Mons Manhattan Coffee
ActiveSummary
The computed 12-month bankruptcy probability of Mons Manhattan Coffee is 1.7% (moderate). The 2025 annual accounts show equity of €35k and a net result of €804. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 85% of 13305 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+71
Solvency98▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 5.02 against 3.14 in 2024; short-term debt: 16.5% and cash: 61.3% of total assets), and 27.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.5%
Return on assets
1.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
29 d early
2023
1 d late
2022
22 d late
2021
7 d early
2020
49 d early
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€804
2024 · €-17k
2018: €5k
2019: €4k
2020: €11k
2021: €19k
2022: €6k
2023: €-2k
2024: €-17k
2018 → 2025
Working capital
€32k▲ 30.2%
2024 · €25k
2018: €4k
2019: €14k
2020: €23k
2021: €44k
2022: €47k
2023: €40k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€53k▲ 12.7%€51k▼ 4.0%€34k▼ 33.0%€35k▲ 2.3%
Operating result€21k-€8k▼ 64.1%€-2k€-16k▼ 850%€1k
Net result€19k-€6k▼ 69.0%€-2k€-17k▼ 683%€804
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€8k ▼ 13.3%
Current assets
€40k ▲ 10.9%
Equity and liabilities €48k
Equity
€35k ▲ 2.3%
Debt
€13k ▲ 16.1%
Debt's share of the balance-sheet total rises from 25.1% to 27.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5k▲
2024 · €-14k
Cash flow
€4k▲
2024 · €-15k
Current ratio
5.02▲
2024 · 3.14
Quick ratio
4.97▲
2024 · 3.07
Debt to equity
0.38▲
2024 · 0.33
ROE
2.3%▲
2024 · -49.1%
ROA
1.7%▲
2024 · -36.8%
Interest coverage
18.09▲
2024 · -48.35
Debt ≤ 1 year
€8k▼
2024 · €11k
Income taxes
€435▲
2024 · €425
Staff costs
€58k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€46k€48k▲
Fixed assets21/28€10k€8k▼
Tangible fixed assets22/27€9k€8k▼
Plant, machinery and equipment23€2k€829▼
Furniture and vehicles24€6k€5k▼
Other tangible fixed assets26€1k€2k▲
Financial fixed assets28€650€650=
Current assets29/58€36k€40k▲
Stocks and contracts in progress3€892€360▼
Stocks30/36€892€360▼
Amounts receivable within one year40/41€3k€9k▲
Trade receivables40€545€7k▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€32k€30k▼
Deferred charges and accrued income490/1€717€1k▲
Equity and liabilities
Total equity and liabilities10/49€46k€48k▲
Equity10/15€34k€35k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€16k€17k▲
Amounts payable17/49€11k€13k▲
Amounts payable within one year42/48€11k€8k▼
Trade debts44€7k-
Suppliers440/4€7k-
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€133€2k▲
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€1k€3k▲
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€121k€118k▼
Remuneration, social security and pensions62€66k€58k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€56k€66k▲
Operating profit (loss)9901€-16k€1k▲
Financial charges65/66B€290€251▼
Recurring financial charges65€290€251▼
Profit (loss) for the period before taxes9903€-16k€1k▲
Income taxes67/77€425€435▲
Profit (loss) for the period9904€-17k€804▲
Profit (loss) for the period to be appropriated9905€-17k€804▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€17k▲
Profit (loss) brought forward from the previous period14P€33k€16k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €804
Net result €804 after 2 loss-making years.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
24-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €19k ▲79.5%
Operating result €21k, net result €19k, both a record.
12-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
28-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Coupe 107000 MonsGround area
42 m²
Building footprint
30 m²
Volume, LiDAR
301 m³
Parcel 53053H0073/00_000, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Mons Manhattan Coffee
since 20152.240.594.189
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53053H0073/00_000 | Wallonia | 42 m² | 1 · 30 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.240.594.189
Similar companies · same sector, comparable size
LOUI
BE 0820.751.345
Sint-Pieters-Leeuw · Eq €35,165
F&C
BE 0769.270.574
Erpe-Mere · Eq €35,140
COCOMORI
BE 0727.447.837
Leuven · Eq €35,137
CHEZ SUN
BE 0676.850.855
Sint-Joost-ten-Node · Eq €35,136
DP KIEL
BE 0754.891.612
Antwerpen · Eq €35,125
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 8,436 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2015
Fiscal year end31-12
Abbreviation FR
MOMA COFFEE
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.