COMALSA
ActiveSummary
COMALSA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €1k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 80% of 4603 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+24
Solvency97▲+11
Growth35=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.47 against 3.25 in 2024; short-term debt: 15.7% and cash: 3.2% of total assets), and 27.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.2%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
6 d early
2023
21 d late
2022
23 d late
2021
5 d late
2020
31 d late
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€50k▼ 19.4%
2023 · €62k
2023: €62k
2023 → 2024
EBIT margin
5.4%▲ 2.3pp
2023 · 3.1%
2023: 3.1%
2023 → 2024
Net result
€1k▼ 34.1%
2024 · €2k
2018: €7k
2019: €3k
2020: €7k
2021: €14
2022: €2k
2023: €1k
2024: €2k
2018 → 2025
Working capital
€15k▲ 12.7%
2024 · €14k
2018: €13k
2019: €21k
2020: €27k
2021: €27k
2022: €22k
2023: €17k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€62k€50k▼ 19.4%
Equity€27k-€30k▲ 8.1%€25k▼ 16.3%€27k▲ 8.4%€28k▲ 5.1%
Operating result€1k-€2k▲ 108%€2k▼ 21.4%€3k▲ 39.9%€2k▼ 26.7%
Net result€14-€2k▲ 15,767%€1k▼ 47.4%€2k▲ 78.0%€1k▼ 34.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€18k ▼ 26.8%
Current assets
€21k ▲ 9.5%
Equity and liabilities €39k
Equity
€28k ▲ 5.1%
Debt
€11k ▼ 35.6%
Debt's share of the balance-sheet total falls from 38.6% to 27.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k
Cash flow
€8k
Current ratio
3.47▲
2024 · 3.25
Debt to equity
0.38▼
2024 · 0.63
ROE
4.9%▼
2024 · 7.7%
ROA
3.5%▼
2024 · 4.8%
Interest coverage
16.18
Debt ≤ 1 year
€6k▲
2024 · €6k
Debt > 1 year
€5k▼
2024 · €11k
Income taxes
€95
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€44k€39k▼
Fixed assets21/28€24k€18k▼
Tangible fixed assets22/27€24k€18k▼
Furniture and vehicles24€24k€18k▼
Financial fixed assets28€150€150=
Current assets29/58€20k€21k▲
Amounts receivable within one year40/41€13k€20k▲
Other amounts receivable41€13k€20k▲
Cash at bank and in hand54/58€7k€1k▼
Equity and liabilities
Total equity and liabilities10/49€44k€39k▼
Equity10/15€27k€28k▲
Contributions10/11€200€200=
Reserves13€500€500=
Non-distributable reserves130/1€500€500=
Reserves not available under the articles1311€500€500=
Profit (loss) carried forward14€26k€28k▲
Amounts payable17/49€17k€11k▼
Amounts payable after more than one year17€11k€5k▼
Financial debts170/4€11k€5k▼
Amounts payable within one year42/48€6k€6k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Income statement
Code20242025
Turnover70€50k-
Goods, raw materials, services and sundry goods60/61€51k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€7k
Other operating charges640/8€2k€1k▼
Gross operating margin9900€5k€10k▲
Operating profit (loss)9901€3k€2k▼
Financial charges65/66B€637€526▼
Recurring financial charges65€637€526▼
Profit (loss) for the period before taxes9903€2k€1k▼
Income taxes67/77-€95
Profit (loss) for the period9904€2k€1k▼
Profit (loss) for the period to be appropriated9905€2k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€28k▲
Profit (loss) brought forward from the previous period14P€24k€26k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Weakest financial yearnet €14 ▼99.8%
Net result drops to €14, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 8current ratio 236.77
Current ratio from 31.43 to 236.77; short-term debt falls from €898 to €116.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Liquidity times 7current ratio 24.02
Current ratio from 3.51 to 24.02; short-term debt falls from €5k to €900.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gieterijstraat 1251601 Sint-Pieters-LeeuwGround area
188 m²
Building footprint
72 m²
Volume, LiDAR
515 m³
Parcel 23069A0214/00K000, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ALTAX
since 20082.169.941.864
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23069A0214/00K000 | Flanders | 188 m² | 1 · 72 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A & M Concept
BE 0739.902.043
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AYA BUSINESS
BE 0705.932.643
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M.B.M.
BE 0466.995.018
Elsene · Eq €28,416
ABBAS
BE 0734.978.403
Wetteren · Eq €28,428
AL HAKIM
BE 1008.264.619
Kraainem · Eq €28,248
Of 6,686 companies in sector 49330 we hold annual accounts for 2,295. 1,978 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2008
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:alexis.sagahutu@laposte.net