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Monjos

Active
Private limited companyfounded 20224 yrs activeCarnotstraat 84, 2060 Antwerpen, BelgiumKBO/BCE: BE 0790.383.813
Summary

Monjos is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (-€11,339) and a net result of -€5,554. Its solvency ranks better than 8% of 9871 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
90 d late
2023
64 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 77 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 September 2022, Monjos was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€11,339▼ 96.0%
2023 · -€5,785
Net result
-€5,554▲ 48.5%
2023 · -€10,785
Total assets
€421,935▲ 0.2%
2023 · €421,216
Solvency
-2.7%▼ 1.3pp
2023 · -1.4%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result-€7,139--€2,851▲ 60.1%
Net result-€10,785below the sector's middle half--€5,554below the sector's middle half▲ 48.5%
Equity-€5,785below the sector's middle half--€11,339below the sector's middle half▼ 96.0%
Total assets€421,216within the sector's middle half-€421,935within the sector's middle half▲ 0.2%
Debt€427,001-€433,274▲ 1.5%
Working capital-€34,325below the sector's middle half--€59,344below the sector's middle half▼ 72.9%
Solvency-1.4%below the sector's middle half--2.7%below the sector's middle half▼ 1.3pp
Current ratio0.16below the sector's middle half-0.11below the sector's middle half▼ 0.05
Return on assets (ROA)-2.6%below the sector's middle half--1.3%below the sector's middle half▲ 1.2pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2023: -€7,139-€7,139Net result 2023: -€10,785-€10,785Operating result 2024: -€2,851-€2,851Net result 2024: -€5,554-€5,55420232024-€15,000-€10,000-€5,000€0Operating result 2023: -€7,139-€7,140Net result 2023: -€10,785-€10,800Operating result 2024: -€2,851-€2,850Net result 2024: -€5,554-€5,55020232024
The operating result stays negative: a loss of €2,851 in 2024 against €7,139 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €421,935
Fixed assets €414,800 =
Current assets €7,135 ▲ 11.2%
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€66,479▲
2023 · €40,741
Debt > 1 year
€366,794▼
2023 · €386,260
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 31 lines
Balance sheet Code20232024
Assets
Total assets20/58€421,216€421,935▲
Fixed assets21/28€414,800€414,800=
Financial fixed assets28€414,800€414,800=
Current assets29/58€6,416€7,135▲
Amounts receivable within one year40/41€6,406€6,929▲
Trade receivables40€5,000€5,000=
Other amounts receivable41€1,406€1,929▲
Cash at bank and in hand54/58€10€206▲
Equity and liabilities
Total equity and liabilities10/49€421,216€421,935▲
Equity10/15-€5,785-€11,339▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€10,785-€16,339▼
Amounts payable17/49€427,001€433,274▲
Amounts payable after more than one year17€386,260€366,794▼
Financial debts170/4€71,460€366,794▲
Other amounts payable178/9€314,800-
Amounts payable within one year42/48€40,741€66,479▲
Current portion of amounts payable after more than one year42€13,424€16,099▲
Trade debts44€2,166€190▼
Suppliers440/4€2,166€190▼
Other amounts payable47/48€25,151€50,190▲
Income statement Code20232024
Other operating charges640/8-€299
Gross operating margin9900-€7,139-€2,552▲
Operating profit (loss)9901-€7,139-€2,851▲
Financial charges65/66B€3,646€2,703▼
Recurring financial charges65€3,646€2,703▼
Profit (loss) for the period before taxes9903-€10,785-€5,554▲
Profit (loss) for the period9904-€10,785-€5,554▲
Profit (loss) for the period to be appropriated9905-€10,785-€5,554▲
Appropriation of the result
Profit (loss) to be appropriated9906-€10,785-€16,339▼
Profit (loss) brought forward from the previous period14P--€10,785

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Other operating charges640/8-€299-
Gross operating margin9900-€7,139-€2,552▲ 64.2%
Operating profit (loss)9901-€7,139-€2,851▲ 60.1%
Financial charges65/66B€3,646€2,703▼ 25.9%
Recurring financial charges65€3,646€2,703▼ 25.9%
Profit (loss) for the period before taxes9903-€10,785-€5,554▲ 48.5%
Profit (loss) for the period9904-€10,785-€5,554▲ 48.5%
Profit (loss) for the period to be appropriated9905-€10,785-€5,554▲ 48.5%
Line20232024Change
Assets
Total assets20/58€421,216€421,935▲ 0.2%
Fixed assets21/28€414,800€414,800=
Financial fixed assets28€414,800€414,800=
Current assets29/58€6,416€7,135▲ 11.2%
Amounts receivable within one year40/41€6,406€6,929▲ 8.2%
Trade receivables40€5,000€5,000=
Other amounts receivable41€1,406€1,929▲ 37.2%
Cash at bank and in hand54/58€10€206▲ 1,901%
Equity and liabilities
Total equity and liabilities10/49€421,216€421,935▲ 0.2%
Equity10/15-€5,785-€11,339▼ 96.0%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€10,785-€16,339▼ 51.5%
Amounts payable17/49€427,001€433,274▲ 1.5%
Amounts payable after more than one year17€386,260€366,794▼ 5.0%
Financial debts170/4€71,460€366,794▲ 413%
Other amounts payable178/9€314,800--
Amounts payable within one year42/48€40,741€66,479▲ 63.2%
Current portion of amounts payable after more than one year42€13,424€16,099▲ 19.9%
Trade debts44€2,166€190▼ 91.2%
Suppliers440/4€2,166€190▼ 91.2%
Other amounts payable47/48€25,151€50,190▲ 99.6%
Line20232024Change
Profit (loss) for the period9904-€10,785-€5,554▲ 48.5%
Operating cash flow (approximation)-€10,785-€5,554▲ 48.5%
Investment in fixed assets (approximation)-€0-
Change in cash-€195-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 90 days late
2024
03-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
815 m²
Building footprint
792 m²
Parcel 11808H1032/00H000, Flanders. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
Monjos
Carnotstraat 84, 2060 AntwerpenReal estate development
since 20222.335.664.483
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11808H1032/00H000 Flanders 815 m² 1 · 792 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of Monjos and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,728 companies in sector 64210 we hold annual accounts for 19,800. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68121Development of residential building projects
56210Event catering
68110Buying and selling of own real estate
70100Activities of head offices
E-invoicing
Reachable via Peppol
Peppol ID 0208:0790383813
Registered 06-09-2022

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.