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MONS

Active
Private limited company (pre-2019)founded 199432 yrs activeLéonce Roelsstraat 22, 9620 Zottegem, BelgiumKBO/BCE: BE 0451.855.989

MONS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €21k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 26052 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
57 / 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74=
Solvency35▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.61 against 0.55 in 2023; short-term debt: 84.6% and cash: 16% of total assets), and 90.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 32 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
9.6%
Return on assets
4.2%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €21k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
31 d late
2022
30 d late
2021
24 d early
2020
27 d late
2019
31 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€21k▲ 78.9%
2023 · €12k
2018: €-4k 2019: €-4k 2020: €-4k 2021: €-3k 2022: €2k 2023: €12k
2018 → 2024
Total assets
€217k▼ 7.1%
2023 · €233k
2018: €246k 2019: €244k 2020: €247k 2021: €261k 2022: €272k 2023: €233k
2018 → 2024
Net result
€9k▼ 5.4%
2023 · €10k
2018: €3k 2019: €434 2020: €255 2021: €626 2022: €5k 2023: €10k
2018 → 2024
Working capital
€-71k▲ 21.3%
2023 · €-91k
2018: €-106k 2019: €-92k 2020: €-92k 2021: €-101k 2022: €-123k 2023: €-91k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€-4k-€-3k▲ 16.7%€2k€12k▲ 504%€21k▲ 78.9%
Operating result€2k-€2k▲ 16.1%€7k▲ 195%€12k▲ 83.9%€11k▼ 10.5%
Net result€255-€626▲ 145%€5k▲ 705%€10k▲ 91.9%€9k▼ 5.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5k€10kOperating result 2020: €2k€2kNet result 2020: €255€255Operating result 2021: €2k€2kNet result 2021: €626€626Operating result 2022: €7k€7kNet result 2022: €5k€5kOperating result 2023: €12k€12kNet result 2023: €10k€10kOperating result 2024: €11k€11kNet result 2024: €9k€9k20202021202220232024
The operating result falls in 2024; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €217k
Fixed assets €105k▼ 15.0%
Current assets €112k▲ 1.7%
Equity and liabilities €217k
Equity €21k▲ 78.9%
Debt €196k▼ 11.6%
The debt ratio falls from 95.0% to 90.4%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€31k
2023 · €35k
Cash flow
€29k
2023 · €33k
Solvency
9.6%
2023 · 5.0%
Current ratio
0.61
2023 · 0.55
Quick ratio
0.28
2023 · 0.20
Debt / equity
9.44
2023 · 19.11
ROE
44.1%
2023 · 83.4%
ROA
4.2%
2023 · 4.1%
Interest coverage
15.89
2023 · 13.21
Debt
€196k
2023 · €222k
Debt ≤ 1 year
€183k
2023 · €201k
Debt > 1 year
€13k
2023 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€233k€217k
Fixed assets21/28€123k€105k
Tangible fixed assets22/27€122k€103k
Land and buildings22€37k€35k
Plant, machinery and equipment23€38k€31k
Furniture and vehicles24€1k€407
Other tangible fixed assets26€45k€37k
Financial fixed assets28€2k€2k=
Current assets29/58€110k€112k
Stocks and contracts in progress3€69k€61k
Stocks30/36€69k€61k
Amounts receivable within one year40/41€24k€16k
Trade receivables40€15k€7k
Other amounts receivable41€9k€9k
Cash at bank and in hand54/58€17k€35k
Deferred charges and accrued income490/1€171€168
Equity and liabilities
Total equity and liabilities10/49€233k€217k
Equity10/15€12k€21k
Contributions10/11€69k€69k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Profit (loss) carried forward14€-64k€-55k
Amounts payable17/49€222k€196k
Amounts payable after more than one year17€21k€13k
Financial debts170/4€21k€13k
Amounts payable within one year42/48€201k€183k
Current portion of amounts payable after more than one year42€9k€8k
Trade debts44€37k€21k
Suppliers440/4€37k€21k
Taxes, remuneration and social security45€1k€2k
Taxes450/3€1k€6
Remuneration and social security454/9€0€2k
Other amounts payable47/48€153k€152k
Accrued charges and deferred income492/3€0-
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€20k
Other operating charges640/8€4k€5k
Gross operating margin9900€39k€36k
Operating profit (loss)9901€12k€11k
Financial income75/76B€8€42
Recurring financial income75€8€42
Financial charges65/66B€3k€2k
Recurring financial charges65€3k€2k
Profit (loss) for the period before taxes9903€10k€9k
Profit (loss) for the period9904€10k€9k
Profit (loss) for the period to be appropriated9905€10k€9k
Appropriation of the result
Profit (loss) to be appropriated9906€-64k€-55k
Profit (loss) brought forward from the previous period14P€-73k€-64k

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial Highest result since 2018net €10k ▲91.9%
Operating result €12k, net result €10k, both a record.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
07-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial Weakest financial yearnet €255 ▼41.2%
Net result drops to €255, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
20-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
2017
27-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
2016
29-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 1994
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Léonce Roelsstraat 229620 Zottegem
Ground area
352 m²
Building footprint
294 m²
Volume, LiDAR
2,236 m³
Parcel 41081A0752/00T000, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SLAGERIJ EN ALGEMENE VOEDING
Léonce Roelsstraat 22, 9620 ZottegemNACE 1513103
since 19942.065.620.245
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41081A0752/00T000 Flanders 352 m² 1 · 294 m² 12.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Zottegem2.065.620.245
2 permissions
Toelating · Vleeswinkel · since 14-10-2008
Toelating · Detailhandel · since 01-01-2006

Similar companies · same sector, comparable size

Of 10,530 companies in sector 47110 we hold annual accounts for 5,858. 4,180 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded07-02-1994
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52116
46494Wholesale of non-electrical household articles
47221Retail sale of meat and meat products, excluding game and poultry
47552Retail sale of lighting equipment
47592Retail trade
51441
52220
52442
55522
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.