.604.297",
    "name_full": "Mons-toitures",
    "legal_form": "Soci\u00E9t\u00E9 \u00E0 Responsabilit\u00E9 Limit\u00E9e",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "KOVACS K\u00E9vin",
      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Dakwerkzaamheden43410
Primary activity highlighted.
Names & trade names
Legal nameFR MONS TOITURES
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative