Monjos
ActiveFinancials · financial year 2025, micro format
2025 annual accounts filed 61 days after the deadline Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00535147.
Annual accounts 2025 filed on 30-09-2026 at the NBB all 3 filings
Equity
-€13,619▼ 20.1%
2024 · -€11,339
Net result
-€2,281▲ 58.9%
2024 · -€5,554
Total assets
€417,348▼ 1.1%
2024 · €421,935
Solvency
-3.3%▼ 0.6pp
2024 · -2.7%
Multi-year overview
2023 to 2025, 3 financial yearsOperating result
-€516
▲ 81.9%
2025
20232025
Net result
-€2,281
▲ 58.9%
2025
lowest quarter of the sector
20232025
Equity
-€13,619
▼ 20.1%
2025
lowest quarter of the sector
20232025
Total assets
€417,348
▼ 1.1%
2025
middle half of the sector
20232025
Debt
€430,967
▼ 0.5%
2025
20232025
Working capital
-€76,673
▼ 29.2%
2025
lowest quarter of the sector
20232025
Solvency
-3.3%
▼ 0.6pp
2025
lowest quarter of the sector
20232025
Current ratio
0.03
▼ 0.08
2025
lowest quarter of the sector
20232025
Return on assets (ROA)
-0.5%
▲ 0.8pp
2025
lowest quarter of the sector
20232025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result-€7,139--€2,851▲ 60.1%-€516▲ 81.9%
Net result-€10,785below the sector's middle half--€5,554below the sector's middle half▲ 48.5%-€2,281below the sector's middle half▲ 58.9%
Equity-€5,785below the sector's middle half--€11,339below the sector's middle half▼ 96.0%-€13,619below the sector's middle half▼ 20.1%
Total assets€421,216within the sector's middle half-€421,935within the sector's middle half▲ 0.2%€417,348within the sector's middle half▼ 1.1%
Debt€427,001-€433,274▲ 1.5%€430,967▼ 0.5%
Working capital-€34,325below the sector's middle half--€59,344below the sector's middle half▼ 72.9%-€76,673below the sector's middle half▼ 29.2%
Solvency-1.4%below the sector's middle half--2.7%below the sector's middle half▼ 1.3pp-3.3%below the sector's middle half▼ 0.6pp
Current ratio0.16below the sector's middle half-0.11below the sector's middle half▼ 0.050.03below the sector's middle half▼ 0.08
Return on assets (ROA)-2.6%below the sector's middle half--1.3%below the sector's middle half▲ 1.2pp-0.5%below the sector's middle half▲ 0.8pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €516, smaller than the loss of €2,851 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €417,348
Fixed assets
€414,800 =
Current assets
€2,548 ▼ 64.3%
Equity and liabilities
Equity-€13,619
Debt€430,967
Equity is negative. Debt (€430,967) exceeds the balance-sheet total (€417,348).
Key figures and ratios
Debt ≤ 1 year
€79,221▲
2024 · €66,479
Debt > 1 year
€351,747▼
2024 · €366,794
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Financial fixed assets | €414,800 | - | - |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | - | €299 | €66 | ▼ 78.0% |
| Gross operating margin9900 | -€7,139 | -€2,552 | -€450 | ▲ 82.4% |
| Operating profit (loss)9901 | -€7,139 | -€2,851 | -€516 | ▲ 81.9% |
| Financial charges65/66B | €3,646 | €2,703 | €1,765 | ▼ 34.7% |
| Recurring financial charges65 | €3,646 | €2,703 | €1,765 | ▼ 34.7% |
| Profit (loss) for the period before taxes9903 | -€10,785 | -€5,554 | -€2,281 | ▲ 58.9% |
| Profit (loss) for the period9904 | -€10,785 | -€5,554 | -€2,281 | ▲ 58.9% |
| Profit (loss) for the period to be appropriated9905 | -€10,785 | -€5,554 | -€2,281 | ▲ 58.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €421,216 | €421,935 | €417,348 | ▼ 1.1% |
| Fixed assets21/28 | €414,800 | €414,800 | €414,800 | = |
| Financial fixed assets28 | €414,800 | €414,800 | €414,800 | = |
| Current assets29/58 | €6,416 | €7,135 | €2,548 | ▼ 64.3% |
| Amounts receivable within one year40/41 | €6,406 | €6,929 | €2,474 | ▼ 64.3% |
| Trade receivables40 | €5,000 | €5,000 | €545 | ▼ 89.1% |
| Other amounts receivable41 | €1,406 | €1,929 | €1,929 | = |
| Cash at bank and in hand54/58 | €10 | €206 | €74 | ▼ 64.1% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €421,216 | €421,935 | €417,348 | ▼ 1.1% |
| Equity10/15 | -€5,785 | -€11,339 | -€13,619 | ▼ 20.1% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€10,785 | -€16,339 | -€18,619 | ▼ 14.0% |
| Amounts payable17/49 | €427,001 | €433,274 | €430,967 | ▼ 0.5% |
| Amounts payable after more than one year17 | €386,260 | €366,794 | €351,747 | ▼ 4.1% |
| Financial debts170/4 | €71,460 | €366,794 | €351,747 | ▼ 4.1% |
| Other amounts payable178/9 | €314,800 | - | - | - |
| Amounts payable within one year42/48 | €40,741 | €66,479 | €79,221 | ▲ 19.2% |
| Current portion of amounts payable after more than one year42 | €13,424 | €16,099 | €16,099 | = |
| Trade debts44 | €2,166 | €190 | €450 | ▲ 137% |
| Suppliers440/4 | €2,166 | €190 | €450 | ▲ 137% |
| Other amounts payable47/48 | €25,151 | €50,190 | €62,671 | ▲ 24.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€10,785 | -€5,554 | -€2,281 | ▲ 58.9% |
| Operating cash flow (approximation) | -€10,785 | -€5,554 | -€2,281 | ▲ 58.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €195 | -€132 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.