MoNoA
Open bankruptcyA bankruptcy procedure is open for MoNoA according to publications in the Belgian State Gazette; curator: KRIS GOEMAN. The 2025 annual accounts show negative equity (€-543k) and a net result of €-301k.
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-543k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
10 d late
2024
on the day
2023
5 d early
2022
on the day
2021
1 d early
2020
2 d early
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-543k▼ 124%
2024 · €-242k
2019: €-70k
2020: €-58k
2021: €210k
2022: €29k
2023: €-59k
2024: €-242k
2019 → 2025
Total assets
€11k▼ 95.6%
2024 · €260k
2019: €237k
2020: €578k
2021: €728k
2022: €436k
2023: €353k
2024: €260k
2019 → 2025
Net result
€-301k▼ 64.8%
2024 · €-183k
2019: €-88k
2020: €12k
2021: €267k
2022: €-181k
2023: €-88k
2024: €-183k
2019 → 2025
Working capital
€-494k▼ 105%
2024 · €-241k
2019: €-2k
2020: €-423k
2021: €-95k
2022: €-148k
2023: €-142k
2024: €-241k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€210k-€29k▼ 86.3%€-59k€-242k▼ 309%€-543k▼ 124%
Operating result€-123k-€-143k▼ 16.6%€-87k▲ 39.3%€-102k▼ 17.4%€-256k▼ 151%
Net result€267k-€-181k€-88k▲ 51.4%€-183k▼ 108%€-301k▼ 64.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €256k in 2025 against €102k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11k
Fixed assets
€9k▼ 83.9%
Current assets
€2k▼ 98.8%
Key figures and ratios
EBITDA
€-209k▼
2024 · €-22k
Cash flow
€-254k▼
2024 · €-103k
Current ratio
0.00▼
2024 · 0.46
Quick ratio
0.00▼
2024 · 0.01
Debt / equity
-1.02▲
2024 · -2.07
Interest coverage
-4.64▼
2024 · -0.28
Debt
€555k▲
2024 · €502k
Debt ≤ 1 year
€496k▲
2024 · €444k
Debt > 1 year
€55k▲
2024 · €54k
A ratio outside any meaningful range has been withheld (balance sheet total €11k, equity €-543k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€260k€11k▼
Fixed assets21/28€56k€9k▼
Intangible fixed assets21€56k€9k▼
Current assets29/58€203k€2k▼
Stocks and contracts in progress3€198k€0▼
Stocks30/36€198k€0▼
Amounts receivable within one year40/41€618€579▼
Trade receivables40€0-
Other amounts receivable41€618€579▼
Cash at bank and in hand54/58€4k€1k▼
Deferred charges and accrued income490/1€622€675▲
Equity and liabilities
Total equity and liabilities10/49€260k€11k▼
Equity10/15€-242k€-543k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-260k€-562k▼
Amounts payable17/49€502k€555k▲
Amounts payable after more than one year17€54k€55k▲
Financial debts170/4€54k€55k▲
Amounts payable within one year42/48€444k€496k▲
Financial debts43€338k€369k▲
Credit institutions430/8€338k€369k▲
Trade debts44€4k€7k▲
Suppliers440/4€4k€7k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€101k€119k▲
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€47k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€198k
Other operating charges640/8€609€559▼
Gross operating margin9900€-22k€-10k▲
Operating profit (loss)9901€-102k€-256k▼
Financial charges65/66B€81k€45k▼
Recurring financial charges65€81k€45k▼
Profit (loss) for the period before taxes9903€-183k€-301k▼
Profit (loss) for the period9904€-183k€-301k▼
Profit (loss) for the period to be appropriated9905€-183k€-301k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-260k€-562k▼
Profit (loss) brought forward from the previous period14P€-78k€-260k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Dendermonde · MONOA BV VOLAARDE- STRAAT (STG) 46, 9200 DENDERMONDE · event 27-08-2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
31-12
Financial
Weakest financial yearnet €-301k
Net result drops to €-301k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €267k ▲2062%
Net result €267k, the highest in the series.
31-12
Financial
Equity above €200kEq €210k
2 profitable years in a row build equity to €210k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Volaardestraat (STG) 469200 DendermondeGround area
1,041 m²
Building footprint
194 m²
Volume, LiDAR
909 m³
Parcel 42021B0478/00H000, Flanders · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MoNoA
since 20182.283.286.760
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021B0478/00H000 | Flanders | 1,041 m² | 1 · 194 m² | 10.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | KRIS GOEMAN LEOPOLDLAAN 15, 9200 DENDER-
MONDE |
27-08-2026 → present |
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Of 11,555 companies in sector 71121 we hold annual accounts for 6,562. 4,440 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2018
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@monoa.eu