LAMBERT - GILLES
ActiveLAMBERT - GILLES has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-34
Solvency34▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.1 against 1.12 in 2024; short-term debt: 90.5% and cash: 1.5% of total assets), and 90.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.5%
Return on assets
-2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
36 d early
2023
33 d early
2022
42 d early
2021
19 d early
2020
26 d early
2019
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▼ 19.7%
2024 · €22k
2018: €-31k
2019: €-21k
2020: €-5k
2021: €12k
2022: €14k
2023: €18k
2024: €22k
2018 → 2025
Total assets
€187k=
2024 · €187k
2018: €154k
2019: €155k
2020: €157k
2021: €170k
2022: €183k
2023: €184k
2024: €187k
2018 → 2025
Net result
€-4k
2024 · €4k
2018: €-5k
2019: €10k
2020: €16k
2021: €17k
2022: €1k
2023: €4k
2024: €4k
2018 → 2025
Working capital
€16k▼ 19.9%
2024 · €20k
2018: €-32k
2019: €-21k
2020: €-5k
2021: €12k
2022: €10k
2023: €15k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€14k▲ 11.4%€18k▲ 30.9%€22k▲ 22.7%€18k▼ 19.7%
Operating result€19k-€3k▼ 85.0%€7k▲ 156%€8k▲ 5.8%€-2k
Net result€17k-€1k▼ 91.9%€4k▲ 202%€4k▼ 3.8%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €8k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €187k
Fixed assets
€1k▼ 39.4%
Current assets
€185k▲ 0.5%
Equity and liabilities €187k
Equity
€18k▼ 19.7%
Debt
€169k▲ 2.7%
The debt ratio rises from 88.2% to 90.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-884▼
2024 · €9k
Cash flow
€-3k▼
2024 · €5k
Solvency
9.5%▼
2024 · 11.8%
Current ratio
1.10▼
2024 · 1.12
Quick ratio
0.26▼
2024 · 0.27
Debt / equity
9.57▲
2024 · 7.48
ROE
-24.5%▼
2024 · 18.5%
ROA
-2.3%▼
2024 · 2.2%
Interest coverage
-0.34▼
2024 · 3.40
Debt
€169k▲
2024 · €165k
Debt ≤ 1 year
€169k▲
2024 · €164k
Staff costs
€162▲
2024 · €158
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€187k€187k=
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Financial fixed assets28€50€50=
Current assets29/58€184k€185k▲
Stocks and contracts in progress3€139k€141k▲
Stocks30/36€139k€141k▲
Amounts receivable within one year40/41€42k€41k▼
Trade receivables40€34k€34k▼
Other amounts receivable41€8k€7k▼
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€628€713▲
Equity and liabilities
Total equity and liabilities10/49€187k€187k=
Equity10/15€22k€18k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€2k€-3k▼
Amounts payable17/49€165k€169k▲
Amounts payable within one year42/48€164k€169k▲
Financial debts43€6k€6k▼
Credit institutions430/8€6k€6k▼
Trade debts44€9k€9k▲
Suppliers440/4€9k€9k▲
Taxes, remuneration and social security45€96k€96k=
Taxes450/3-€7
Remuneration and social security454/9€96k€96k=
Other amounts payable47/48€53k€58k▲
Accrued charges and deferred income492/3€741€67▼
Income statement
Code20242025
Remuneration, social security and pensions62€158€162▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€964▼
Other operating charges640/8€1k€804▼
Gross operating margin9900€10k€82▼
Operating profit (loss)9901€8k€-2k▼
Financial income75/76B€442€92▼
Recurring financial income75€442€92▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€5k€-4k▼
Income taxes67/77€1k-
Profit (loss) for the period9904€4k€-4k▼
Profit (loss) for the period to be appropriated9905€4k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-3k▼
Profit (loss) brought forward from the previous period14P€-3k€2k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €17k ▲4.8%
Operating result €19k, net result €17k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vresse-sur-Semois · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Charleville,Membre 1085550 Vresse-sur-SemoisGround area
929 m²
Building footprint
188 m²
Volume, LiDAR
2,081 m³
Parcel 91373A0354/00L000, Wallonia · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Charleville,Membre 108, 5550 Vresse-sur-Semois
since 19942.066.819.382
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91373A0354/00L000 | Wallonia | 929 m² | 1 · 188 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVresse-sur-Semois2.066.819.382
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Of 10,524 companies in sector 47110 we hold annual accounts for 5,859. 4,046 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-1994
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:lambert-gilles-sprl@skynet.be