MONIR
ActiveThe computed 12-month bankruptcy probability of MONIR is 2.4% (moderate). The 2025 annual accounts show negative equity (€-11k) and a net result of €461. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 10% of 4564 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+29
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.43; short-term debt: 127% and cash: 33.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-27%
Return on assets
1.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 4564 sector peers (2025).
NBB · sector comparisonPosition among 4564 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
23 d early
2023
5 d late
2022
29 d late
2021
5 d late
2020
31 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€15k
EBIT margin
1.1%
Net result
€461▲ 2,312%
2024 · €19
2018: €-5k
2019: €-2k
2020: €-7k
2021: €9k
2022: €4
2023: €2k
2024: €19
2018 → 2025
Working capital
€-29k▼ 159%
2024 · €-11k
2018: €-22k
2019: €-24k
2020: €-31k
2021: €-19k
2022: €-19k
2023: €-11k
2024: €-11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€15k
Equity€-13k-€-13k=€-11k▲ 14.0%€-11k▲ 0.2%€-11k▲ 4.1%
Operating result€9k-€200▼ 97.9%€2k▲ 983%€172▼ 92.0%€635▲ 269%
Net result€9k-€4▼ 100.0%€2k▲ 52,282%€19▼ 99.0%€461▲ 2,312%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 269% above 2024.
Balance-sheet composition
Assets €40k
Fixed assets
€18k
Current assets
€22k
Key figures and ratios
EBITDA
€7k
Cash flow
€7k
Solvency
-27.0%
Current ratio
0.43
Quick ratio
0.43
Debt / equity
-4.71
ROA
1.1%
Interest coverage
38.82
Debt
€51k▲
2024 · €13k
Debt ≤ 1 year
€51k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€40k▲
Fixed assets21/28-€18k
Tangible fixed assets22/27-€18k
Furniture and vehicles24-€18k
Current assets29/58€2k€22k▲
Amounts receivable within one year40/41€601€8k▲
Trade receivables40€278€4k▲
Other amounts receivable41€323€4k▲
Cash at bank and in hand54/58€931€14k▲
Equity and liabilities
Total equity and liabilities10/49€2k€40k▲
Equity10/15€-11k€-11k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-18k€-17k▲
Amounts payable17/49€13k€51k▲
Amounts payable within one year42/48€13k€51k▲
Trade debts44-€160
Suppliers440/4-€160
Other amounts payable47/48€13k€51k▲
Income statement
Code20242025
Turnover70€15k-
Goods, raw materials, services and sundry goods60/61€15k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€6k
Other operating charges640/8€387€2k▲
Gross operating margin9900€560€9k▲
Operating profit (loss)9901€172€635▲
Financial charges65/66B€153€174▲
Recurring financial charges65€153€174▲
Profit (loss) for the period before taxes9903€19€461▲
Profit (loss) for the period9904€19€461▲
Profit (loss) for the period to be appropriated9905€19€461▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-17k▲
Profit (loss) brought forward from the previous period14P€-18k€-18k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voorstadsstraat 211000 BrusselGround area
192 m²
Building footprint
153 m²
Volume, LiDAR
1,959 m³
Parcel 21813A0337/00E010, Brussels · tallest building 16.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Voorstadsstraat 21, 1000 Brussel
since 20062.152.920.146
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21813A0337/00E010 | Brussels | 192 m² | 1 · 153 m² | 16.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEEDEL
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SOGEXPRO
BE 0434.811.804
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REDSOF
BE 0695.931.349
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STAR FLEX
BE 0800.928.802
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ASW SERVICES
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Of 6,687 companies in sector 49330 we hold annual accounts for 2,291. 1,447 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2006
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.